Abstract: A method in an electronic device includes processing, with one or more processors of the electronic device using a communication device of the electronic device, an electronic financial transaction. The method generates, with the one or more processors using signals from one or more sensors of the electronic device, a digital footprint defining locational surroundings and environs of the electronic device during the processing of the electronic financial transaction. The method monitors, by one or more sensors of the electronic device, the surroundings and environs of the electronic device and presents, by the one or more processors on a user interface, an alert when the surroundings and environs again match the digital footprint defining locational surroundings and environs of the electronic device during the processing of the electronic financial transaction.

Abstract: A method in an electronic device detects, by one or more processors from user input received by a user interface of the electronic device, shopping cart interaction events to an electronic shopping cart within an electronic shopping interactive computing environment. The one or more processors map attempts within the electronic shopping interactive computing environment to meet one or more promotional data structures based upon minimum purchase quantities and/or minimum purchase amounts and cause the user interface to present one or more product notification data structures meeting the one or more promotional data structures as a function of a user persona and behavior data structure retrieved from memory.

Abstract: An electronic device includes a user interface, one or more sensors, a communication device, and one or more processors operable with the user interface, the one or more sensors, and the communication device. The one or more processors determine, with the one or more sensors, whether one or more persons are within a predefined environment of the electronic device. Where only one person is within the predefined environment, the one or more processors operate one or more of a financial application, a messaging application, or a banking application in a normal mode of operation. Where two or more persons are within the predefined environment, the one or more processors operate the one or more of the financial application, the messaging application, or the banking application in a security mode of operation.

Abstract: An electronic device includes a user interface, a communication device, and one or more processors operable with the user interface and communication device and operating a digital wallet application. The one or more processors are configured to determine a probable failure of the digital wallet application to complete upcoming financial transactions due to one or more merchant or payment processor system malfunctions and cause the user interface to present a potential payment failure mode notification identifying the one or more merchant or payment processor system malfunctions prior to the upcoming financial transactions occurring.

Abstract: An electronic device includes a user interface, a communication device, and one or more processors operable with the user interface and communication device and operating a digital wallet application. The one or more processors are configured to determine a probable failure of the digital wallet application to complete upcoming financial transactions and cause the user interface to present a potential payment failure mode notification identifying a reason for the probable failure of the digital wallet application to complete the upcoming financial transactions prior to the upcoming financial transactions occurring.

Abstract: An electronic device includes a user interface, a communication device, and one or more processors operable with the user interface and communication device. The one or more processors are configured to determine a prospective financial transaction with a merchant requiring an on-site payment, retrieve, using the communication device, one or more payment modes accepted by the merchant using electronic signals across a network, and cause the user interface to present an offered payment mode notification identifying the one or more payment modes accepted by the merchant prior to the prospective financial transaction.

Abstract: A method provides techniques for emoji management for electronic messaging. The message includes detecting, by a processor of an electronic device, selection of an emoji for sending within a message. A recipient is identified for the message. The method further includes determining one or more attributes that can be associated with the emoji, and retrieving at least one of a recipient emoji reception preference and a sender emoji transmission preference for the one or more attributes. The emoji is modified based on the one or more attributes corresponding to the at least one of the recipient emoji reception preference and the sender emoji transmission preference. The method continues with transmitting the message with the modified emoji to the recipient.

Abstract: A method provides techniques for detecting, by a processor of an electronic device, a use context associated with a do-not-disturb (DnD) operating mode of the electronic device. In response to detecting the DnD use context, a notification mode of the electronic device is changed from an original setting to a restrictive setting in which received and/or automatically generated notifications are not outputted in certain scenarios or during execution of certain applications or processes. The method further includes detecting entry into a DnD inactive condition from among a completion of the DnD use context or a switch to another use context that does not require a DnD operating mode, and restoring the notification mode of the electronic device to the original setting, based on detecting the DnD inactive condition.

Abstract: A method provides techniques for managing payment reminders for electronic devices. The method includes receiving, by an electronic device comprising a display, a first notification corresponding to completion of a payment for a first bill. The method continues with subsequently detecting a second notification to make payment for the first bill, and identifying that the second notification corresponds to the first bill that has already been paid. In response to identifying that the second notification corresponds to the first bill that has already been paid, the method further includes suppressing presentation of the second notification on the display as a duplicate bill alert.

Abstract: An electronic device, a method and a computer program product for indicating a digital wallet balance from at least one digital wallet account. The method includes detecting, via at least one processor, a trigger to initiate indication of a digital wallet balance. In response to detecting the trigger to initiate indication of the digital wallet balance, the method further includes sending a balance inquiry for the digital wallet balance of each of the at least one digital wallet account and receiving, in response to the balance inquiry, the digital wallet balance for each of the at least one digital wallet account. The method further includes converting the digital wallet balance into a first balance indicator corresponding to the digital wallet balance and outputting the first balance indicator within a first graphical user interface presented on the display.

