Patents by Inventor Helen Fields

Helen Fields has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Dynamic aggregation of payment transactions
    Patent number: 7665658
    Abstract: A transaction aggregation method that includes the steps of receiving user data and a current transaction amount associated with a current transaction, and retrieving a reliability score for the user with the user data, and calculating an aggregation threshold based on the reliability score. The method also includes updating an aggregated transaction amount by adding the current transaction amount to a previously aggregated transaction amount from previous transactions, and comparing the updated aggregated amount with the aggregation threshold, where the current transaction is aggregated with the previous transactions when the updated aggregated amount is less than the aggregation threshold.
    Type: Grant
    Filed: June 7, 2005
    Date of Patent: February 23, 2010
    Assignee: First Data Corporation
    Inventor: Helen Fields
  • Dynamic aggregation of payment transactions
    Publication number: 20060273152
    Abstract: A transaction aggregation method that includes the steps of receiving user data and a current transaction amount associated with a current transaction, and retrieving a reliability score for the user with the user data, and calculating an aggregation threshold based on the reliability score. The method also includes updating an aggregated transaction amount by adding the current transaction amount to a previously aggregated transaction amount from previous transactions, and comparing the updated aggregated amount with the aggregation threshold, where the current transaction is aggregated with the previous transactions when the updated aggregated amount is less than the aggregation threshold.
    Type: Application
    Filed: June 7, 2005
    Publication date: December 7, 2006
    Applicant: First Data Corporation
    Inventor: Helen Fields