Patents by Inventor Henry Evan C. Schulman

Henry Evan C. Schulman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8768823
    Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.
    Type: Grant
    Filed: April 16, 2013
    Date of Patent: July 1, 2014
    Assignee: Tykhe, LLC
    Inventor: Henry Evan C. Schulman
  • Publication number: 20130232056
    Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.
    Type: Application
    Filed: April 16, 2013
    Publication date: September 5, 2013
    Applicant: Tykhe, LLC
    Inventor: Henry Evan C. Schulman
  • Patent number: 8442897
    Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.
    Type: Grant
    Filed: February 14, 2005
    Date of Patent: May 14, 2013
    Assignee: Tykhe, LLC
    Inventor: Henry Evan C. Schulman
  • Patent number: 8285626
    Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.
    Type: Grant
    Filed: May 21, 2002
    Date of Patent: October 9, 2012
    Assignee: Tykhe, LLC
    Inventor: Henry Evan C. Schulman
  • Publication number: 20120233047
    Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
    Type: Application
    Filed: May 18, 2012
    Publication date: September 13, 2012
    Applicant: Crew Financial LLC
    Inventors: Raymond A. LeClair, Henry Evan C. Schulman
  • Patent number: 8185456
    Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
    Type: Grant
    Filed: May 24, 2006
    Date of Patent: May 22, 2012
    Assignee: Crew Financial LLC
    Inventors: Raymond A. LeClair, Henry Evan C. Schulman
  • Publication number: 20070288354
    Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
    Type: Application
    Filed: May 24, 2006
    Publication date: December 13, 2007
    Applicant: Crew Financial, LLC
    Inventors: Raymond A. LeClair, Henry Evan C. Schulman
  • Patent number: 7149719
    Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.
    Type: Grant
    Filed: April 24, 2002
    Date of Patent: December 12, 2006
    Assignee: Tykhe, LLC
    Inventor: Henry Evan C. Schulman
  • Publication number: 20030204459
    Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.
    Type: Application
    Filed: May 21, 2002
    Publication date: October 30, 2003
    Inventor: Henry Evan C. Schulman
  • Publication number: 20030204473
    Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.
    Type: Application
    Filed: April 24, 2002
    Publication date: October 30, 2003
    Inventor: Henry Evan C. Schulman