Patents by Inventor Harjot SINGH

Harjot SINGH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11966495
    Abstract: A system and method for managing access to entity identity data are described. The system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a remote device as being associated with an entity; receive, via the communications module and from the remote device, pre-consent data identifying one or more third parties permitted to access entity identity data for the entity; store, in the memory, the pre-consent data in association with the entity; receive, via the communications module and from a digital identity network, a signal representing a request to release the entity identity data to the third party; determine, based on the pre-consent data, that the entity identity data is to be released to the third party; and initiate release of the entity identity data to a computing device associated with the third party.
    Type: Grant
    Filed: March 21, 2023
    Date of Patent: April 23, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Kevin Wayne Faragher, Harjot Singh Panag
  • Patent number: 11956244
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a user via a first authentication channel; receive, via the communications module and from a computing device associated with the user, a signal representing a request to transfer a first quantity of resources; determine that the first quantity of resources is less than a first threshold associated with the first authentication channel; obtain identity data associated with the request to transfer the first quantity of resources; determine, based on the identity data, that a request to transfer a second quantity of resources has been previously initiated by the user via a second authentication channel that is different than the first authentication channel; and determine that the sum of the first quantity of resources and the second quantity of resources i
    Type: Grant
    Filed: September 9, 2022
    Date of Patent: April 9, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Harjot Singh Panag, Kevin Wayne Faragher, Sumathi Seetharaman
  • Patent number: 11941703
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to send via a communications module to a remote computing device a first signal comprising a chat interface. The server may receive, via the communications module and from the remote computing device, a second signal representing input received at the remote computing device through the chat interface. The server may identify an account associated with the remote computing device and retrieve policy data associated with the identified account from the data store. The server may automatically evaluate the input and policy data against predetermined criteria to determine whether a claim has a low risk level and, when the claim is determined to have a low risk level, engage a photo-based estimation module.
    Type: Grant
    Filed: October 20, 2021
    Date of Patent: March 26, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Publication number: 20240071230
    Abstract: Described herein are examples of a computerized method that comprises: in response to obtaining information regarding a potential collision between a vehicle and an object, obtaining data describing the vehicle for a time period extending before and after a time of the potential collision. The method may determine a likelihood that the potential collision is a non-collision event based on the data describing the vehicle by performing one or more assessments. The assessments may include telematics monitor assessment, driver behavior assessment, road surface feature assessment, trip correlation assessment, and/or context assessment. In response to determining that the likelihood indicates that the potential collision is not a non-collision event, the method may trigger one or more actions responding to the potential collision.
    Type: Application
    Filed: November 8, 2023
    Publication date: February 29, 2024
    Applicant: Geotab Inc.
    Inventors: Willem Petersen, Harjot Singh Parmar, Amish Vijay Patel, Meghan Frances Fotak, Paul Stobbe, Robert Spencer Hockin
  • Patent number: 11884285
    Abstract: Described herein are various techniques, including systems and non-transitory instructions, that, in response to obtaining information regarding a potential collision between a vehicle and an object, obtain data describing the vehicle for a time period extending before and after a time of the potential collision. The system may determine a likelihood that the potential collision is a non-collision event based on the data describing the vehicle by performing one or more assessments. The assessments may include telematics monitor assessment, driver behavior assessment, road surface feature assessment, trip correlation assessment, and/or context assessment. In response to determining that the likelihood indicates that the potential collision is not a non-collision event, the system may trigger one or more actions responding to the potential collision.
    Type: Grant
    Filed: August 17, 2021
    Date of Patent: January 30, 2024
    Assignee: Geotab Inc.
    Inventors: Willem Petersen, Harjot Singh Parmar, Amish Vijay Patel, Meghan Frances Fotak, Paul Stobbe, Robert Spencer Hockin
  • Patent number: 11862022
    Abstract: Described herein are examples of a computerized method that comprises: in response to obtaining information regarding a potential collision between a vehicle and an object, obtaining data describing the vehicle for a time period extending before and after a time of the potential collision. The method may determine a likelihood that the potential collision is a non-collision event based on the data describing the vehicle by performing one or more assessments. The assessments may include telematics monitor assessment, driver behavior assessment, road surface feature assessment, trip correlation assessment, and/or context assessment. In response to determining that the likelihood indicates that the potential collision is not a non-collision event, the method may trigger one or more actions responding to the potential collision.
    Type: Grant
    Filed: August 17, 2021
    Date of Patent: January 2, 2024
    Assignee: Geotab Inc.
    Inventors: Willem Petersen, Harjot Singh Parmar, Amish Vijay Patel, Meghan Frances Fotak, Paul Stobbe, Robert Spencer Hockin
  • Patent number: 11855850
    Abstract: In a distributed cloud environment, a collecting agent deployed external to a kernel of a compute host collects network data packets describing various raw events communicated between compute instances of the environment and metadata associated with the events from various sources. The collecting agent communicates the metadata to a cloud application. The collecting agent also communicates the packets to a stream processor that is decoupled from the collecting agent. The stream processor processes the packets in a stateful manner to generate a set of time series data. The time series data is communicated to the cloud application, where a set of enhanced time series data is generated by merging the time series data with the metadata in a distributed manner. A topology map describing the compute instances of the distributed cloud environment is then generated based on the set of enhanced time series data. The topology map is then displayed.
