Patents by Inventor Henry Evan C. Schulman
Henry Evan C. Schulman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8768823Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.Type: GrantFiled: April 16, 2013Date of Patent: July 1, 2014Assignee: Tykhe, LLCInventor: Henry Evan C. Schulman
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Publication number: 20130232056Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.Type: ApplicationFiled: April 16, 2013Publication date: September 5, 2013Applicant: Tykhe, LLCInventor: Henry Evan C. Schulman
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Patent number: 8442897Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.Type: GrantFiled: February 14, 2005Date of Patent: May 14, 2013Assignee: Tykhe, LLCInventor: Henry Evan C. Schulman
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Patent number: 8285626Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.Type: GrantFiled: May 21, 2002Date of Patent: October 9, 2012Assignee: Tykhe, LLCInventor: Henry Evan C. Schulman
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Publication number: 20120233047Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.Type: ApplicationFiled: May 18, 2012Publication date: September 13, 2012Applicant: Crew Financial LLCInventors: Raymond A. LeClair, Henry Evan C. Schulman
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Patent number: 8185456Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.Type: GrantFiled: May 24, 2006Date of Patent: May 22, 2012Assignee: Crew Financial LLCInventors: Raymond A. LeClair, Henry Evan C. Schulman
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Publication number: 20070288354Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.Type: ApplicationFiled: May 24, 2006Publication date: December 13, 2007Applicant: Crew Financial, LLCInventors: Raymond A. LeClair, Henry Evan C. Schulman
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Patent number: 7149719Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.Type: GrantFiled: April 24, 2002Date of Patent: December 12, 2006Assignee: Tykhe, LLCInventor: Henry Evan C. Schulman
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Publication number: 20030204459Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.Type: ApplicationFiled: May 21, 2002Publication date: October 30, 2003Inventor: Henry Evan C. Schulman
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Publication number: 20030204473Abstract: The invention relates to financial products that provide a return that is a function of future sales/revenues, preferably gross sales/revenue, over a specified period of time. One embodiment of a method for creating such a financial product includes providing standard forms to an issuer and underwriter and standard terms to an issuer and investors. The terms to the issuer include providing capital to the issuer in exchange for a return that is a function of future sales over a specified period of time. The process further includes creating instruments representing investment in the financial product. The process creates the instruments in sufficient numbers and in appropriate denominations to facilitate trading in the financial product.Type: ApplicationFiled: April 24, 2002Publication date: October 30, 2003Inventor: Henry Evan C. Schulman