Abstract: A Web-based, computer-driven health and welfare benefit system that groups employees into Eligibility Groups, limits available Business Rules to those available on a centrally authored pick list, allows disparate data files to be imported and offers flexible tools for employees to build customized internet interfaces for benefit management. End users, clients or implementers, such as service providers, benefit administrators or even a business' employees, may access the present system over the internet without needing to install the present invention's software on the end users' personal computers or computer systems.