Patents by Inventor Gregory R. Nimis

Gregory R. Nimis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Data processing technique for scoring bank customer relationships and awarding incentive rewards
    Patent number: 6424951
    Abstract: A Relationship scoring and Incentive Reward awarding process determines a Relationship score for the Relationships between a Bank and each of its customers. Such Relationships may include deposit accounts, loan accounts, and customer referrals. Customer data describing the Relationship between the Bank and its customers is furnished by the customers and extracted from a Bank customer information file. Incentive Rewards, such as reduced loan rates or increased deposit account interest, are awarded to customers based on the Relationship scores. Management reports summarize the Relationships between the Bank and its customers and provide marketing information.
    Type: Grant
    Filed: September 27, 1999
    Date of Patent: July 23, 2002
    Assignee: The Harrison Company, LLC
    Inventors: Larry W. Shurling, Gregory R. Nimis, Granville S. Reagle, Darlene M. Motschenbacher, Wayne P. Hansen
  • Data processing technique for scoring bank customer relationships and awarding incentive rewards
    Patent number: 6009415
    Abstract: A Relationship scoring and Incentive Reward awarding process determines a Relationship score for the Relationships between a Bank and each of its customers. Such Relationships may include deposit accounts, loan accounts, and customer referrals. Customer data describing the Relationship between the Bank and its customers is furnished by the customers and extracted from a Bank customer information file. Incentive Rewards, such as reduced loan rates or increased deposit account interest, are awarded to customers based on the Relationship scores. Management reports summarize the Relationships between the Bank and its customers and provide marketing information.
    Type: Grant
    Filed: December 16, 1991
    Date of Patent: December 28, 1999
    Assignee: The Harrison Company, LLC
    Inventors: Larry W. Shurling, Gregory R. Nimis, Granville S. Reagle, Darlene M. Motschenbacher, Wayne P. Hansen