Patents by Inventor Grant Walter

Grant Walter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11743251
    Abstract: Techniques and apparatus for providing peer-based management of user accounts are described. In one embodiment, for example, an apparatus may include at least one memory and logic coupled to the at least one memory. The logic may be configured to receive a request from at least one first user account to unlock a second user account locked responsive to a fraud event, determine a safe authentication value for the fraud event, and unlock the second user account responsive to the at least one first user account being a safe authentication account and the safe authentication value being over a safe authentication threshold value. Other embodiments are described.
    Type: Grant
    Filed: September 20, 2021
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Reza Farivar, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Anh Truong, Kate Key, Austin Grant Walters
  • Patent number: 11734705
    Abstract: Various embodiments are generally directed to techniques utilizing computers to process service billing data, generate one or more groups of customers based on one or more attributes of the data, and train a recurrent neural network (RNN) to predict future bill amounts for customers. Embodiments further include techniques to predict the future bill amounts of the customers and providing an indication of the bill amounts to the customers.
    Type: Grant
    Filed: October 18, 2019
    Date of Patent: August 22, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Vincent Pham, Reza Farivar, Jeremy Edward Goodsitt
  • Patent number: 11720776
    Abstract: Techniques to improve detection and security of images, including formation and detection of matrix-based images. A histogram may be used to determine a most prevalent plurality of colors associated with an environment. A related plurality of colors may be determined based on the most prevalent plurality of colors. A matrix barcode may be generated based on the most prevalent colors, the related plurality of colors, an infrared layer, and an ultraviolet layer.
    Type: Grant
    Filed: July 19, 2022
    Date of Patent: August 8, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11714833
    Abstract: Exemplary embodiments pertain to new techniques for classifying or labeling organized data. A major impediment to implementing high-quality machine learning is the lack of readily accessible labeled data. In some cases, data can be classified using a classifier, but these solutions can be inaccurate and slow. Exemplary embodiments address the problem of obtaining accurate labeled data in a timely manner by applying a classifier configured to operate on character-level embeddings. Among other advantages, this can help the classifier to recognize information contained within a data unit, such as a cell of a table. The classifier may operate within the organizational structure of the data, such as by operating across a particular row or column of a table. Because data within a particular row or column is often temporally organized (e.g., transactions that are logged in chronological order), row- or column-based approaches can yield more accurate results.
    Type: Grant
    Filed: September 10, 2021
    Date of Patent: August 1, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Anh Truong
  • Patent number: 11714636
    Abstract: Described herein are embodiments for managing comments in a program code file. A system may select program code and compile it to an intermediary code. The system may compare the intermediary code to a library of intermediary code snippets associated with comments. Based on the comparison, a system may recognize the code to be obsolete. In some embodiments, a system may generate one or more recommendations to update a code. Based on received feedback regarding a recommendation, a system may accordingly update a code.
    Type: Grant
    Filed: September 30, 2021
    Date of Patent: August 1, 2023
    Assignee: Capital One Services, LLC
    Inventors: Reza Farivar, Kenneth Taylor, Austin Grant Walters, Fardin Abdi Taghi Abad, Anh Truong, Vincent Pham, Jeremy Edward Goodsitt
  • Publication number: 20230214626
    Abstract: An article of manufacture may include a matrix barcode on a physical medium and associated with an environment. The matrix barcode may include a plurality of colors, where at least one of the plurality of colors is a least prevalent color, of a plurality of prevalent colors in the environment.
    Type: Application
    Filed: March 13, 2023
    Publication date: July 6, 2023
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Patent number: 11693949
    Abstract: Various embodiments are directed to a password security warning system. An artificial neural network or other types of models may be used to determine whether a password that is created, input, or proposed by a user via an interface includes one or more predictable or typical transformations or combinations of characters derived from user-specific information. Based on the determination, a warning may be provided to the user.
