Patents by Inventor Hemanth Kumar Manoharan

Hemanth Kumar Manoharan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240029060
    Abstract: A method and system for authenticating a payment transaction. The method includes receiving a request for verifying a phone number associated with a Subscriber Identification Module card from a merchant application installed in the user device. Further, obtaining a first key from at least one of a server associated with a manufacturer of the user device and a network server. Furthermore, generating a first cryptogram based on at least one of the phone number and a unique identification value associated with the user device using the first key, wherein the first cryptogram is provided to the server associated with the manufacturer for verification. Upon verification of the first cryptogram, the method includes receiving a second cryptogram from the server associated with the manufacturer, wherein the merchant application provides the second cryptogram and payment transaction details to an issuer server for authentication of the payment transaction.
    Type: Application
    Filed: October 5, 2023
    Publication date: January 25, 2024
    Inventors: Rohit Sukhija, Pragathi M S, Hemanth Kumar Manoharan
  • Patent number: 11797983
    Abstract: A method and system for authenticating a payment transaction. The method includes receiving a request for verifying a phone number associated with a Subscriber Identification Module card from a merchant application installed in the user device. Further, obtaining a first key from at least one of a server associated with a manufacturer of the user device and a network server. Furthermore, generating a first cryptogram based on at least one of the phone number and a unique identification value associated with the user device using the first key, wherein the first cryptogram is provided to the server associated with the manufacturer for verification. Upon verification of the first cryptogram, the method includes receiving a second cryptogram from the server associated with the manufacturer, wherein the merchant application provides the second cryptogram and payment transaction details to an issuer server for authentication of the payment transaction.
    Type: Grant
    Filed: December 29, 2020
    Date of Patent: October 24, 2023
    Assignee: Visa International Service Association
    Inventors: Rohit Sukhija, Pragathi M S, Hemanth Kumar Manoharan
  • Publication number: 20230101830
    Abstract: A system and computer-implemented method for authenticating digital transactions. The method includes receiving a device registration request and a device attestation response including at least a device integrity status from a device. In response to the device registration request, the method includes providing a device registration response to the device, based on validation of the device integrity status. Further, the method includes receiving a first payment transaction request and an enrolment request from the device via an application to authenticate a second payment transaction request using a first type of authentication technique. Finally, the method includes enrolling the device to the first type of authentication technique and providing a second token to the device based on a result of the first payment transaction request, wherein the second token is used for authenticating the second payment transaction request.
    Type: Application
    Filed: December 7, 2022
    Publication date: March 30, 2023
    Inventors: Pamela Ghosh, Rajagopal Prabhakar, Sachin Ramchandani, Pramod Mulani, Hemanth Kumar Manoharan
  • Patent number: 11538016
    Abstract: A system and computer-implemented method for authenticating digital transactions. The method includes receiving a device registration request and a device attestation response including at least a device integrity status from a device. In response to the device registration request, the method includes providing a device registration response to the device, based on validation of the device integrity status. Further, the method includes receiving a first payment transaction request and an enrolment request from the device via an application to authenticate a second payment transaction request using a first type of authentication technique. Finally, the method includes enrolling the device to the first type of authentication technique and providing a second token to the device based on a result of the first payment transaction request, wherein the second token is used for authenticating the second payment transaction request.
    Type: Grant
    Filed: July 30, 2021
    Date of Patent: December 27, 2022
    Assignee: Visa International Service Association
    Inventors: Pamela Ghosh, Rajagopal Prabhakar, Sachin Ramchandani, Pramod Mulani, Hemanth Kumar Manoharan
  • Publication number: 20220207523
    Abstract: A method and system for authenticating a payment transaction. The method includes receiving a request for verifying a phone number associated with a Subscriber Identification Module card from a merchant application installed in the user device. Further, obtaining a first key from at least one of a server associated with a manufacturer of the user device and a network server. Furthermore, generating a first cryptogram based on at least one of the phone number and a unique identification value associated with the user device using the first key, wherein the first cryptogram is provided to the server associated with the manufacturer for verification. Upon verification of the first cryptogram, the method includes receiving a second cryptogram from the server associated with the manufacturer, wherein the merchant application provides the second cryptogram and payment transaction details to an issuer server for authentication of the payment transaction.
