Patents by Inventor Haoyu Xue

Haoyu Xue has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240104547
    Abstract: According to an aspect of an embodiment of the present disclosure, a method may include receiving a quick response (QR) code from a computing device, the QR code including a first entity identifier, and analyzing the QR code to determine a request to initiate a data transfer between a first entity associated with the first entity identifier and a second entity, and to determine one or more characteristics associated with the data transfer. The method may also include, based on the one or more characteristics, identifying a first QR code processing flow from multiple QR code processing flows to follow to process the data transfer, and verifying the first entity in the transaction based on the first entity identifier of the QR code and based on the first QR code processing flow. The method may also include processing the data transfer between the second entity and the first entity based on the first QR code processing flow.
    Type: Application
    Filed: November 28, 2023
    Publication date: March 28, 2024
    Inventors: Prashant Jamkhedkar, Patrick Babcock, Anant Ganapathy, Haoyu Xue, Jie Leng, Amarnath Kulkarni
  • Publication number: 20240080641
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, a user experience for accessing the service via the UI.
    Type: Application
    Filed: September 5, 2023
    Publication date: March 7, 2024
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Patent number: 11893569
    Abstract: According to an aspect of an embodiment of the present disclosure, a method may include receiving a quick response (QR) code from a computing device, the QR code including a first entity identifier, and analyzing the QR code to determine a request to initiate a data transfer between a first entity associated with the first entity identifier and a second entity, and to determine one or more characteristics associated with the data transfer. The method may also include, based on the one or more characteristics, identifying a first QR code processing flow from multiple QR code processing flows to follow to process the data transfer, and verifying the first entity in the transaction based on the first entity identifier of the QR code and based on the first QR code processing flow. The method may also include processing the data transfer between the second entity and the first entity based on the first QR code processing flow.
    Type: Grant
    Filed: October 31, 2021
    Date of Patent: February 6, 2024
    Assignee: PayPal, Inc.
    Inventors: Prashant Jamkhedkar, Patrick Babcock, Anant Ganapathy, Haoyu Xue, Jie Leng, Amarnath Kulkarni
  • Patent number: 11880825
    Abstract: A system is configured to perform operations that include receiving a purchase request to use a consumer digital wallet account of a user to pay for an item sold by a merchant, the consumer digital wallet account being included as a payment method in a merchant digital wallet account provided by the merchant to the user. The operations further include generating a single-use payment token based on a non-transactable token. Additionally, the operations include transmitting, to an existing card payment network, a card transaction message that includes the single-use payment token, the single-use payment token causing the existing card payment network to route the card transaction message back to the system. The operations also include causing payment to be remitted from the user to the merchant using a payment method included in the consumer digital wallet account.
    Type: Grant
    Filed: September 30, 2021
    Date of Patent: January 23, 2024
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Abhijeet Arvind Ranadive, Patrick Babcock, Haoyu Xue
  • Patent number: 11785415
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, a user experience for accessing the service via the UI.
    Type: Grant
    Filed: January 31, 2022
    Date of Patent: October 10, 2023
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Publication number: 20220159407
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, a user experience for accessing the service via the UI.
    Type: Application
    Filed: January 31, 2022
    Publication date: May 19, 2022
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Patent number: 11323842
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, a user experience for accessing the service via the UI.
    Type: Grant
    Filed: August 18, 2020
    Date of Patent: May 3, 2022
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Publication number: 20220083994
    Abstract: There are provided systems and methods for software development kits for point-of-sale device and mobile device interactive frameworks. A service provider, such as a payment provider, that offers online and cloud based digital wallet services may configure flexible software frameworks for a merchant's point-of-sale device and a user's mobile device. A framework for a merchant's device may allow for user check-in with the merchant, and may utilize multiple different communication protocols to receive tenders and non-tenders from the user's mobile device. Thus, the user's mobile device may communicate with the merchant device to provide tokens that may be resolved by the merchant using the payment provider and/or a payment host to receive payment processing confirmation. Moreover, the frameworks may allow for a transaction to be synchronized to the user's mobile device so that the user may receive updates after processing of the tokens.