    Type: Grant
    Filed: January 20, 2021
    Date of Patent: July 4, 2023
    Assignee: Capital One Services, LLC
    Inventors: Reza Farivar, Anh Truong, Vincent Pham, Austin Grant Walters, Galen Rafferty, Jeremy Edward Goodsitt
  • Publication number: 20230205906
    Abstract: The exemplary embodiments provide an improved approach to preventing exfiltration through email messages. The exemplary embodiments process outbound email messages to determine whether an outbound email message contains sensitive subject matter based on contextual information. The determination may be made based at least in part on the context reflected in the contextual information. In the exemplary embodiments, the determination of whether an outbound email message contains sensitive subject matter that should not be exfiltrated may be based at least in part on analysis performed by a trained neural network model.
    Type: Application
    Filed: December 28, 2021
    Publication date: June 29, 2023
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Anh TRUONG
  • Patent number: 11687634
    Abstract: Various embodiments are generally directed to techniques for multi-voice speech recognition commands, such as based on monitoring a telecommunications channel between first and second devices, for instance. Some embodiments are particularly directed to prompting initiation of a transaction between a first entity associated with a first device and a second entity associated with a second device based on detection of an audible request corresponding to the second entity and an audible response corresponding to the first entity.
    Type: Grant
    Filed: November 16, 2020
    Date of Patent: June 27, 2023
    Assignee: Capital One Services, LLC
    Inventors: Paul Hurlocker, Austin Grant Walters, Jeremy Edward Goodsitt
  • Patent number: 11658987
    Abstract: Various embodiments are generally directed to detecting fraudulent activity on a user account based at least in part on a dynamic fraudulent user blacklist. The fraudulent activity may be identified based on a similarity of forensic profiling across multiple user accounts, for example, fraudulent activity occurring by the same fraudster or perpetrator may have a similar or identical fraudulent pattern across the multiple user accounts. By identifying the fraudulent user patterns associated the same fraudster and dynamically updating a blacklist to include these fraudulent user patterns, the same types of attacks may be prevented on the other existing user accounts.
    Type: Grant
    Filed: January 6, 2021
    Date of Patent: May 23, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Reza Farivar, Vincent Pham
  • Patent number: 11652814
    Abstract: Techniques for protecting passwords and/or password entry by a user are provided. User identification data for a user can be received from a remote computing device. An identity of the user can be determined based on the user identification data. A password for the user can be determined. A modified keyboard configuration associated with the user can be determined. A request can be transmitted to the remote computing device for the password for the user based on the modified keyboard configuration. A modified password from the remote computing device can be received. A converted password based on the modified password and the modified keyboard configuration can be determined. The converted password can be compared to the password for the user. The user can be authorized when the converted password matches the password for the user.
    Type: Grant
    Filed: March 24, 2021
    Date of Patent: May 16, 2023
    Assignee: Capital One Services, LLC
    Inventors: Fardin Abdi Taghi Abad, Reza Farivar, Jeremy Edward Goodsitt, Anh Truong, Kenneth Taylor, Mark Louis Watson, Kate Key, Vincent Pham, Austin Grant Walters
  • Patent number: 11645787
    Abstract: Exemplary embodiments may provide an approach to converting multidimensional color data for an image encoded in a first color space into an intermediate form that is a single dimensional value. The exemplary embodiments may then decode the intermediate form value to produce an encoding of the color data that is encoded in a second color space that differs from the first color space. In this manner, the data for the image may be efficiently converted from an encoding in the first color space into an encoding in the second color space.
    Type: Grant
    Filed: March 9, 2022
    Date of Patent: May 9, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Vincent Pham
  • Patent number: 11636439
    Abstract: Techniques to apply machine learning to schedule events of interest for a device user. As described herein, a typical device user is inundated with information suggesting activities and other things to do. Using these techniques, the information is categorized according to the activity and those activities that are most likely to be engaged in by the device user are recommended to the device user (via their device) as events of interest. If the device user selects an event of interest, the device is updated to reflect that selection. For instance, a calendar application may be updated to include an event description at the event's date and time. Other embodiments are described and claimed.
    Type: Grant
    Filed: June 18, 2019
    Date of Patent: April 25, 2023
    Assignee: Capital One Services, LLC
    Inventors: Anh Truong, Mark Louis Watson, Austin Grant Walters, Jeremy Edward Goodsitt, Reza Farivar, Vincent Pham, Fardin Abdi Taghi Abad, Kenneth Taylor
  • Patent number: 11631086
    Abstract: The present disclosure provides computing systems and techniques for validating a decision model against a cannon of regulation. A server can deconstruct a decision model into a number of branching decisions and also generate a Markov chain comprising a number of sequences from a cannon of regulation. The server can compare the branching decisions to the sequences and can validate the decision model with the cannon of regulation based on the comparison.