Abstract: A communication device, computer program product, and method are provided that generate an image stream to be transmitted from one communication device to at least another communication device in a video communication session. A controller (i) identifies, within a first image stream, secondary content displayed within at least one surface included in a first field of view, and (ii) in response to identifying the secondary content displayed within the at least one surface (a) generates a second image stream that does not include at least a portion of the secondary content; and (b) transmits the second image stream in place of the first image stream to the at least one second communication device during the video communication session.

Abstract: A method provides techniques for generating proactive alerts to prepare a device to enable an upcoming two-factor authentication (2FA) transaction. The method includes detecting, by an electronic device comprising a display, a potential two-factor authentication (2FA) condition. The method continues with detecting a 2FA readiness status of a receiving device to receive and present 2FA information. In response to identifying the 2FA readiness status of the receiving device as not ready, an alert is displayed on the display of the electronic device. Accordingly, disruptions and delays in transaction processing due to a receiving device not being ready for two-factor authentication are mitigated.

Abstract: A computing device includes multiple camera systems each having one or both of a different field of view or a focus range. For example, the computing device may include a telephoto camera system, a wide angle camera system, an ultra-wide angle camera system, and a macro camera system. When a camera application is running, the scenes from each of the multiple cameras are automatically analyzed to determine whether a barcode (e.g., a 1-dimensional barcode or a 2-dimensional barcode, also referred to as a QR code) is included in one of the scenes. If a barcode is included in the scene from a particular camera system, that camera system is selected and one or more actions are taken (e.g., the barcode is displayed by the computing device, information embedded in the barcode is displayed, and so forth).

Abstract: An electronic device includes a communication device, a memory, and a user interface. The electronic device includes one or more processors operable with the memory, the user interface, and the communication device. The memory is configured to store an aggregated list of electronic commerce orders made using credentials of an authorized user of the electronic device. When the communication device receives a one-time password, the one or more processors are configured to determine, using the aggregated list, whether the one-time password corresponds to any of the electronic commerce orders stored in the aggregated list. When the one-time password fails to correspond to any of the electronic commerce orders in the aggregated list, the one or more processors are configured to present a prompt comprising a fraud warning indicating that use of the one-time password is likely fraudulent.

Abstract: An electronic device includes a communication device, a user interface, and one or more processors operable with the communication device and the user interface. In response to the communication device receiving a financial transaction communication and a financial transaction reversal request communication, optionally within a predefined time duration threshold, the one or more processors cause the user interface to deliver a prompt comprising a fraud warning indicating that the financial transaction reversal request is likely fraudulent.

Abstract: An electronic device includes a communication device and one or more processors operable with the communication device. When the communication device receives a financial transaction initiation communication from at least one remote electronic device having an electronic device identifier from which a financial transaction initiation request was received by the remote electronic device, the one or more processors determine whether the electronic device identifier is associated with an account identifier of an account used for fraud. When the electronic device identifier is associated with the account identifier of an account used for fraud, the one or more processors cause the communication device to present a prompt on the remote electronic device warning of fraudulent activity.

Abstract: Techniques for managing data transactions are described and are implementable to enable data transactions (e.g., payment transactions) to be automatically generated in response to different conditions. In implementations, user interactions to generate payment transactions are tracked at different locations over different time durations. Accordingly, when payment transactions at a particular location reach a threshold, a data transaction record can be generated. The data transaction record can be used to automatically generate subsequent data transactions. Further, application presence across different devices can be used to generate data transactions.

Abstract: Techniques for managing data transactions are described and are implementable to enable data transactions (e.g., payment transactions) to be automatically generated in response to different conditions. In implementations, user interactions to generate payment transactions are tracked at different locations over different time durations. Accordingly, when payment transactions at a particular location reach a threshold, a data transaction record can be generated. The data transaction record can be used to automatically generate subsequent data transactions. Further, application presence across different devices can be used to generate data transactions.

Abstract: Techniques for managing pending data transactions are described and are implementable to enable errant data transactions (e.g., payment transactions) to be detected and resolved. For instance, when a first data transaction is unresolved and remains pending for an excessive period, a second data transaction can be initiated and resolved successfully. The pending first data transaction may subsequently resolve successfully, and thus a result of the successful first data transaction can be reversed to avoid duplicate data transactions.

Abstract: A computing device includes multiple camera systems each having one or both of a different field of view or a focus range. For example, the computing device may include a telephoto camera system, a wide angle camera system, an ultra-wide angle camera system, and a macro camera system. When a camera application is running, the scenes from each of the multiple cameras are automatically analyzed to determine whether a barcode (e.g., a 1-dimensional barcode or a 2-dimensional barcode, also referred to as a QR code) is included in one of the scenes. If a barcode is included in the scene from a particular camera system, that camera system is selected and one or more actions are taken (e.g., the barcode is displayed by the computing device, information embedded in the barcode is displayed, and so forth).