    Type: Grant
    Filed: April 25, 2018
    Date of Patent: December 26, 2023
    Assignee: Nutanix, Inc.
    Inventors: Tanveer Singh Gill, Harjot Singh Gill, Jacques Arnoux, Cam Thi-Nguyet Nguyen, Saravana Soundararajan, Haolin Lu, Anh Thi-Nguyet Nguyen
  • Publication number: 20230222243
    Abstract: A system and method for managing access to entity identity data are described. The system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a remote device as being associated with an entity; receive, via the communications module and from the remote device, pre-consent data identifying one or more third parties permitted to access entity identity data for the entity; store, in the memory, the pre-consent data in association with the entity; receive, via the communications module and from a digital identity network, a signal representing a request to release the entity identity data to the third party; determine, based on the pre-consent data, that the entity identity data is to be released to the third party; and initiate release of the entity identity data to a computing device associated with the third party.
    Type: Application
    Filed: March 21, 2023
    Publication date: July 13, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Kevin Wayne FARAGHER, Harjot Singh PANAG
  • Publication number: 20230205861
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to add an authorized user to an account of an entity hosted by a first institution associated with the server; send, via the communications module and to a second server associated with a second institution hosting an account of the authorized user, a signal that includes a unique key and an identifier of the entity, the signal causing the second server to store the unique key and the identifier in memory and associating the unique key and the identifier with the account of the authorized user; receive a signal representing a request to perform an operation for the entity; in response to receiving the request to perform the operation, send, via the communications module
    Type: Application
    Filed: March 7, 2023
    Publication date: June 29, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: David Samuel TAX, Harjot Singh PANAG, Kevin Wayne FARAGHER, Milos DUNJIC
  • Publication number: 20230150517
    Abstract: Systems and methods for determining an estimated weight of a vehicle are provided. The system includes at least one data storage and at least one processor. The at least one data storage is configured to store vehicle data associated with the vehicle. The at least one processor is configured to: identify a plurality of vehicle maneuvers based on the vehicle data, each vehicle maneuver being associated with a portion of the vehicle data, each portion of the vehicle data comprising a measured torque profile; generate a plurality of simulated torque profiles for each vehicle maneuver; generate a plurality of error profiles, an error profile being generated for each vehicle maneuver based on differences between the plurality of simulated torque profiles and the measured torque profile corresponding to that vehicle maneuver; and determine the estimated weight of the vehicle based on the plurality of error profiles.
    Type: Application
    Filed: November 2, 2022
    Publication date: May 18, 2023
    Inventors: Willem Petersen, Harjot Singh Parmar, Muhammad Junaid Gill, Mohammad Salman Sabahi, Daniel J. Lewis, Vinay Kiran Manjunath, Yifeng Ge
  • Patent number: 11636225
    Abstract: A system and method for managing access to entity identity data are described. The system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a remote device as being associated with an entity; receive, via the communications module and from the remote device, pre-consent data identifying one or more third parties permitted to access entity identity data for the entity; store, in the memory, the pre-consent data in association with the entity; receive, via the communications module and from a digital identity network, a signal representing a request to release the entity identity data to the third party; determine, based on the pre-consent data, that the entity identity data is to be released to the third party; and initiate release of the entity identity data to a computing device associated with the third party.
    Type: Grant
    Filed: May 22, 2020
    Date of Patent: April 25, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Kevin Wayne Faragher, Harjot Singh Panag
  • Patent number: 11636194
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to add an authorized user to an account of an entity hosted by a first institution associated with the server; send, via the communications module and to a second server associated with a second institution hosting an account of the authorized user, a signal that includes a unique key and an identifier of the entity, the signal causing the second server to store the unique key and the identifier in memory and associating the unique key and the identifier with the account of the authorized user; receive a signal representing a request to perform an operation for the entity; in response to receiving the request to perform the operation, send, via the communications module
    Type: Grant
    Filed: August 27, 2020
    Date of Patent: April 25, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: David Samuel Tax, Harjot Singh Panag, Kevin Wayne Faragher, Milos Dunjic
  • Publication number: 20230110017
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a computing device is configured to receive, from the camera, a signal comprising image data. The image data may represent at least a portion of a vehicle. The computing device may also retrieve data representing a preferred scene of the vehicle and determine, based on the image data and based on the data representing the preferred scene of the vehicle, whether the image data corresponds to the preferred scene of the vehicle. The server may, when the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data. The server may send, via the communications module, a signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.
