Patents by Inventor Harold Zumwalt

Harold Zumwalt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Paying non-settlement transactions
    Patent number: 9984367
    Abstract: Payment of non-settlement currencies includes developing a non-settlement currency exchange separate from a financial institution unwilling to assume risks in converting non-settlement currencies. The non-settlement currency exchange includes a predictive model to provide an estimated currency exchange rate. Schemes are provided where a merchant may share currency exchange profit and/or currency exchange losses with a financial institution. The exchange rate may be persisted in subsequent related financial transactions such as a refund, a chargeback, and/or a representment.
    Type: Grant
    Filed: June 24, 2011
    Date of Patent: May 29, 2018
    Assignee: Amazon Technologies, Inc.
    Inventors: Rohit Jain, Mary Katherine Bowman, Richard D. Hunt, Kurt Harold Zumwalt
  • Paying Non-Settlement Transactions
    Publication number: 20120330718
    Abstract: Payment of non-settlement currencies includes developing a non-settlement currency exchange separate from a financial institution unwilling to assume risks in converting non-settlement currencies. The non-settlement currency exchange includes a predictive model to provide an estimated currency exchange rate. Schemes are provided where a merchant may share currency exchange profit and/or currency exchange losses with a financial institution. The exchange rate may be persisted in subsequent related financial transactions such as a refund, a chargeback, and/or a representment.
    Type: Application
    Filed: June 24, 2011
    Publication date: December 27, 2012
    Inventors: Rohit Jain, Mary Katherine Bowman, Richard D. Hunt, Kurt Harold Zumwalt
  • Olive scoop
    Patent number: D297202
    Type: Grant
    Filed: October 24, 1985
    Date of Patent: August 16, 1988
    Inventor: Harold Zumwalt