Abstract: A smart card verification insertion system (10) for inserting smart cards (30) into corresponding carriers (50) only after verifying the card data read with a mag stripe reader (72), an embossed character reader (74), an IC chip reader (64), and a first bar code reader (68) and a back bar code reader (70) and data encoded on the printed carrier read with a carrier reader (106) correspond to one another and also correspond to account data stored in a smart card account data memory (67). If it is determined that the card has been incorrectly prepared, an incorrect card reject mechanism (96) is actuated by a verification controller (66) in response to the mismatch. Similarly, if the data read by the carrier reader (106) does not match the data read from the card or retrieved from the smart card account data memory (67), a mismatch card reject mechanism (110) is actuated.