Abstract: A method for evaluating risks associated with flooding in a geographical region comprises the steps of defining the region, dividing the region into a plurality of grid cells, identifying data relating to characteristics of the region within the cells, determining a probability of occurrence of a flood related event in a selected grid cell using the identified data, and determining an insurance premium for the risk. Certain embodiments are implemented using a computer, and involve reference to an alternative source of information regarding the occurrence of flood-related events in a geographical region. In one embodiment, a model is developed and calibrated by reference to data from a first geographic region, and subsequently used to determine the probability of occurrence of a flood event in a second region.

Abstract: The invention relates to a system and method for automated location-dependent recognition of flood risks, whereas a central unit (20) comprises a lookup table (203) corresponding to a spatial high resolution grid (60/61) based on decentralized measurements of flood risk factors of a specific territory, whereas the system comprises distributed gauging stations (5/30/31/32), to measure river discharge parameters (T) within a grid cell (60/61), whereas the central unit (20) comprises a correlation-module (21) generating an event-specific averaged probabilistic water depth value (H) for an flood event based on the linked flood risk factors and the river discharge values, and whereas the system comprises an cell arbitrator module (22) accting on at least on grid-based composition module (23) according to the avaraged probabilistic water depth values (H).

Abstract: The invention relates to a system and method for automated location-dependent recognition of flood risks, whereas a central unit (20) comprises a lookup table (203) corresponding to a spatial high resolution grid (60/61) based on decentralized measurements of flood risk factors of a specific territory, whereas the system comprises distributed gauging stations (5/30/31/32), to measure river discharge parameters (T) within a grid cell (60/61), whereas the central unit (20) comprises a correlation-module (21) generating an event-specific averaged probabilistic water depth value (H) for an flood event based on the linked flood risk factors and the river discharge values, and whereas the system comprises an cell arbitrator module (22) accting on at least on grid-based composition module (23) according to the avaraged probabilistic water depth values (H).

Abstract: A method for evaluating risks associated with flooding in a geographical region comprises the steps of defining the region, dividing the region into a plurality of grid cells, identifying data relating to characteristics of the region within the cells, determining a probability of occurrence of a flood related event in a selected grid cell using the identified data, and determining an insurance premium for the risk. Certain embodiments are implemented using a computer, and involve reference to an alternative source of information regarding the occurrence of flood-related events in a geographical region. In one embodiment, a model is developed and calibrated by reference to data from a first geographic region, and subsequently used to determine the probability of occurrence of a flood event in a second region.