Patents by Inventor Harish Tammaji Kulkarni
Harish Tammaji Kulkarni has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11934515Abstract: A system for inoculating a computer network against malware is described. Specifically, environmental indicators used by anti-analysis and target filtering mechanisms of a malware program may be determined based on analysis within a virtual or physical sandbox environment. The environmental indicators may be sent to computing devices associated with the computing network. The malware program, based on the environmental indicators, may be spoofed to assume that a computing device is associated with an anti-malware system, and/or is a device that is not to be infected. Based on this assumption, the malware program may not execute within the computing device.Type: GrantFiled: December 2, 2021Date of Patent: March 19, 2024Assignee: Bank of America CorporationInventors: Nera Pershing Schwartz, Harish Tammaji Kulkarni, Kumudini Choyal, Mahesh Ramesh Bane, Vaibhav Shankar Tambe
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Publication number: 20240005312Abstract: Aspects of the disclosure relate to multi-factor user authentication for card-based payment transactions using blockchain tokens. An computing platform may receive, from a computing device, transaction details associated with a card-based payment transaction corresponding to a user, wherein the transaction details comprise a card number of a payment card. The computing platform may determine, based on the card number, a user device associated with the user. The computing platform may send, to the user device, a one-time passcode (OTP). After sending the OTP, the computing platform may receive a security key. The security key may be generated based on the sent OTP and a blockchain token hash. The computing platform may, based on the received security key, send, to the computing device, a message indicating whether the transaction is approved or declined.Type: ApplicationFiled: July 1, 2022Publication date: January 4, 2024Inventors: Harish Tammaji Kulkarni, Kumudini Choyal, Min Cao, Nhat Minh Nguyen, Ra Uf Ridzuan Bin Ma Arof, Surendran Surendran
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Patent number: 11722524Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.Type: GrantFiled: April 7, 2021Date of Patent: August 8, 2023Assignee: Bank of America CorporationInventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
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Publication number: 20230196375Abstract: A system for multi-factor user authentication for payment card-based transactions are described. The multifactor authentication may be based on a one-time passcode/password (OTP) as sent by an authentication server. A user device may, based on receiving the OTP, send an authentication code. The authentication code may be generated/determined based on the OTP. The authentication code may be augmented biometric identifier (ID) of a user associated with the user device. The authentication server may validate a transaction based on the authentication code.Type: ApplicationFiled: December 17, 2021Publication date: June 22, 2023Inventors: Ra Uf Ridzuan Bin Ma Arof, Harish Tammaji Kulkarni, Kumudini Choyal, Nhat Minh Nguyen, Surendran Surendran
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Publication number: 20230196376Abstract: A system for multi-factor user authentication for payment card-based transactions are described. The multifactor authentication may be based on a one-time passcode/password (OTP) as sent by an authentication server. A user device may, based on receiving the OTP, send an authentication code. The authentication code may be generated/determined based on the OTP. The authentication code may be augmented biometric identifier (ID) of a user associated with the user device. The authentication server may validate a transaction based on the authentication code.Type: ApplicationFiled: December 17, 2021Publication date: June 22, 2023Inventors: Ra Uf Ridzuan Bin Ma Arof, Harish Tammaji Kulkarni, Kumudini Choyal, Nhat Minh Nguyen, Surendran Surendran
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Publication number: 20230196349Abstract: A system for multi-factor user authentication for payment card-based transactions are described. The multifactor authentication may be based on a one-time passcode/password (OTP) as sent by an authentication server. A user device may, based on receiving the OTP, send an authentication code. The authentication code may be generated/determined based on the OTP. The authentication code may be augmented biometric identifier (ID) of a user associated with the user device. The authentication server may validate a transaction based on the authentication code.Type: ApplicationFiled: December 17, 2021Publication date: June 22, 2023Inventors: Ra Uf Ridzuan Bin Ma Arof, Harish Tammaji Kulkarni, Kumudini Choyal, Nhat Minh Nguyen, Surendran Surendran
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Publication number: 20230188564Abstract: Methods, systems, computer-readable media, and apparatuses for detecting and protecting against employee targeted phishing attacks. In some embodiments, a computing platform may monitor an endpoint device. The computing platform may receive a notification that a call has started on the endpoint device. The computing platform may receive data associated with the call. The computing platform may apply voice-to-text analysis of the received data. The computing platform may perform initial validations of the received data converted to text. The computing platform may match the text against threat actor scripts. The computing platform may update an information security threat score. The computing platform may send a message to the endpoint device indicating that a potential information security threat has been detected.Type: ApplicationFiled: December 10, 2021Publication date: June 15, 2023Inventors: Eric Ryan Camarata, Harish Tammaji Kulkarni
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Publication number: 20230177144Abstract: A system for inoculating a computer network against malware is described. Specifically, environmental indicators used by anti-analysis and target filtering mechanisms of a malware program may be determined based on analysis within a virtual or physical sandbox environment. The environmental indicators may be sent to computing devices associated with the computing network. The malware program, based on the environmental indicators, may be spoofed to assume that a computing device is associated with an anti-malware system, and/or is a device that is not to be infected. Based on this assumption, the malware program may not execute within the computing device.Type: ApplicationFiled: December 2, 2021Publication date: June 8, 2023Inventors: Nicholas Pershing Schwartz, Harish Tammaji Kulkarni, Kumudini Choyal, Mahesh Ramesh Bane, Vaibhav Shankar Tambe
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Patent number: 11635964Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.Type: GrantFiled: April 7, 2021Date of Patent: April 25, 2023Assignee: Bank of America CorporationInventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
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Publication number: 20220326955Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.Type: ApplicationFiled: April 7, 2021Publication date: October 13, 2022Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
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Publication number: 20220327216Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.Type: ApplicationFiled: April 7, 2021Publication date: October 13, 2022Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
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Publication number: 20220329631Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.Type: ApplicationFiled: April 7, 2021Publication date: October 13, 2022Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen