Abstract: Systems and methods for probability based prediction of risks are disclosed herein. In one embodiment, a method includes measuring, using sensing elements individually associated with multiple users, a first set of data associated with the users. The method also includes transmitting to and storing in a computing device the measured first set of data and applying a performance model to the first set of data to generate a first set of performance values. The method further includes estimating a second set of data associated with the one or more users and applying the performance model to the second set of data to generate a second set of performance values. The method yet further includes determining if the first and second sets of performance values are statistically equivalent to each other.