    Type: Grant
    Filed: September 14, 2020
    Date of Patent: April 18, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Fardin Abdi Taghi Abad, Vincent Pham, Anh Truong, Reza Farivar, Kate Key
  • Patent number: 11631203
    Abstract: Techniques to improve operation of an augmented reality device and/or system utilizing fiducial markers and/or color space conversions are provided. In various embodiments, a color space of an object is altered based on a movement of the object in relation to an environment. The environment may include two or more segments with a distinct environment color space in relation to one another. The object may transition from one of the two or more environment segments into the other one of the two or more segments. The alteration is based on the transition from the color space of the one of the two or more environment segments into the other one of the two or more environment segments.
    Type: Grant
    Filed: August 31, 2021
    Date of Patent: April 18, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters
  • Patent number: 11630968
    Abstract: An article of manufacture may include a matrix barcode on a physical medium and associated with an environment. The matrix barcode may include a plurality of colors, where at least one of the plurality of colors is a least prevalent color, of a plurality of prevalent colors in the environment.
    Type: Grant
    Filed: March 29, 2022
    Date of Patent: April 18, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11620484
    Abstract: An apparatus may include a memory to store instructions; and processing circuitry, coupled with the memory, operable to execute the instructions. When executed, the instructions may cause the processing circuitry to identify a matrix code; read a first layer of the matrix code, the first layer comprising a first account identifier associated with an account, wherein the first layer corresponds to a first color channel; and read a second layer of the matrix code, the second layer comprising a set of account data, associated with the account, wherein the second layer corresponds to a second color channel, different than the first color channel.
    Type: Grant
    Filed: August 26, 2021
    Date of Patent: April 4, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11621929
    Abstract: Techniques to enable a chat bot system to use metaphors during an interaction with a user are provided. Identification information for the user can be received and can be used to determine a customer group assigned to the user. An initial state of a sequence for resolving an issue of the user can be determined, with the sequence for resolving the issue of the user including a final state wherein the issue of the user is resolved. A metaphor can be selected to include in a question based on the determined customer group assigned to the customer and the determined initial state of the sequence for resolving the issue of the customer. The question can request information from the user relating to the issue of the user. The question can be generated to include the selected metaphor and then provided to the user with a prompt to provide a response.
    Type: Grant
    Filed: August 20, 2020
    Date of Patent: April 4, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Fardin Abdi Taghi Abad, Jeremy Edward Goodsitt, Robert P. Seaton
  • Publication number: 20230083336
    Abstract: Techniques to improve detection and security of images, including formation and detection of matrix-based images. Some techniques include logic to process image data, generate one or more colorspaces associated with that data, and perform colorspace conversions based on the generated colorspace. The logic may be further configured to generate an image based on the colorspace conversions, including but not limited to a matrix bar code. The logic may be further configured to apply one or both of an ultraviolet layer and an infrared layer to the image, e.g. matrix barcode, generated from the colorspace conversion(s). Other embodiments are described and claimed.
    Type: Application
    Filed: September 28, 2022
    Publication date: March 16, 2023
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20230081978
    Abstract: Techniques for providing a localized blockchain that uses a mesh network to facilitate transactions for a localized event are provided. An electronic device can receive data from a localized mesh network to establish the device as a node on the localized mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an initial amount of localized cryptocurrency tokens from a total amount of localized cryptocurrency tokens. The total amount of localized cryptocurrency tokens can be previously mined by a central authority of the localized mesh network. The established node can conduct transactions within the localized mesh network utilizing the localized cryptocurrency tokens. The established node can receive a portion of a cryptocurrency token for transmitting transactional data to a next nearest node on the localized mesh network to help facilitate a transaction involving other nodes on the network.
    Type: Application
    Filed: November 18, 2022
    Publication date: March 16, 2023
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Reza FARIVAR