Patents by Inventor Harvey Brofman

Harvey Brofman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20060085231
    Abstract: The method involves the distribution of cards in connection with a program being administered. The cards are preferably, but not necessarily, in the form of a standard debit card issued through a standard network, such as VISA. In addition to any debit card indicia, the cards have on them the same indicia as a standard health insurance card, although they are not issued by a health insurance provider. When the card is presented to a pharmacy, the health insurance indicia allows the pharmacy to “adjudicate” the card, through the standard network, whereby the program administrator will instantly activate the card, if necessary, and provide value to the card, by funding the debit account associated with the card, whereby the card can be use immediately as a standard debit card in payment for the prescription which was filled. A set of business rules, which can be modified at any time, determines the validity and value of the card each time it is adjudicated.
    Type: Application
    Filed: October 17, 2005
    Publication date: April 20, 2006
    Inventor: Harvey Brofman