Abstract: A system and method of predicatively accruing a credit in a variable value transaction are provided. The variable value transaction may involve a piece of media content and include an initial balance and a remaining balance. The initial balance and the remaining balance may be dependent on the piece of media content and when the variable value transaction is completed. Credits may be accrued for a predicted redemption of the credit for the remaining balance, depending on the availability and applicability of the credits. A payment card may also be processed for some or all of the remaining balance. The remaining balance may not be known until the variable value transaction is completed. A pending revenue amount may be determined based on the accrual of the credits.

Abstract: A system and method of optimizing the redemption of credits in a variable value transaction are disclosed. The variable value transaction may involve a piece of media content and include an initial balance and a remaining balance. The initial balance and the remaining balance may be dependent on the piece of media content and when the variable value transaction is completed. The remaining balance may not be known until the variable value transaction is completed. Credits may be assigned an order of availability for redemption based on credit redemption criteria such as a redemption priority, a product value, an expiration date, and/or a redemption value. The credits with a higher order of availability may be redeemed prior to credits with a lower order of availability.

Abstract: A system and method of managing credit subscriptions corresponding to a customer are disclosed. The credit subscriptions may include quantities of one or more credits with predetermined validity durations. The credit subscriptions may be active for a subscription lifetime, and the credits may be redeemable in a variable value transaction involving a piece of media content. Managing a credit subscription may include receiving a subscription management message, translating a subscription package code to a quantity of credits, creating or renewing the credit subscription with the quantity of credits, modifying the credit subscription, or deleting the credit subscription. The subscription management message may include a customer number, a subscription package code, and a subscription lifetime specification. Credits and credit subscriptions may be created as a one-time issuance or may be automatically renewed on a periodic basis.

Abstract: A system and method of processing a variable value transaction with credits and a payment card are provided. The variable value transaction may involve a piece of media content and include an initial balance and a remaining balance. The initial balance and the remaining balance may be dependent on the piece of media content and when the variable value transaction is completed. Credits may be redeemed for some or all of the initial balance and/or the remaining balance, depending on the availability and applicability of the credits. The payment card may also be processed for some or all of the initial balance and/or the remaining balance. The remaining balance may not be known until the variable value transaction is completed.

Abstract: A system and method of converting currency items to credits that are redeemable in a variable value transaction are disclosed. Converting currency items to credits allows the credits to be used for satisfying an initial balance or a remaining balance of the variable value transaction involving a piece of media content. The conversion may include receiving a unique customer identifier identifying a customer, receiving a unique identifier of the currency items, and determining whether the currency item is valid for being converted to a credit. If the currency item is valid, a conversion ratio of the currency items to credits may be retrieved and a quantity of the credits may be calculated from the currency items, based on the conversion ratio. The quantity of the credits may be issued to the customer in a credits database. Invalid currency items may be rejected for conversion to the credit.

Abstract: A system and method of managing credit subscriptions corresponding to a customer are disclosed. The credit subscriptions may include quantities of one or more credits with predetermined validity durations. The credit subscriptions may be active for a subscription lifetime, and the credits may be redeemable in a variable value transaction involving a piece of media content. Managing a credit subscription may include receiving a subscription management message, translating a subscription package code to a quantity of credits, creating or renewing the credit subscription with the quantity of credits, modifying the credit subscription, or deleting the credit subscription. The subscription management message may include a customer number, a subscription package code, and a subscription lifetime specification. Credits and credit subscriptions may be created as a one-time issuance or may be automatically renewed on a periodic basis.

Abstract: A system and method of optimizing the redemption of credits in a variable value transaction are disclosed. The variable value transaction may involve a piece of media content and include an initial balance and a remaining balance. The initial balance and the remaining balance may be dependent on the piece of media content and when the variable value transaction is completed. The remaining balance may not be known until the variable value transaction is completed. Credits may be assigned an order of availability for redemption based on credit redemption criteria such as a redemption priority, a product value, an expiration date, and/or a redemption value. The credits with a higher order of availability may be redeemed prior to credits with a lower order of availability.