Abstract: An approach is provided for dynamic identity validation. A user identifier of a user is correlated with one or more other user identifiers associated with collected information. Identity of the user is dynamically validated based on the correlation.

Abstract: An approach is provided for electronic delivery of documents to a digital postal address. A user identifier is correlated with collected information. The user identifier is dynamically validated based on the correlation for delivery of postal mail in electronic form.

Abstract: An approach is provided for enabling the assembly and delivery of documents for facilitating electronic bill payment and online document management. Collection of document information associated with a user account is performed, e.g., via a browser application. For example, the document information can include a digital scan of a physical document or an image. The collected document information is stored in a cloud-based filing system, which is configured to store a multitude of document information for respective user accounts. One or more actions are selectively initiated based on the collected document information for the particular user account.