    Type: Application
    Filed: December 8, 2022
    Publication date: April 13, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Patent number: 11620741
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to receive, via the communications module from a remote computing device, a signal comprising image data obtained by the remote computing device, the image data including metadata identifying an image capture location and a time of image capture; obtain verification data, the verification data comprising sensor data received from the remote computing device and identifying a location of the remote computing device at the time of image capture; and evaluate the image data based on the verification data to verify the authenticity of the image data by comparing the image capture location in the metadata to the location of the remote computing device at the time of image capture.
    Type: Grant
    Filed: April 9, 2021
    Date of Patent: April 4, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Patent number: 11575579
    Abstract: In a distributed cloud environment, a collecting agent deployed external to a kernel of a compute host collects network data packets describing various raw events communicated between compute instances of the distributed cloud environment and metadata associated with the events from various sources. The collecting agent communicates the metadata to a cloud service where it may be stored. The collecting agent communicates the packets to a stream processor that is decoupled from the collecting agent. The stream processor processes the packets in a stateful manner to generate a set of time series data. The time series data is communicated to the cloud application, where a set of enhanced time series data is generated by merging the time series data with the metadata in a distributed manner. A topology map describing the compute instances of the distributed cloud environment is then generated based on the set of enhanced time series data.
    Type: Grant
    Filed: April 25, 2018
    Date of Patent: February 7, 2023
    Inventors: Tanveer Singh Gill, Harjot Singh Gill, Jacques Arnoux, Cam Thi-Nguyet Nguyen, Saravana Soundararajan, Haolin Lu, Anh Thi-Nguyet Nguyen
  • Publication number: 20230014766
    Abstract: A server comprises a communications module, a processor coupled to the communications module, and a memory coupled to the processor. The memory stores processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, video data of a vehicle in an original state, store, in the memory, at least some of the video data of the vehicle and associate the stored video data with an account, receive, via the communications module and from the remote computing device, an indication of a claim, the indication associated with an account identifier, retrieve, using the account identifier and from the memory, the video data of the vehicle in the original state from the memory, and send, via the communications module and to the remote computing device, instructions for obtaining video data of the vehicle based on the video data of the vehicle in the original state.
    Type: Application
    Filed: September 19, 2022
    Publication date: January 19, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Justin SETO, Naomi Sarah FETH, Anurag THAKUR, Harjot Singh PANAG
  • Publication number: 20230020445
    Abstract: A computer-implemented method is disclosed. The method includes: detecting a trigger event associated with a data record; in response to detecting the trigger event, enabling an access control for the data record, the access control defining one or more restrictions on accessing the data record; receiving at least one biometric data capture of a user and a digital form of at least one identification document associated with the user; obtaining verification results representing an identity verification status of the user based on a document verification process using the at least one biometric data capture and the digital form; in response to determining that the verification results satisfy first conditions: verifying user-inputted data based on contents of the at least one identification document; and in response to the verifying, disabling the access control for the data record.
    Type: Application
    Filed: July 15, 2021
    Publication date: January 19, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Harjot Singh PANAG, Nipaben SHELAT, Karandeep PURI, Kevin Wayne FARAGHER
  • Patent number: 11551307
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a computing device is configured to receive, from the camera, a signal comprising image data. The image data may represent at least a portion of a vehicle. The computing device may also retrieve data representing a preferred scene of the vehicle and determine, based on the image data and based on the data representing the preferred scene of the vehicle, whether the image data corresponds to the preferred scene of the vehicle. The server may, when the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data. The server may send, via the communications module, a signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: January 10, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Publication number: 20230007009
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a user via a first authentication channel; receive, via the communications module and from a computing device associated with the user, a signal representing a request to transfer a first quantity of resources; determine that the first quantity of resources is less than a first threshold associated with the first authentication channel; obtain identity data associated with the request to transfer the first quantity of resources; determine, based on the identity data, that a request to transfer a second quantity of resources has been previously initiated by the user via a second authentication channel that is different than the first authentication channel; and determine that the sum of the first quantity of resources and the second quantity of resources i
    Type: Application
    Filed: September 9, 2022
    Publication date: January 5, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Harjot Singh PANAG, Kevin Wayne FARAGHER, Sumathi SEETHARAMAN
  • Patent number: 11525728
    Abstract: Systems and methods for determining an estimated weight of a vehicle are provided. The system includes at least one data storage and at least one processor. The at least one data storage is configured to store vehicle data associated with the vehicle. The at least one processor is configured to: identify a plurality of vehicle maneuvers based on the vehicle data, each vehicle maneuver being associated with a portion of the vehicle data, each portion of the vehicle data comprising a measured torque profile; generate a plurality of simulated torque profiles for each vehicle maneuver; generate a plurality of error profiles, an error profile being generated for each vehicle maneuver based on differences between the plurality of simulated torque profiles and the measured torque profile corresponding to that vehicle maneuver; and determine the estimated weight of the vehicle based on the plurality of error profiles.
    Type: Grant
    Filed: November 22, 2021
    Date of Patent: December 13, 2022
    Assignee: Geotab Inc.
    Inventors: Willem Petersen, Harjot Singh Parmar, Muhammad Junaid Gill