Patents by Inventor Hemant Kagade
Hemant Kagade has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20150170066Abstract: Embodiments of the invention allow an institution to obtain a more comprehensive view of its exposure to one or more entities or groups of entities and, in some cases, to use this information to identify opportunities for and/or risks to the institution. For example, embodiments of the invention involve systems and methods for: (1) selecting an entity; (2) determining exposure to the entity in isolation; (3) determining one or more related entities based on transaction data associated with the selected entity; (4) determining exposure to the one or more related entities; and (5) combining the exposure data for the selected entity and the related entities to obtain comprehensive exposure metrics for the selected entity.Type: ApplicationFiled: December 13, 2013Publication date: June 18, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Samir B. Pawar, Greg Douglas Farley, Dilip Nair, David Joa, Timothy J. Bendel, Hemant Kagade, Tore Opsahl, Sudeshna Banerjee
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Publication number: 20150170076Abstract: Embodiments of the invention allow an institution to obtain a more comprehensive view of its exposure to one or more entities or groups of entities and, in some cases, to use this information to identify opportunities for and/or risks to the institution. For example, embodiments of the invention involve systems and methods for: (1) selecting an entity; (2) determining exposure to the entity in isolation; (3) determining one or more related entities based on transaction data associated with the selected entity; (4) determining exposure to the one or more related entities; and (5) combining the exposure data for the selected entity and the related entities to obtain comprehensive exposure metrics for the selected entity.Type: ApplicationFiled: December 13, 2013Publication date: June 18, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Samir B. Pawar, Greg Douglas Farley, Dilip Nair, David Joa, Timothy J. Bendel, Hemant Kagade, Tore Opsahl, Sudeshna Banerjee
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Publication number: 20150154615Abstract: Systems, methods, computer-readable media, and apparatuses for receiving transaction data associated with a transaction between a first business entity and a second business entity are provided. Data may be extracted from the transaction data to determine a category of the transaction. In some examples, an identity of a first and/or second business entity may be determined from the transaction data and/or additional data. One or more business characteristics of the first or second business entity may be determined based on the identity of the business and the category of the transaction. Accordingly, a network of other business related or having potential to be related to the business entities may be identified (e.g., potential or current vendors, suppliers, service providers, customers, and the like).Type: ApplicationFiled: December 4, 2013Publication date: June 4, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Samir B. Pawar, Hemant Kagade, Sudeshna Banerjee, Marc Douglas Halsted, Seyamak Amin, Nancy Teter Carrier, Greg D. Farley, Dilip Nair, David Neil Joffe, David Joa
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Patent number: 8346661Abstract: Aggregating customer records to conduct due diligence to facilitate business transaction includes receiving a request to aggregate customer transaction records, wherein the customer transaction records are stored when a customer conducts a transaction with a selected one of a first company and a second company. A plurality of customer transaction records are determined from a first enterprise. The plurality of customer transaction records are aggregated from the first enterprise, wherein the plurality of customer transaction records comprises records associated with the first company and records associated with the second company. The aggregated customer transaction records are communicated in response to the request.Type: GrantFiled: March 24, 2010Date of Patent: January 1, 2013Assignee: Bank of America CorporationInventors: Thayer S. Allison, Jr., Sudeshna Banerjee, Debashis Ghosh, Hemant A. Kagade, Mark V. Krein, David Joa, Kurt D. Newman
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Publication number: 20120029956Abstract: Embodiments of the invention allow an institution to obtain a more comprehensive view of its exposure to one or more entities or groups of entities and, in some cases, to use this information to identify opportunities for and/or risks to the institution. For example, embodiments of the invention involve systems and methods for: (1) selecting an entity; (2) determining exposure to the entity in isolation; (3) determining one or more related entities based on transaction data associated with the selected entity; (4) determining exposure to the one or more related entities; and (5) combining the exposure data for the selected entity and the related entities to obtain comprehensive exposure metrics for the selected entity.Type: ApplicationFiled: July 30, 2010Publication date: February 2, 2012Applicant: BANK OF AMERICA CORPORATIONInventors: Debashis Ghosh, Sudeshna Banerjee, David Joa, Hemant Kagade, Ivan Allen Marcotte, Randall John Miller, John Arthur Scowcroft
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Publication number: 20110270618Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing targeted product offers to a consumer's mobile device based on the consumer's current location, location history, transaction history, and purchase thresholds. Embodiments of the invention are also directed to systems, methods, and computer program products for obtaining feedback from the consumer in relation to an offer and providing a modified offer based on the feedback. In one embodiment, the feedback is a determination that a consumer is not interested in a merchant offer based on the consumer's substantially real-time location information and transaction information.Type: ApplicationFiled: April 30, 2010Publication date: November 3, 2011Applicant: BANK OF AMERICA CORPORATIONInventors: Sudeshna Banerjee, Thayer S. Allison, JR., Debashis Ghosh, David Joa, Kurt D. Newman, Hemant Kagade, Yanghong Shao
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Publication number: 20110238538Abstract: Aggregating customer records to conduct due diligence to facilitate business transaction includes receiving a request to aggregate customer transaction records, wherein the customer transaction records are stored when a customer conducts a transaction with a selected one of a first company and a second company. A plurality of customer transaction records are determined from a first enterprise. The plurality of customer transaction records are aggregated from the first enterprise, wherein the plurality of customer transaction records comprises records associated with the first company and records associated with the second company. The aggregated customer transaction records are communicated in response to the request.Type: ApplicationFiled: March 24, 2010Publication date: September 29, 2011Applicant: Bank of America CorporationInventors: Thayer S. Allison, JR., Sudeshna Banerjee, Debashis Ghosh, Hemant A. Kagade, Mark V. Krein, David Joa, Kurt D. Newman