Abstract: A dynamically reconfigurable insurance product, system, and computer-implemented method may, with customer permission or consent, collect customer data; analyze the customer data to determine life events, and customer location and activities; and dynamically adjust the insurance product in real-time or substantially real-time. The dynamically reconfigurable insurance product may include several types of insurance, such as auto, home, life, personal articles, etc. From the data collected, risk levels associated with the insured, their family, and/or personal belongings may be adjusted. Based upon the risk levels determined, different types of the insurance within the insurance product may be updated, or new types of insurance may be added to the insurance product. For instance, based upon a marriage or birth of a child, life insurance coverage may be added or increased. The customer may then be notified of the changes, or proposed changes, and approve or reject the changes to the insurance product.

Abstract: Electrical and electromechanical devices often require maintaining a specific temperature, or a narrow range or temperatures, during operation. An assembly regulates the temperature of a device by providing a variable thermal resistance between the device and a heatsink. The device can be mounted to a base having a high thermal resistance, the base thermally isolating the device from the heatsink. At low environmental temperatures, the base enables the device to rise to its operating temperature as a result of the device's waste heat, and with no or minimal use of a heater. As the environmental temperature increases, a working fluid, having a low thermal resistance, undergoes thermal expansion to fill a portion of a volume in the base between the device and the heat sink, lowering the thermal resistance between the device and the heatsink to maintain the device at the required operating temperature.

Abstract: Electrical and electromechanical devices often require maintaining a specific temperature, or a narrow range or temperatures, during operation. An assembly regulates the temperature of a device by providing a variable thermal resistance between the device and a heatsink. The device can be mounted to a base having a high thermal resistance, the base thermally isolating the device from the heatsink. At low environmental temperatures, the base enables the device to rise to its operating temperature as a result of the device's waste heat, and with no or minimal use of a heater. As the environmental temperature increases, a working fluid, having a low thermal resistance, undergoes thermal expansion to fill a portion of a volume in the base between the device and the heat sink, lowering the thermal resistance between the device and the heatsink to maintain the device at the required operating temperature.

Abstract: Enclosed antenna for use in toy remote control assemblies. In one aspect the antenna is a flexible antenna which can be flexed to fit within housings of remote control devices and toys (e.g., toy vehicles). The flexible antenna may include an electrically conductive layer coupled to a flexible substrate, wherein the electrically conductive layer is in the shape of an antenna pattern.

Abstract: Game with a privacy member. The game includes a play region and a directional viewing screen. The directional viewing screen covers at least a portion of the play region such that said portion of the play region is viewable therethrough at a first player position, but is not viewable therethrough at a second player position. The game with privacy member in accordance with the present invention allows for enhancement of existing games, as well as for the creation of new games or new play patterns of existing games.

Abstract: A toy or novelty article including an image located thereon, having a reflective "mirror" mode and a transmissive mode, such that a generally opaque material is viewable in the transmissive mode. One preferred embodiment includes a generally opaque material, a first polarizer and a second polarizer. In another aspect, a preferred embodiment, in a first orientation, the first and second polarizers interact to be reflective, and in a second orientation, the first and second polarizers are collectively translucent such that the generally opaque material is viewable therethrough.

Abstract: Method for providing alpha alumina-based abrasive grain having metal nitride on at least a portion of the outer surface thereof. The abrasive grain can be incorporated into a variety of abrasive products including bonded abrasive, nonwoven abrasive, and coated abrasive products.

Abstract: Method for providing alpha alumina-based abrasive grain having metal carbide on at least a portion of the outer surface thereof. The abrasive grain can be incorporated into a variety of abrasive products including bonded abrasive, nonwoven abrasive, and coated abrasive products.

Abstract: A splicing block assembly for splicing a length of leader tape connected to a hub of a cassette to a length of magnetic tape while the cassette is in a cassette load which includes a splice block mounted for reciprocating lateral movement between a first position in tape alignment with a first cassette position and a second position in tape alignment with a second cassette position. The splice block has a planar splicing surface segment having at least one tape receiving elongate track therein. A shift block is mounted on the splice block. The shift block has a planar splicing surface segment flush with the planar splicing surface of the splice block with first and second tape receiving tracks therein. The shift block is mounted on the splice block for reciprocating lateral movement between a first position where the first track is in tape alignment with the track of the splice block and a second position where the second track is in tape alignment with the track of the splice block.