Abstract: A computer-implemented method for securing data and facilitating transactions. The method including the steps of collecting data from a sender party into a memory of a computer and generating an encrypted code representative of the sender party data stored in the memory of the computer. A graphic image representative of the encrypted code in the computer is generated and is provided from the computer to the sender party. The generated graphic image is then captured in an electronic device associated with a recipient party that the sender party desires to perform a transaction with whereafter the generated graphic image or the encrypted code it represents is transmitted from the recipient party electronic device to the computer to perform the transaction with the sender party.