Patents by Inventor Henry J. Chou

Henry J. Chou has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for secure protocol exchange
    Patent number: 10719825
    Abstract: A system and method using a protocol exchange server providing bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, the method include at a protocol exchange server for bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, electronically storing a plurality of computer readable attribute records in a computer database for users associated with the first computer system and the second computer system.
    Type: Grant
    Filed: January 15, 2016
    Date of Patent: July 21, 2020
    Assignee: Bank of America Corporation
    Inventors: Henry J. Chou, Jennifer M. Lucas
  • Method and system for secure protocol exchange
    Publication number: 20160224978
    Abstract: A system and method using a protocol exchange server providing bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, the method include at a protocol exchange server for bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, electronically storing a plurality of computer readable attribute records in a computer database for users associated with the first computer system and the second computer system.
    Type: Application
    Filed: January 15, 2016
    Publication date: August 4, 2016
    Inventors: Henry J. Chou, Jennifer M. Lucas
  • PERSON-TO-PERSON (P2P) PAYMENTS VIA A SHORT-RANGE WIRELESS PAYMENT BEACON
    Publication number: 20150363764
    Abstract: Systems, apparatus, and computer program products are provided for conducting person-to-person (P2P) payments via a short-range wireless payment beacon.
    Type: Application
    Filed: August 12, 2014
    Publication date: December 17, 2015
    Inventors: David M. Grigg, James Gregory Ronca, Henry J. Chou, Joseph Neil Johansen, Michael E. Toth, Elizabeth S. Votaw
  • WIDGET FOR PROMOTING PAYMENTS VIA A PERSON-TO-PERSON (P2P) PAYMENT RAIL
    Publication number: 20150363761
    Abstract: Systems, apparatus, and computer program products are provided for promoting payment via a Person-to-Person (P2P) payment rail through use of a widget embedded in or accessible through a web page, application, electronic document, text message or the like.
    Type: Application
    Filed: August 12, 2014
    Publication date: December 17, 2015
    Inventors: David M. Grigg, James Gregory Ronca, Henry J. Chou, Joseph Neil Johansen, Michael E. Toth
  • Multiple Payee Endorsement
    Publication number: 20140351128
    Abstract: A system or method may include steps of electronically maintaining a plurality of accounts for customers associated with a first financial entity and a second financial entity. Then electronically, receiving EDI data representative of a monetary fund amount, and an endorsement request associated with at least one account requiring multiple endorsements. Subsequently, electronically determining whether the endorsement request to the second financial entity is in accordance with a predetermined policy; and responsive to the endorsement request being approved, transmitting EDI data representative of the endorsement to the first financial entity.
    Type: Application
    Filed: May 24, 2013
    Publication date: November 27, 2014
    Applicant: Bank of America Corporation
    Inventors: Henry J. Chou, Jennifer M. Lucas