Patents by Inventor Harold Lewis, Jr.

Harold Lewis, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for acquiring a mortgage loan
    Patent number: 8065225
    Abstract: A computer-implemented method for processing an application for a mortgage loan, such that the mortgage loan is configured to include a set of financial lending requirements and further include certain financial lending risks associated with financing the mortgage loan. The steps of the method include receiving the mortgage loan application, processing the mortgage loan application through an electronic database, applying the set of financial lending requirements to the mortgage loan application, generating a listing of at least one eligible lender or loan product based on the application of the financial lending requirements to the mortgage loan application, and submitting the mortgage loan application to the eligible lender, the mortgage loan being configured such that the financial lending risks are configured to be absorbed by a secondary mortgage market investor.
    Type: Grant
    Filed: September 18, 2007
    Date of Patent: November 22, 2011
    Assignee: Fannie Mae
    Inventors: Harold Lewis, Jr., Tracey G. Amos, Eric Ronald Anders, Nitirwork Armstrong, Sidney Vince Credle, Jr., Terri Lynn Davis, Thomas L. King, Gregory Joseph Phillips, Robert John Sahadi