Abstract: A system and method is provided with a main software system for benefit givers' and takers' subscription, user authentication, benefit entry and modification, a completely distributed software and hardware system where each component is located at a benefit giver's (company) premises for detecting users' location, local benefit generation in communications with the main software system and benefit redemption, and a client application designed for mobile handsets in communications with the distributed software component for a user to receive benefits and redeem them at the location of the benefit generating company.