Abstract: System, method and media for selectively activating and deactivating payment vehicles based on the positions of an authorized user of the account, the payment vehicle, and/or the transactions. The security and budget-control abilities of a consumer are increased by allowing the user to specify geographic regions where payment vehicle will not, or should not, be used. In such circumstances, the payment vehicle can be temporarily deactivated, thereby causing any (presumably fraudulent or undesired) transactions that may be attempted to be rejected. Such rules can be combined for finer-grained controls. The smartphone or other personal telecommunications device of the user can be used to specify the rules, determine the user's position, and/or inform the user that a transaction has been rejected based on their rules and locations.

Abstract: System, method, and interface for rule-based locking and unlocking of payment accounts. Embodiments of the invention allow a user to define rules for circumstances when their payment vehicle will not, or should not, be used. In such circumstances, the payment account may be locked and rendered unusable, thereby causing any fraudulent or otherwise undesirable transactions which may be attempted to be rejected. The payment vehicle may subsequently be automatically or manually unlocked for normal use. In order to accomplish this, the user may be provided with an interface to define rules for when and how their accounts should be locked and unlocked.