    Type: Application
    Filed: November 30, 2021
    Publication date: March 17, 2022
    Inventors: Prashant Jamkhedkar, Haoyu Xue, Jie Leng
  • Publication number: 20220051225
    Abstract: According to an aspect of an embodiment of the present disclosure, a method may include receiving a quick response (QR) code from a computing device, the QR code including a first entity identifier, and analyzing the QR code to determine a request to initiate a data transfer between a first entity associated with the first entity identifier and a second entity, and to determine one or more characteristics associated with the data transfer. The method may also include, based on the one or more characteristics, identifying a first QR code processing flow from multiple QR code processing flows to follow to process the data transfer, and verifying the first entity in the transaction based on the first entity identifier of the QR code and based on the first QR code processing flow. The method may also include processing the data transfer between the second entity and the first entity based on the first QR code processing flow.
    Type: Application
    Filed: October 31, 2021
    Publication date: February 17, 2022
    Inventors: Prashant Jamkhedkar, Patrick Babcock, Anant Ganapathy, Haoyu Xue, Jie Leng, Amarnath Kulkarni
  • Patent number: 11238433
    Abstract: According to an aspect of an embodiment of the present disclosure, a method may include receiving a quick response (QR) code from a computing device, the QR code including a first entity identifier, and analyzing the QR code to determine a request to initiate a data transfer between a first entity associated with the first entity identifier and a second entity, and to determine one or more characteristics associated with the data transfer. The method may also include, based on the one or more characteristics, identifying a first QR code processing flow from multiple QR code processing flows to follow to process the data transfer, and verifying the first entity in the transaction based on the first entity identifier of the QR code and based on the first QR code processing flow. The method may also include processing the data transfer between the second entity and the first entity based on the first QR code processing flow.
    Type: Grant
    Filed: December 29, 2017
    Date of Patent: February 1, 2022
    Assignee: PayPal, Inc.
    Inventors: Prashant Jamkhedkar, Patrick Babcock, Anant Ganapathy, Haoyu Xue, Jie Leng, Amarnath Kulkarni
  • Publication number: 20220020004
    Abstract: A system is configured to perform operations that include receiving a purchase request to use a consumer digital wallet account of a user to pay for an item sold by a merchant, the consumer digital wallet account being included as a payment method in a merchant digital wallet account provided by the merchant to the user. The operations further include generating a single-use payment token based on a non-transactable token. Additionally, the operations include transmitting, to an existing card payment network, a card transaction message that includes the single-use payment token, the single-use payment token causing the existing card payment network to route the card transaction message back to the system. The operations also include causing payment to be remitted from the user to the merchant using a payment method included in the consumer digital wallet account.
    Type: Application
    Filed: September 30, 2021
    Publication date: January 20, 2022
    Inventors: Prashant Jamkhedkar, Abhijeet Arvind Ranadive, Patrick Babcock, Haoyu Xue
  • Patent number: 11216791
    Abstract: There are provided systems and methods for software development kits for point-of-sale device and mobile device interactive frameworks. A service provider, such as a payment provider, that offers online and cloud based digital wallet services may configure flexible software frameworks for a merchant's point-of-sale device and a user's mobile device. A framework for a merchant's device may allow for user check-in with the merchant, and may utilize multiple different communication protocols to receive tenders and non-tenders from the user's mobile device. Thus, the user's mobile device may communicate with the merchant device to provide tokens that may be resolved by the merchant using the payment provider and/or a payment host to receive payment processing confirmation. Moreover, the frameworks may allow for a transaction to be synchronized to the user's mobile device so that the user may receive updates after processing of the tokens.
    Type: Grant
    Filed: May 26, 2020
    Date of Patent: January 4, 2022
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Haoyu Xue, Jie Leng
  • Patent number: 11151547
    Abstract: A system is configured to perform operations that include receiving a purchase request to use a consumer digital wallet account of a user to pay for an item sold by a merchant, the consumer digital wallet account being included as a payment method in a merchant digital wallet account provided by the merchant to the user. The operations further include generating a single-use payment token based on a non-transactable token. Additionally, the operations include transmitting, to an existing card payment network, a card transaction message that includes the single-use payment token, the single-use payment token causing the existing card payment network to route the card transaction message back to the system. The operations also include causing payment to be remitted from the user to the merchant using a payment method included in the consumer digital wallet account.
