Patents by Inventor Harish Krishnan Subramanian

Harish Krishnan Subramanian has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for processing a financial transaction
    Patent number: 8396794
    Abstract: A method for performing a financial transaction that includes identifying a plurality of payment options associated with a payer executing the financial transaction, wherein each of the plurality of payment options is linked to a financial account of the payer, obtaining cost data and benefit data for each of the plurality of payment options, wherein the cost data includes a cost of using the payment option for the financial transaction and the benefit data includes a benefit of using the payment option for the financial transaction, selecting a preferred payment option from the plurality of payment options for the financial transaction based on the cost data and the benefit data, and processing the financial transaction using the preferred payment option to obtain a transaction confirmation.
    Type: Grant
    Filed: September 18, 2009
    Date of Patent: March 12, 2013
    Assignee: Intuit Inc.
    Inventors: See Yew Mo, Harish Krishnan Subramanian, Michael Power
  • Method and system for processing a financial transaction
    Patent number: 7630937
    Abstract: A method for performing a financial transaction that includes identifying a plurality of payment options associated with a payer executing the financial transaction, wherein each of the plurality of payment options is linked to a financial account of the payer, obtaining cost data and benefit data for each of the plurality of payment options, wherein the cost data includes a cost of using the payment option for the financial transaction and the benefit data includes a benefit of using the payment option for the financial transaction, selecting a preferred payment option from the plurality of payment options for the financial transaction based on the cost data and the benefit data, and processing the financial transaction using the preferred payment option to obtain a transaction confirmation.
    Type: Grant
    Filed: April 30, 2008
    Date of Patent: December 8, 2009
    Assignee: Intuit Inc.
    Inventors: See Yew Mo, Harish Krishnan Subramanian, Michael Power