Patents by Inventor Helen McMillan
Helen McMillan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11769112Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: GrantFiled: June 4, 2021Date of Patent: September 26, 2023Assignee: Experian Marketing Solutions, LLCInventors: Helen McMillan, John Lawrence Skurtovich, Anita Kress, Timothy Sumida, Michael Charles McVey
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Publication number: 20220362589Abstract: A face mask assembly includes a face mask is comprised of a particulate filtering material to filter air being breathed by a user. The face mask has a mouth opening extending through the face mask to expose the user's mouth when the face mask is worn to facilitate eating and drinking. A flap is movably coupled to the face mask and the flap is positionable in a closed position having the flap covering the mouth opening to filter air breathed by the user. The flap is positionable in an open position to facilitate the user to eat or drink. A first mating member is coupled to flap and a second mating member is coupled to the face mask. The first mating member is releasably mated to the first mating member when the flap is in the closed position for retaining the flap in the closed position.Type: ApplicationFiled: May 13, 2021Publication date: November 17, 2022Inventor: Helen McMillan-Siah
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Publication number: 20220027853Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: ApplicationFiled: June 4, 2021Publication date: January 27, 2022Inventors: Helen McMillan, John Lawrence Skurtovich, Anita Kress, Timothy Sumida, Michael Charles McVey
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Patent number: 11157872Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: GrantFiled: August 2, 2018Date of Patent: October 26, 2021Assignee: Experian Marketing Solutions, LLCInventors: Helen McMillan, John Lawrence Skurtovich, Anita Kress, Timothy Sumida, Michael Charles McVey
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Publication number: 20180343265Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: ApplicationFiled: August 2, 2018Publication date: November 29, 2018Inventors: Helen McMillan, John Lawrence Skurtovich, Anita Kress, Timothy Sumida, Michael Charles McVey
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Patent number: 10075446Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: GrantFiled: February 9, 2015Date of Patent: September 11, 2018Assignee: EXPERIAN MARKETING SOLUTIONS, INC.Inventors: Helen McMillan, John Lawrence Skurtovich, Anita Kress, Timothy Sumida, Michael Charles McVey
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Publication number: 20150326580Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: ApplicationFiled: February 9, 2015Publication date: November 12, 2015Inventors: Helen McMillan, John Lawrence Skurtovich, Anita Kress, Timothy Sumida, Michael Charles McVey
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Patent number: 8954459Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: GrantFiled: November 9, 2012Date of Patent: February 10, 2015Assignee: Experian Marketing Solutions, Inc.Inventors: Helen McMillan, John Lawrence Skurtovich, Jr., Anita Kress, Timothy Sumida, Michael Charles McVey
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Publication number: 20140012633Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Marketing companies that sell lists compile those lists by searching one or more databases for names and/or businesses that match certain criteria. Those marketing companies can use the CSoW/CSoSW modeling approach to show predicted spend and/or revenues for each company on a list. This makes the list more valuable to list buyers.Type: ApplicationFiled: February 7, 2013Publication date: January 9, 2014Applicant: EXPERIAN MARKETING SOLUTIONS, INC.Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20130275331Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Private equity firms and other investors of small businesses can use the CSoW/CSoSW modeling approach to more accurately evaluate small and privately held companies, both during investment and for evaluating prospective investments. Over-the-counter securities trading systems can also use this modeling approach to provide more accurate information and/or rankings of listed companies to their customers.Type: ApplicationFiled: November 1, 2012Publication date: October 17, 2013Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20130268324Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. A mutual fund rating company can use this CSoW/CSoSW modeling approach to predict the performance of funds that invest in a particular industry or sector. In addition, since mutual funds often provide guidelines for selecting stocks, rating companies can use this modeling approach to predict the performance of companies in a fund's portfolio.Type: ApplicationFiled: October 18, 2012Publication date: October 10, 2013Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Patent number: 8312033Abstract: Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.Type: GrantFiled: June 26, 2009Date of Patent: November 13, 2012Assignee: EXPERIAN MARKETING SOLUTIONS, Inc.Inventors: Helen McMillan, John Lawrence Skurtovich, Jr., Anita Kress, Timothy Sumida, Michael Charles McVey
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Publication number: 20120136763Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Private equity firms and other investors of small businesses can use the CSoW/CSoSW modeling approach to more accurately evaluate small and privately held companies, both during investment and for evaluating prospective investments. Over-the-counter securities trading systems can also use this modeling approach to provide more accurate information and/or rankings of listed companies to their customers.Type: ApplicationFiled: November 30, 2011Publication date: May 31, 2012Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20120123968Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. A mutual fund rating company can use this CSoW/CSoSW modeling approach to predict the performance of funds that invest in a particular industry or sector. In addition, since mutual funds often provide guidelines for selecting stocks, rating companies can use this modeling approach to predict the performance of companies in a fund's portfolio.Type: ApplicationFiled: January 26, 2012Publication date: May 17, 2012Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20120084230Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. A mutual fund rating company can use this CSoW/CSoSW modeling approach to predict the performance of funds that invest in a particular industry or sector. In addition, since mutual funds often provide guidelines for selecting stocks, rating companies can use this modeling approach to predict the performance of companies in a fund's portfolio.Type: ApplicationFiled: October 19, 2011Publication date: April 5, 2012Applicant: EXPERIAN MARKETING SOLUTIONS, INC.Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20080255897Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Companies which provide databases of financial information about other companies can use scores provided by this CSoW/CSoSW modeling approach to give an indication of how much the company is likely to spend in the future.Type: ApplicationFiled: October 25, 2007Publication date: October 16, 2008Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20080228538Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Online marketplaces that allow small businesses to advertise their services can use this CSoW/CSoSW modeling approach to provide a rating that gives an indication of the business prospects of the vendors listed on their sites. Further, such marketplaces can combine this information with their own internal analytics to provide a single holistic rating.Type: ApplicationFiled: October 25, 2007Publication date: September 18, 2008Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20080228541Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Private equity firms and other investors of small businesses can use the CSoW/CSoSW modeling approach to more accurately evaluate small and privately held companies, both during investment and for evaluating prospective investments. Over-the-counter securities trading systems can also use this modeling approach to provide more accurate information and/or rankings of listed companies to their customers.Type: ApplicationFiled: October 25, 2007Publication date: September 18, 2008Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20080228539Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Government agencies, procurement departments, and others that patronize small businesses can use CSoW/CSoSW to determine businesses that should be awarded contracts and businesses that should be denied. CSoW/CSoSW may also be used to manage approved vendor lists.Type: ApplicationFiled: October 25, 2007Publication date: September 18, 2008Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin
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Publication number: 20080228540Abstract: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Marketing companies that sell lists compile those lists by searching one or more databases for names and/or businesses that match certain criteria. Those marketing companies can use the CSoW/CSoSW modeling approach to show predicted spend and/or revenues for each company on a list. This makes the list more valuable to list buyers.Type: ApplicationFiled: October 25, 2007Publication date: September 18, 2008Inventors: Myles G. Megdal, Adam T. Kornegay, Angela Granger, Helen McMillan, Peter Bolin