    Type: Grant
    Filed: September 20, 2017
    Date of Patent: October 19, 2021
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Abhijeet Arvind Ranadive, Patrick Babcock, Haoyu Xue
  • Publication number: 20210105575
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, an user experience for accessing the service via the UI.
    Type: Application
    Filed: August 18, 2020
    Publication date: April 8, 2021
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Publication number: 20200394624
    Abstract: There are provided systems and methods for software development kits for point-of-sale device and mobile device interactive frameworks. A service provider, such as a payment provider, that offers online and cloud based digital wallet services may configure flexible software frameworks for a merchant's point-of-sale device and a user's mobile device. A framework for a merchant's device may allow for user check-in with the merchant, and may utilize multiple different communication protocols to receive tenders and non-tenders from the user's mobile device. Thus, the user's mobile device may communicate with the merchant device to provide tokens that may be resolved by the merchant using the payment provider and/or a payment host to receive payment processing confirmation. Moreover, the frameworks may allow for a transaction to be synchronized to the user's mobile device so that the user may receive updates after processing of the tokens.
    Type: Application
    Filed: May 26, 2020
    Publication date: December 17, 2020
    Inventors: Prashant Jamkhedkar, Haoyu Xue, Jie Leng
  • Patent number: 10750315
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, an user experience for accessing the service via the UI.
    Type: Grant
    Filed: May 20, 2019
    Date of Patent: August 18, 2020
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Patent number: 10664812
    Abstract: There are provided systems and methods for software development kits for point-of-sale device and mobile device interactive frameworks. A service provider, such as a payment provider, that offers online and cloud based digital wallet services may configure flexible software frameworks for a merchant's point-of-sale device and a user's mobile device. A framework for a merchant's device may allow for user check-in with the merchant, and may utilize multiple different communication protocols to receive tenders and non-tenders from the user's mobile device. Thus, the user's mobile device may communicate with the merchant device to provide tokens that may be resolved by the merchant using the payment provider and/or a payment host to receive payment processing confirmation. Moreover, the frameworks may allow for a transaction to be synchronized to the user's mobile device so that the user may receive updates after processing of the tokens.
    Type: Grant
    Filed: June 30, 2016
    Date of Patent: May 26, 2020
    Assignee: PAYPAL, INC.
    Inventors: Prashant Jamkhedkar, Haoyu Xue, Jie Leng
  • Publication number: 20190335295
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, an user experience for accessing the service via the UI.
    Type: Application
    Filed: May 20, 2019
    Publication date: October 31, 2019
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel
  • Publication number: 20190205865
    Abstract: According to an aspect of an embodiment of the present disclosure, a method may include receiving a quick response (QR) code from a computing device, the QR code including a first entity identifier, and analyzing the QR code to determine a request to initiate a data transfer between a first entity associated with the first entity identifier and a second entity, and to determine one or more characteristics associated with the data transfer. The method may also include, based on the one or more characteristics, identifying a first QR code processing flow from multiple QR code processing flows to follow to process the data transfer, and verifying the first entity in the transaction based on the first entity identifier of the QR code and based on the first QR code processing flow. The method may also include processing the data transfer between the second entity and the first entity based on the first QR code processing flow.
    Type: Application
    Filed: December 29, 2017
    Publication date: July 4, 2019
    Inventors: Prashant Jamkhedkar, Patrick Babcock, Anant Ganapathy, Haoyu Xue, Jie Leng, Amarnath Kulkarni
  • Patent number: 10327098
    Abstract: A method for using location-based services for service management is discussed. The method includes receiving, at a server, a user request from a user device at a geographical location. The method includes accessing a store search to determine a store reference based on the user request and a user location corresponding to the geographical location, the store reference indicating tenant(s) accessible to the user via a user interface (UI) of the user device. The method includes accessing location data for the user device based on the store reference and a user account associated with the user, the location data indicating a service accessible via the UI and associated with a certain tenant. The method includes providing, to the user device and based on the location data, an user experience for accessing the service via the UI.
    Type: Grant
    Filed: April 30, 2018
    Date of Patent: June 18, 2019
    Assignee: PayPal, Inc.
    Inventors: Prashant Jamkhedkar, Anant Ganapathy, Jie Leng, Biju Balakrishnan Nair, Haoyu Xue, Justin Warmkessel