Patents by Inventor Hans Erik Hjelm
Hans Erik Hjelm has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11461751Abstract: A first set of records and a second set of records different from the first set of records are obtained. A score that indicates indicating confidence that the first set of records and the second set of records correspond to a same individual is computed. As a result of the score reaching a value relative to a threshold, a device of an individual associated with the second set of records is caused to prompt the individual to confirm control of a first asset identified by first data within the first set of records. A message to a destination associated with the first asset is provided. As a result of a response to the message indicating that the individual is the same individual, an association between the second set of records and the first asset is stored and the device is caused to display details about the first and second sets of records.Type: GrantFiled: February 27, 2020Date of Patent: October 4, 2022Assignee: Klarna Bank ABInventors: Kristoffer Cassel, Nils Emil Larsson, Hans Erik Hjelm, Karl Otto Henrik Björk
-
Publication number: 20200202317Abstract: A first set of records and a second set of records different from the first set of records are obtained. A score that indicates indicating confidence that the first set of records and the second set of records correspond to a same individual is computed. As a result of the score reaching a value relative to a threshold, a device of an individual associated with the second set of records is caused to prompt the individual to confirm control of a first asset identified by first data within the first set of records. A message to a destination associated with the first asset is provided. As a result of a response to the message indicating that the individual is the same individual, an association between the second set of records and the first asset is stored and the device is caused to display details about the first and second sets of records.Type: ApplicationFiled: February 27, 2020Publication date: June 25, 2020Inventors: Kristoffer Cassel, Nils Emil Larsson, Hans Erik Hjelm, Karl Otto Henrik Björk
-
Patent number: 10607199Abstract: An input value is derived at least in part from information associated with present data associated with a user and details of historical data associated with the user, with the historical data including a value indicating an option selected by the user and the option being a member of a plurality of options available to associate with the present data. A plurality of scores is obtained at least in part by passing, for each of the plurality of options, the input value as input to a plurality of decision rules. A preferred option is determined based at least in part on the plurality of scores. An interface is caused to display a plurality of selectable elements corresponding to the plurality of options that include the preferred option. A response that indicates selection of the preferred option is received via the interface. The present data is associated with the preferred option.Type: GrantFiled: January 31, 2018Date of Patent: March 31, 2020Assignee: Klarna Bank ABInventors: Kristoffer Cassel, Nils Emil Larsson, Hans Erik Hjelm, Karl Otto Henrik Björk
-
Patent number: 10387882Abstract: Details associated with a transaction are received from a first computing device. An identity of a party to the transaction is determined. An address to which communications to the party can be directed and accessed via a second computing device is obtained, where the second computing device is associated with the party. Confirmation data specific to the transaction is generated. The confirmation data is provided, via the address, to the second computing device. Confirmation of receipt of the confirmation data is received from the party. A set of payment options is provided to the part. A selection of a payment option is received from the party, and notice that the transaction has been completed is provided to the first computing device.Type: GrantFiled: May 27, 2016Date of Patent: August 20, 2019Assignee: Klarna ABInventors: Ted Hagen, Karl Otto Henrik Björk, Kristoffer Cassel, Hans Erik Hjelm, Nils Emil Larsson, Tobias Persson, Sebastian Siemiatkowski
-
Publication number: 20180158037Abstract: An input value is derived at least in part from information associated with present data associated with a user and details of historical data associated with the user, with the historical data including a value indicating an option selected by the user and the option being a member of a plurality of options available to associate with the present data. A plurality of scores is obtained at least in part by passing, for each of the plurality of options, the input value as input to a plurality of decision rules. A preferred option is determined based at least in part on the plurality of scores. An interface is caused to display a plurality of selectable elements corresponding to the plurality of options that include the preferred option. A response that indicates selection of the preferred option is received via the interface. The present data is associated with the preferred option.Type: ApplicationFiled: January 31, 2018Publication date: June 7, 2018Inventors: Kristoffer Cassel, Nils Emil Larsson, Hans Erik Hjelm, Karl Otto Henrik Björk
-
Patent number: 9886686Abstract: A system and method comprising receiving information consequent to communication between a user and the computer system, performing one or more queries based at least in part on the information, and computing a set of frequency values for results of the one or more queries. The system and method further comprises determining at least one confidence score for the one or more queries based at least in part on an outcome of evaluating the set of frequency values against one or more sets of decision rules, and, based at least in part on the at least one confidence score, outputting at least one user identity associated with the at least one confidence score.Type: GrantFiled: May 27, 2016Date of Patent: February 6, 2018Assignee: Klarna ABInventors: Kristoffer Cassel, Nils Emil Larsson, Hans Erik Hjelm, Karl Otto Henrik Björk
-
Publication number: 20170004487Abstract: Details associated with a transaction are received from a first computing device. An identity of a party to the transaction is determined. An address to which communications to the party can be directed and accessed via a second computing device is obtained, where the second computing device is associated with the party. Confirmation data specific to the transaction is generated. The confirmation data is provided, via the address, to the second computing device. Confirmation of receipt of the confirmation data is received from the party. A set of payment options is provided to the part. A selection of a payment option is received from the party, and notice that the transaction has been completed is provided to the first computing device.Type: ApplicationFiled: May 27, 2016Publication date: January 5, 2017Inventors: Ted Hagen, Karl Otto Henrik Björk, Kristoffer Cassel, Hans Erik Hjelm, Nils Emil Larsson, Tobias Persson, Sebastian Siemiatkowski
-
Publication number: 20170004136Abstract: A system and method comprising receiving information consequent to communication between a user and the computer system, performing one or more queries based at least in part on the information, and computing a set of frequency values for results of the one or more queries. The system and method further comprises determining at least one confidence score for the one or more queries based at least in part on an outcome of evaluating the set of frequency values against one or more sets of decision rules, and, based at least in part on the at least one confidence score, outputting at least one user identity associated with the at least one confidence score.Type: ApplicationFiled: May 27, 2016Publication date: January 5, 2017Inventors: Kristoffer Cassel, Nils Emil Larsson, Hans Erik Hjelm, Karl Otto Henrik Björk
-
Patent number: 9355155Abstract: A system and method comprising receiving information consequent to communication between a user and the computer system, performing one or more queries based at least in part on the information, and computing a set of frequency values for results of the one or more queries. The system and method further comprises determining at least one confidence score for the one or more queries based at least in part on an outcome of evaluating the set of frequency values against one or more sets of decision rules, and, based at least in part on the at least one confidence score, outputting at least one user identity associated with the at least one confidence score.Type: GrantFiled: August 19, 2015Date of Patent: May 31, 2016Assignee: Klarna ABInventors: Kristoffer Cassel, Nils Emil Larsson, Hans Erik Hjelm, Karl Otto Henrik Björk