Patents by Inventor Guyon Krug

Guyon Krug has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12711475
    Abstract: When a merchant fails to provide payment service details, a system matches in real time information from a data processor with data from the payment service to allow matching a request from the payment system to a particular transaction. The matching system may use high speed buffers and hardware logic to rapidly match related data from different sources at speeds of thousands a second or more. This allows characterization of the transaction for recognition of current offers applicable to the transaction as well as generation of future offers.
    Type: Grant
    Filed: September 28, 2023
    Date of Patent: August 18, 2026
    Assignee: Visa International Service Association
    Inventors: Raman Chinnappan, Raja Veeramani, Guyon Krug
  • Publication number: 20240037521
    Abstract: When a merchant fails to provide payment service details, a system matches in real time information from a data processor with data from the payment service to allow matching a request from the payment system to a particular transaction. The matching system may use high speed buffers and hardware logic to rapidly match related data from different sources at speeds of thousands a second or more. This allows characterization of the transaction for recognition of current offers applicable to the transaction as well as generation of future offers.
    Type: Application
    Filed: September 28, 2023
    Publication date: February 1, 2024
    Applicant: Visa International Service Association
    Inventors: Raman Chinnappan, Raja Veeramani, Guyon Krug
  • Patent number: 11810084
    Abstract: When a merchant fails to provide payment service details, a system matches in real time information from a data processor with data from the payment service to allow matching a request from the payment system to a particular transaction. The matching system may use high speed buffers and hardware logic to rapidly match related data from different sources at speeds of thousands a second or more. This allows characterization of the transaction for recognition of current offers applicable to the transaction as well as generation of future offers.
    Type: Grant
    Filed: July 25, 2017
    Date of Patent: November 7, 2023
    Assignee: Visa International Service Association
    Inventors: Raman Chinnappan, Raja Veeramani, Guyon Krug
  • Patent number: 11100537
    Abstract: A dynamic button object managed by a financial institution that issues a payment device prevents third-party access to sensitive account data when linking the payment device to marketing documents provided by the third party. A payment processing server uses an alias for the sensitive data and configures a dynamic button object with the alias. The object may also include instructions to link the sensitive data to the alias and allow the payment processing server to monitor transactions with the third party. The payment processing server may then mediate communication between the consumer and the third party without exposing sensitive data.
    Type: Grant
    Filed: June 27, 2019
    Date of Patent: August 24, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Thomas Purves, Guyon Krug, Erica Lee
  • Publication number: 20210150495
    Abstract: When a merchant fails to provide payment service details, a system matches in real time information from a data processor with data from the payment service to allow matching a request from the payment system to a particular transaction. The matching system may use high speed buffers and hardware logic to rapidly match related data from different sources at speeds of thousands a second or more. This allows characterization of the transaction for recognition of current offers applicable to the transaction as well as generation of future offers.
    Type: Application
    Filed: July 25, 2017
    Publication date: May 20, 2021
    Inventors: Raman Chinnappan, Raja Veeramani, Guyon Krug
  • Publication number: 20190318383
    Abstract: A dynamic button object managed by a financial institution that issues a payment device prevents third-party access to sensitive account data when linking the payment device to marketing documents provided by the third party. A payment processing server uses an alias for the sensitive data and configures a dynamic button object with the alias. The object may also include instructions to link the sensitive data to the alias and allow the payment processing server to monitor transactions with the third party. The payment processing server may then mediate communication between the consumer and the third party without exposing sensitive data.
    Type: Application
    Filed: June 27, 2019
    Publication date: October 17, 2019
    Inventors: Thomas Purves, Guyon Krug, Erica Lee
  • Patent number: 10373199
    Abstract: A dynamic graphic object managed by a financial institution that issues a payment device prevents third-party access to sensitive account data when linking the payment device to marketing documents provided by the third party. A payment processing server uses an alias for the sensitive data and configures a dynamic graphic object with the alias. The object may also include instructions to link the sensitive data to the alias and allow the payment processing server to monitor transactions with the third party. The payment processing server may then mediate communication between the consumer and the third party without exposing sensitive data.
    Type: Grant
    Filed: February 11, 2016
    Date of Patent: August 6, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Thomas Purves, Guyon Krug, Erica Lee
  • Publication number: 20170278124
    Abstract: A system for registering a user across different transactional platforms. A transaction server provides via an interface a first user interface (UI) requesting the user to provide information to register with a first transactional platform. A data store stores the provided information from the user in a user profile. The transaction server provides via the interface a second UI requesting the user to register a loyalty program via a communications network hosted by a second transactional platform associated with a merchant. In response to the user registering the loyalty program, the transaction server provides a portion of the stored information from the data store to the second transactional platform to complete registering the user to the loyalty program. The transaction server processes promotional transactions during checkout for the user via the transactional platform as a result of the information associated with the loyalty program in the user profile.
    Type: Application
    Filed: March 28, 2016
    Publication date: September 28, 2017
    Inventors: Thomas Purves, Guyon Krug
  • Publication number: 20170236154
    Abstract: A dynamic graphic object managed by a financial institution that issues a payment device prevents third-party access to sensitive account data when linking the payment device to marketing documents provided by the third party. A payment processing server uses an alias for the sensitive data and configures a dynamic graphic object with the alias. The object may also include instructions to link the sensitive data to the alias and allow the payment processing server to monitor transactions with the third party. The payment processing server may then mediate communication between the consumer and the third party without exposing sensitive data.
    Type: Application
    Filed: February 11, 2016
    Publication date: August 17, 2017
    Inventors: Thomas Purves, Guyon Krug, Erica Lee