Abstract: An apparatus may perform a method for facilitating cross border transactions from an originator to a beneficiary. The originator may be associated with an originator financial institution (“FI”) and the beneficiary may be associated with a beneficiary FI. The method may include receiving wired funds in a first currency and initiating an ACH credit in either the first currency or a second currency. The ACH credit may correspond to the amount of the wired funds. The method may also include compressing information associated with the wired funds to form a necessary pre-cursor to initiating the ACH. The compressing may identify fields in the information associated with the wiring. The compressing may also select fields from the identified fields independent of fields required for initiating the ACH. The compressing may further include deleting information located in the selected fields. The method may also include transmitting a communication to the beneficiary that relates to the receipt time of the wire.