Abstract: A method for transferring funds includes: 1) receiving, from a first user, a request to transfer a stored value to a second user; 2) identifying, based on a first user token and from a user database, a first entry containing information of a payment account of the first user; 3) causing a payment server to transfer funds corresponding to the stored value from the payment account of the first user to a stored-value account that is associated with a stored-value token; 4) associating the stored-value token with a second entry identifying a second user; 5) receiving a payment request initiated by the second user; 6) identifying the second entry based on a second user token included in the payment request; 7) updating funds in the stored-value account based on the payment request; and 8) transmitting at least a portion of the stored value to a merchant based on the update.

Abstract: A method for transferring funds includes: 1) receiving, from a first user, a request to transfer a stored value to a second user; 2) identifying, based on a first user token and from a user database, a first entry containing information of a payment account of the first user; 3) causing a payment server to transfer funds corresponding to the stored value from the payment account of the first user to a stored-value account that is associated with a stored-value token; 4) associating the stored-value token with a second entry identifying a second user, 5) receiving a payment request initiated by the second user; 6) identifying the second entry based on a second user token included in the payment request; 7) updating funds in the stored-value account based on the payment request; and 8) transmitting at least a portion of the stored value to a merchant based on the update.

Abstract: A scanning device provides illumination with a stand-by color in a stand-by mode and a user color upon approval of payment transactions.

Abstract: A scanning device provides illumination with a stand-by color in a stand-by mode and a user color upon approval of payment transactions.

Abstract: A Border Gateway Protocol (BGP) monitoring service is described. The monitoring service receives as input(s) configuration data input from one or more site(s) that desire to obtain the service, as well as BGP feed data received from a set of data collectors positioned at or adjacent BGP peering points. For every origin (IP space) being monitored, a monitoring application monitors a set of allowed or permitted originating Autonomous System (AS) numbers for that space. Thus, for every IP address space being watched (i.e., for each routable block that contains an origin server IP address of interest), the monitoring application continually monitors the set of transit Autonomous Systems for that CIDR block. Using the real-time BGP feeds (and/or the daily updates), the monitoring application looks for updates coming from the routers that impact the CIDR blocks of interest for that particular site(s).