Abstract: A riding clothes protector including a right panel having a right top finger, a right middle finger, and a right bottom finger. The right panel has a right bottom portion, a right back portion, and a front side portion, with a plurality of fasteners. The right top finger has a fastener attached. The right bottom finger has a couple of fasteners adjacent a right bottom finger. Included is a left panel with a left top finger, a left middle finger, and a left bottom finger. The left panel has a left bottom portion, a left back portion, and a front side portion, with a plurality of fasteners thereon. The left top finger has a plurality of fasteners attached. Each of the fasteners of the left top finger is capable of coupling with the fastener of the right finger, when the right top finger overlaps the left top finger. The left back and the right back are permanently stitched together.