Patents by Inventor Gregory M. Gannon

Gregory M. Gannon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10853810
    Abstract: A wireless device stores financial account card data and data relating to authorized users of the financial account. The wireless device is configured to perform the method of receiving card data associated with a financial account, storing the card data in a memory of the wireless device, receiving identification data of authorized users of the financial account card, storing the identification data in association with the stored card data in the memory of the wireless device, receiving a request to authorize a transaction using the financial account card, receiving identification data of an individual associated with the requested transaction, determining whether the identification data of the individual corresponds to the identification data of the owner or the stored identification data, and authorizing the transaction based on a determination that the identification data of the individual corresponds to the identification data of the owner or the stored identification data.
    Type: Grant
    Filed: December 21, 2018
    Date of Patent: December 1, 2020
    Assignee: Capital One Services, LLC
    Inventor: Gregory M. Gannon
  • Publication number: 20190114644
    Abstract: A wireless device stores financial account card data and data relating to authorized users of the financial account. The wireless device is configured to perform the method of receiving card data associated with a financial account, storing the card data in a memory of the wireless device, receiving identification data of authorized users of the financial account card, storing the identification data in association with the stored card data in the memory of the wireless device, receiving a request to authorize a transaction using the financial account card, receiving identification data of an individual associated with the requested transaction, determining whether the identification data of the individual corresponds to the identification data of the owner or the stored identification data, and authorizing the transaction based on a determination that the identification data of the individual corresponds to the identification data of the owner or the stored identification data.
    Type: Application
    Filed: December 21, 2018
    Publication date: April 18, 2019
    Inventor: Gregory M. GANNON
  • Publication number: 20190087826
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Application
    Filed: November 19, 2018
    Publication date: March 21, 2019
    Applicant: Capital One Services, LLC
    Inventor: Gregory M. GANNON
  • Patent number: 10198730
    Abstract: A non-transitory computer-readable medium stores instructions causing a processor to authorize a second party to use a financial account card. The instructions comprise instructions to receive, from a first wireless device associated with a first party, a selection of a financial account card from a user input device of the first wireless device; assign, to the selected financial account card, an identity of a second party that is authorized to use the selected financial account card; receive, from a second wireless device, a request to authorize a transaction using the selected financial account card; receive an indicator of an identity of a user of the second wireless device; and authorize the transaction, based on the received indicator, when the identity of the user of the second wireless device is the authorized second party.
    Type: Grant
    Filed: January 10, 2018
    Date of Patent: February 5, 2019
    Assignee: Capital One Services, LLC
    Inventor: Gregory M. Gannon
  • Patent number: 10163104
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Grant
    Filed: December 22, 2016
    Date of Patent: December 25, 2018
    Assignee: Capital One Services, LLC
    Inventor: Gregory M. Gannon
  • Publication number: 20180260817
    Abstract: A non-transitory computer-readable medium stores instructions causing a processor to generate a menu displaying representations of a plurality of cards, the cards having associated card data; receive, from a user input device, a selection corresponding to a selected one of the cards; update the menu to display a representation of the selection; and authorize transmission of the card data associated with the selected card to complete a transaction.
    Type: Application
    Filed: May 10, 2018
    Publication date: September 13, 2018
    Inventor: Gregory M. GANNON
  • Publication number: 20180130063
    Abstract: A non-transitory computer-readable medium stores instructions causing a processor to authorize a second party to use a financial account card. The instructions comprise instructions to receive, from a first wireless device associated with a first party, a selection of a financial account card from a user input device of the first wireless device; assign, to the selected financial account card, an identity of a second party that is authorized to use the selected financial account card; receive, from a second wireless device, a request to authorize a transaction using the selected financial account card; receive an indicator of an identity of a user of the second wireless device; and authorize the transaction, based on the received indicator, when the identity of the user of the second wireless device is the authorized second party.
    Type: Application
    Filed: January 10, 2018
    Publication date: May 10, 2018
    Inventor: Gregory M. GANNON
  • Patent number: 9959541
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Grant
    Filed: August 17, 2016
    Date of Patent: May 1, 2018
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventor: Gregory M. Gannon
  • Patent number: 9881306
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Grant
    Filed: July 18, 2016
    Date of Patent: January 30, 2018
    Assignee: Capital One Financial Corporation
    Inventor: Gregory M. Gannon
  • Patent number: 9875476
    Abstract: Systems and methods for completing a transaction using biometric validation and data received from a wireless device are provided. The method comprises wirelessly receiving card data or information associated with the card data from a wireless device, the card data being associated with a card user, and authorizing for transmission, by one or more processors, the card data or the information associated with the card data, to complete the transaction, wherein the card data or information associated with the card data is received after validation of a first entity as the card user, and validation of the first entity as the card user is based on first biometric data received by an electronic device from the first entity.
    Type: Grant
    Filed: March 8, 2016
    Date of Patent: January 23, 2018
    Assignee: Capital One Financial Corporation
    Inventor: Gregory M. Gannon
  • Patent number: 9870563
    Abstract: Systems and methods for completing a transaction using biometric identification data received at a wireless device are provided. Card data associated with a card user is received from a card reader communicatively connected to one or more processors in the wireless device. The received card data or encrypted data associated with the card data is stored in a memory of the wireless device. First biometric identification data of a first entity is received from an input device in the wireless device. The one or more processors compare the received first biometric identification data to user identification data associated with the card user, and authorize, based on the comparison, transmission of the card data or the encrypted data to complete for the transaction when the user identification data corresponds to the received first biometric data.
    Type: Grant
    Filed: December 28, 2016
    Date of Patent: January 16, 2018
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventor: Gregory M. Gannon
  • Patent number: 9760889
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Grant
    Filed: July 18, 2016
    Date of Patent: September 12, 2017
    Assignee: Capital One Financial Corporation
    Inventor: Gregory M. Gannon
  • Publication number: 20170109755
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby REID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Application
    Filed: December 28, 2016
    Publication date: April 20, 2017
    Inventor: Gregory M. GANNON
  • Publication number: 20170103384
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Application
    Filed: December 22, 2016
    Publication date: April 13, 2017
    Inventor: Gregory M. Gannon
  • Publication number: 20160358171
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Application
    Filed: August 17, 2016
    Publication date: December 8, 2016
    Inventor: Gregory M. GANNON
  • Publication number: 20160328702
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Application
    Filed: July 18, 2016
    Publication date: November 10, 2016
    Inventor: Gregory M. GANNON
  • Patent number: 9471922
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Grant
    Filed: November 13, 2015
    Date of Patent: October 18, 2016
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventor: Gregory M. Gannon
  • Patent number: 9396470
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Grant
    Filed: August 11, 2015
    Date of Patent: July 19, 2016
    Assignee: Capital One Financial Corporation
    Inventor: Gregory M. Gannon
  • Publication number: 20160189141
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Application
    Filed: March 8, 2016
    Publication date: June 30, 2016
    Applicant: Capital One Financial Corporation
    Inventor: Gregory M. GANNON
  • Patent number: 9286609
    Abstract: A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
    Type: Grant
    Filed: July 9, 2014
    Date of Patent: March 15, 2016
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventor: Gregory M. Gannon