    Type: Application
    Filed: December 29, 2020
    Publication date: June 30, 2022
    Inventors: Rohit Sukhija, Pragathi M S, Hemanth Kumar Manoharan
  • Publication number: 20210357901
    Abstract: A system and computer-implemented method for authenticating digital transactions. The method includes receiving a device registration request and a device attestation response including at least a device integrity status from a device. In response to the device registration request, the method includes providing a device registration response to the device, based on validation of the device integrity status. Further, the method includes receiving a first payment transaction request and an enrolment request from the device via an application to authenticate a second payment transaction request using a first type of authentication technique. Finally, the method includes enrolling the device to the first type of authentication technique and providing a second token to the device based on a result of the first payment transaction request, wherein the second token is used for authenticating the second payment transaction request.
    Type: Application
    Filed: July 30, 2021
    Publication date: November 18, 2021
    Inventors: Pamela Ghosh, Rajagopal Prabhakar, Sachin Ramchandani, Pramod Mulani, Hemanth Kumar Manoharan
  • Patent number: 11093931
    Abstract: A system and computer-implemented method for authenticating digital transactions. The method includes receiving a device registration request and a device attestation response including at least a device integrity status from a device. In response to the device registration request, the method includes providing a device registration response to the device, based on validation of the device integrity status. Further, the method includes receiving a first payment transaction request and an enrolment request from the device via an application to authenticate a second payment transaction request using a first type of authentication technique. Finally, the method includes enrolling the device to the first type of authentication technique and providing a second token to the device based on a result of the first payment transaction request, wherein the second token is used for authenticating the second payment transaction request.
    Type: Grant
    Filed: January 14, 2020
    Date of Patent: August 17, 2021
    Assignee: Visa International Service Association
    Inventors: Pamela Ghosh, Rajagopal Prabhakar, Sachin Ramchandani, Pramod Mulani, Hemanth Kumar Manoharan
  • Publication number: 20200394640
    Abstract: A system and computer-implemented method for authenticating digital transactions. The method includes receiving a device registration request and a device attestation response including at least a device integrity status from a device. In response to the device registration request, the method includes providing a device registration response to the device, based on validation of the device integrity status. Further, the method includes receiving a first payment transaction request and an enrolment request from the device via an application to authenticate a second payment transaction request using a first type of authentication technique. Finally, the method includes enrolling the device to the first type of authentication technique and providing a second token to the device based on a result of the first payment transaction request, wherein the second token is used for authenticating the second payment transaction request.
    Type: Application
    Filed: January 14, 2020
    Publication date: December 17, 2020
    Inventors: Pamela Ghosh, Rajagopal Prabhakar, Sachin Ramchandani, Pramod Mulani, Hemanth Kumar Manoharan
  • Patent number: 10861442
    Abstract: Methods and computing systems are disclosed for a digital assistant platform that includes a cross-platform bot that can be used to bridge existing chat-bot platforms. The cross-platform bot would have its own single set of protocols and standards, such that a developer of a task-specific bot would only need to integrate with the cross-platform bot to enable its use across all the different chat-bot platforms. The cross-platform bot would enable the task-specific bots to coordinate to combine their functionality, while end users may continue using an existing chat-bot platform of their choice.
    Type: Grant
    Filed: November 6, 2018
    Date of Patent: December 8, 2020
    Assignee: Visa International Service Association
    Inventors: Hemanth Kumar Manoharan, Melroy Benedict Tellis
  • Publication number: 20200143797
    Abstract: Methods and computing systems are disclosed for a digital assistant platform that includes a cross-platform bot that can be used to bridge existing chat-bot platforms. The cross-platform bot would have its own single set of protocols and standards, such that a developer of a task-specific bot would only need to integrate with the cross-platform bot to enable its use across all the different chat-bot platforms. The cross-platform bot would enable the task-specific bots to coordinate to combine their functionality, while end users may continue using an existing chat-bot platform of their choice.
    Type: Application
    Filed: November 6, 2018
    Publication date: May 7, 2020
    Inventors: Hemanth Kumar Manoharan, Melroy Benedict Tellis