Patents by Inventor Haritha Devarajan

Haritha Devarajan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240020747
    Abstract: A method comprising: receiving, from an augmented reality (AR) device, visual data representing a view through a viewing area of the AR device; determining, based on the visual data, a product identifier associated with the visual data; generating recommendation data based on the product identifier, comprising: discovering an item and a timeline associated with purchasing the item; comparing a user defined budget, a price of the item, purchase data associated with a purchase of an object included in the visual data, and an account of the user to determine an affordability value, wherein the affordability value indicates whether the purchase of the object prevents the user from purchasing the item in accordance with the timeline and the budget; and generating the recommendation data based on the affordability value; and sending the recommendation data to the AR device to cause the AR device to display the recommendation data.
    Type: Application
    Filed: September 26, 2023
    Publication date: January 18, 2024
    Inventors: Waverly W. Chao, Haritha Devarajan, Thomas E. Gross, Kristine Ing Kushner, Muhammad Farukh Munir, Pamela M. Murphy
  • Patent number: 11853964
    Abstract: A smart inventory service provider system is provided. The system comprises a network interface configured to communicate data over a network and a processing circuit. The processing circuit comprises one or more processors coupled to non-transitory memory. The processing circuit is configured to receive inventory item data associated with an inventory item from a user mobile device and to associate the inventory item data with a user account in a user inventory database. The processing circuit is further configured to monitor a frequency of usage of the inventory item and to transmit a message to an external computing system soliciting a transaction offer related to the inventory item based on the frequency of usage of the inventory item. The processing circuit is further configured to, upon receiving the transaction offer from the external computing system, transmit the transaction offer to the user mobile device.
    Type: Grant
    Filed: November 19, 2021
    Date of Patent: December 26, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Tracy Chan, Haritha Devarajan, Ellen Fabini, Jennifer Greene, Darius A. Miranda, Marria Wairmola Rhodriquez
  • Patent number: 11803890
    Abstract: Examples described herein relate to apparatuses and methods of providing real-time notifications on affordability and advisability of purchasing goods or services using augmented reality. The method includes receiving, from AR device associated with a user, visual data representing a view through a viewing area of the AR device. The visual data comprises geolocation data indicating a geolocation of the AR device. The method includes identifying an image of an object included in the visual data. The method includes determining, based on the visual data, a product identifier associated with the object. The method includes determining an attempt by the user to purchase the object. The method includes generating, in response to determining the attempt, recommendation data based on the product identifier and an account associated with the user. The method includes sending the recommendation data to the AR device to cause the AR device to display the recommendation data to the user.
    Type: Grant
    Filed: April 11, 2018
    Date of Patent: October 31, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Waverly W. Chao, Haritha Devarajan, Thomas W. Gross, Kristine Ing Kushner, Muhammad Farukh Munir, Pamela M. Murphy
  • Patent number: 11182736
    Abstract: A smart inventory service provider system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit. The processing circuit includes one or more processors coupled to non-transitory memory. The processing circuit is configured to receive inventory item data. Inventory item data is associated with an inventory item and is captured by a user computing device. The processing circuit is further configured to associate the inventory item data with a user account in a user inventory database, monitor an external computing system for a transaction offer related to the inventory item, and transmit the transaction offer to the user computing device.
    Type: Grant
    Filed: January 11, 2018
    Date of Patent: November 23, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Tracy Chan, Haritha Devarajan, Ellen Fabini, Jennifer Greene, Darius A. Miranda, Marria Wairmola Rhodriquez
  • Publication number: 20210090191
    Abstract: A system, method, and apparatus for offering estate planning prediction and recommendation services to a client using a server system including a processor and a memory having instructions stored in non-transitory machine-readable media, the instructions executable by the processor, is provided. The server system is structured to receive information relating to one or more assets of a client, monitor a health status of the client, determine a redistribution plan for the one or more assets of the client, based on the health status of the client, and redistribute the one or more assets of the client according to the redistribution plan.
    Type: Application
    Filed: May 23, 2017
    Publication date: March 25, 2021
    Inventors: Tracy W. Chan, Haritha Devarajan, Ellen Fabini, Jennifer Greene, Darius Miranda, Marria Rhodriquez
  • Publication number: 20190318408
    Abstract: Examples described herein relate to apparatuses and methods of providing real-time notifications on affordability and advisability of purchasing goods or services using augmented reality. The method includes receiving, from AR device associated with a user, visual data representing a view through a viewing area of the AR device. The visual data comprises geolocation data indicating a geolocation of the AR device. The method includes identifying an image of an object included in the visual data. The method includes determining, based on the visual data, a product identifier associated with the object. The method includes determining an attempt by the user to purchase the object. The method includes generating, in response to determining the attempt, recommendation data based on the product identifier and an account associated with the user. The method includes sending the recommendation data to the AR device to cause the AR device to display the recommendation data to the user.
    Type: Application
    Filed: April 11, 2018
    Publication date: October 17, 2019
    Inventors: Waverly W. Chao, Haritha Devarajan, Thomas W. Gross, Kristine Ing Kushner, Muhammad Farukh Munir, Pamela M. Murphy
  • Publication number: 20190057343
    Abstract: A smart inventory service provider system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit. The processing circuit includes one or more processors coupled to non-transitory memory. The processing circuit is configured to receive inventory item data. Inventory item data is associated with an inventory item and is captured by a user computing device. The processing circuit is further configured to associate the inventory item data with a user account in a user inventory database, monitor an external computing system for a transaction offer related to the inventory item, and transmit the transaction offer to the user computing device.
    Type: Application
    Filed: January 11, 2018
    Publication date: February 21, 2019
    Inventors: Tracy Chan, Haritha Devarajan, Ellen Fabini, Jennifer Greene, Darius A. Miranda, Marria Wairmola Rhodriquez