Abstract: Herein disclosed are secure digital transaction systems and methods wherein in response to a merchant device receiving a transaction initiation indication comprising a purchase request referencing a payer device, sending an encrypted transaction information message to the payer device from the merchant device using at least a VPN. The encrypted transaction information message may comprise a merchant ID, a security key and transaction information referencing the purchase request, permitting one-touch control of the secured transaction by the payer and eliminating payer account theft along the merchant transaction chain. The payer may subscribe to a service configured to permit the merchant to autonomously push a transaction information message to the payer device.

Abstract: Herein disclosed are secure digital transaction systems and methods wherein in response to a merchant device receiving a transaction initiation indication comprising a purchase request referencing a payer device, sending an encrypted transaction information message to the payer device from the merchant device using at least a VPN. The encrypted transaction information message may comprise a merchant ID, a security key and transaction information referencing the purchase request, permitting one-touch control of the secured transaction by the payer and eliminating payer account theft along the merchant transaction chain. The payer may subscribe to a service configured to permit the merchant to autonomously push a transaction information message to the payer device.

Abstract: An apparatus comprising an authorization server, merchant device and payer device, including a virtual private network (VPN) communicatively coupled with the merchant device processor and the payer device processor, wherein the VPN tunnels through a communication network, the payer device is configured to receive a first encrypted message from the merchant using at least one of: the VPN, an image-capturing interface, or a near-field communication interface, depending on the type of the transaction initiated by the payer. In response to receiving a purchase request from the payer using the payer device: the merchant device sends on the VPN to the payer device, the first encrypted message comprising the security key and transaction information referencing the purchase request. An implementation can conduct a secure transaction using a VPN connection between the payer device and the merchant device, improving electronic transaction security, preventing replay attacks and data capture by an adversary.

Abstract: An apparatus comprising an authorization server, merchant device and payer device, including a virtual private network (VPN) communicatively coupled with the merchant device processor and the payer device processor, wherein the VPN tunnels through a communication network, the payer device is configured to receive a first encrypted message from the merchant using at least one of: the VPN, an image-capturing interface, or a near-field communication interface, depending on the type of the transaction initiated by the payer. In response to receiving a purchase request from the payer using the payer device: the merchant device sends on the VPN to the payer device, the first encrypted message comprising the security key and transaction information referencing the purchase request. An implementation can conduct a secure transaction using a VPN connection between the payer device and the merchant device, improving electronic transaction security, preventing replay attacks and data capture by an adversary.

Abstract: A method for payment authorization includes receiving, by a payer device registered with payer identification, merchant identification and transaction information transmitted to the payer device from a merchant device registered with the merchant identification. The method further includes deriving a transaction request using a payer token, the merchant identification and transaction information, and sending the transaction request to an authorization server, using the payer device; validating the transaction request and forwarding the transaction request to an acquirer system, using the authorization server; receiving authorization and approval codes from the acquirer system for a transaction referenced by the transaction information, using the authorization server and transmitting the approval codes to the merchant and payer devices based upon the authorization, using the authorization server.

Abstract: A method for payment authorization includes receiving, by a payer device registered with payer identification, merchant identification and transaction information transmitted to the payer device from a merchant device registered with the merchant identification. The method further includes deriving a transaction request using a payer token, the merchant identification and transaction information, and sending the transaction request to an authorization server, using the payer device; validating the transaction request and forwarding the transaction request to an acquirer system, using the authorization server; receiving authorization and approval codes from the acquirer system for a transaction referenced by the transaction information, using the authorization server and transmitting the approval codes to the merchant and payer devices based upon the authorization, using the authorization server.

Abstract: A method for payment authorization includes receiving, from a payer device registered with a payer identification merchant identification and transaction information transmitted to the payer device from a merchant device registered with the merchant identification and the payer identification. The method further includes deriving a transaction request from the payer identification and the transaction information; transmitting the transaction request to an acquirer system, receiving an authorization from the acquirer system for a transaction referred to by the transaction information and transmitting transaction approval codes for the transaction to the merchant device based upon the authorization.

Abstract: A medical device for facilitating data direction to storage in a patient-specific electronic record is provided herein. In embodiments, the medical device visually presents patient data received from devices that more directly capture physiological data. The medical device is associated with a patient corresponding to the physiological data, and communicates the patient data to a centralized server for processing and forwarding to a database, which includes an electronic record that is specific to the patient. Then, the medical device may be dissociated from the patient.

Abstract: A device for facilitating data direction to storage in a patient-specific electronic record is provided herein. In embodiments, the device visually presents patient data received from devices that more directly capture physiological data. The device is associated with a patient corresponding to the physiological data, and communicates the patient data to a centralized server for processing and forwarding to a database, which includes an electronic record that is specific to the patient. Then, the device may be dissociated from the patient.

Abstract: A method for payment authorization includes receiving, from a payer device registered with a payer identification merchant identification and transaction information transmitted to the payer device from a merchant device registered with the merchant identification and the payer identification. The method further includes deriving a transaction request from the payer identification and the transaction information; transmitting the transaction request to an acquirer system, receiving an authorization from the acquirer system for a transaction referred to by the transaction information and transmitting transaction approval codes for the transaction to the merchant device based upon the authorization.

Abstract: A medical device for facilitating data direction to storage in a patient-specific electronic record is provided herein. In embodiments, the medical device visually presents patient data received from devices that more directly capture physiological data. The medical device is associated with a patient corresponding to the physiological data, and communicates the patient data to a centralized server for processing and forwarding to a database, which includes an electronic record that is specific to the patient. Then, the medical device may be dissociated from the patient.

Abstract: A subscription-based personal medical information storage device comprises a data storage unit comprising a computer readable storage medium configured to store medical and non-medical information of a user, and facilitate the retrieval of medical and non-medical information of the user from a remote medical information storage device. The data storage unit is configured to automatically run an authentication routine upon connection with the general purpose computing device to confirm that the personal medical information storage device is neither lost nor stolen before granting access thereto. A communication module is configured to facilitate a communication connection with the remote medical information storage device, and wherein the remote medical information storage device comprises an advertisement module.

Abstract: A subscription-based personal medical information storage device comprises a data storage unit comprising a computer readable storage medium configured to store medical and non-medical information of a user, and facilitate the retrieval of medical and non-medical information of the user from a remote medical information storage device. The data storage unit is configured to automatically run an authentication routine upon connection with the general purpose computing device to confirm that the personal medical information storage device is neither lost nor stolen before granting access thereto. A communication module is configured to facilitate a communication connection with the remote medical information storage device, and wherein the remote medical information storage device comprises an advertisement module.