Patents by Inventor Henry M. Abelman
Henry M. Abelman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8374962Abstract: According to the invention, a method for automatically processing an incoming payment for a payee with an online money transfer system. In one step, information is received at the online money transfer system. That information relates to processing of one or more received payments associated with the payee. At some point, the incoming payment associated with the payee is received. A default repository for the incoming payment is determined. It is determined whether to transfer at least some of the incoming payment away from the default repository or escrow at least a portion of the incoming payment for benefit of at least one predetermined party. Either the earmark or the escrow is applied after this determination.Type: GrantFiled: January 2, 2003Date of Patent: February 12, 2013Assignees: First Data Corporation, The Western Union CompanyInventors: Henry M. Abelman, Kenneth Algiene, Peter M. Karas
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Patent number: 8244632Abstract: According to the invention, a method for automatically transferring an incoming payment to a handler is disclosed. In one step, the incoming payment associated with a payee is received. A first predetermined rule that applies to the incoming payment is determined. The first predetermined rule is applied to the incoming payment. It is determined if a second predetermined rule applies to the incoming payment. The second predetermined rule is applied to the incoming payment based upon the second-listed determining step.Type: GrantFiled: January 2, 2003Date of Patent: August 14, 2012Assignees: First Data Corporation, The Western Union CompanyInventors: Kenneth Algiene, Henry M. Abelman, Peter M. Karas
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Patent number: 8027916Abstract: A system for screening money transfers. According to one embodiment of the invention an operator is provided with at least one prompt to request further information about an attempted money transfer. The operator can be prompted with a series of questions to facilitate a regimented screening process of suspicious transfers.Type: GrantFiled: December 17, 2002Date of Patent: September 27, 2011Assignee: The Western Union CompanyInventors: Kenneth Algiene, Henry M. Abelman, Joseph Cachey, III
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Patent number: 7895085Abstract: According to the invention, a method for creating an electronic greeting card that references a gift is disclosed. In one step, a selection of the electronic greeting card is received from a sender of that greeting card. Identification of the gift is received. A code indicative of the gift is created, whereby the code facilitates retrieving information about the gift. The code is embedded in the electronic greeting card.Type: GrantFiled: January 26, 2009Date of Patent: February 22, 2011Assignee: The Western Union CompanyInventors: Peter M. Karas, James Everett Cowell, Henry M. Abelman, Mark Thompson
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Publication number: 20090182648Abstract: According to the invention, a method for creating an electronic greeting card that references a gift is disclosed. In one step, a selection of the electronic greeting card is received from a sender of that greeting card. Identification of the gift is received. A code indicative of the gift is created, whereby the code facilitates retrieving information about the gift. The code is embedded in the electronic greeting card.Type: ApplicationFiled: January 26, 2009Publication date: July 16, 2009Applicant: The Western Union CompanyInventors: Peter M. Karas, James Everett Cowell, Henry M. Abelman, Mark Thompson
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Patent number: 7512552Abstract: According to the invention, a method for creating an electronic greeting card that references a gift is disclosed. In one step, a selection of the electronic greeting card is received from a sender of that greeting card. Identification of the gift is received. A code indicative of the gift is created, whereby the code facilitates retrieving information about the gift. The code is embedded in the electronic greeting card.Type: GrantFiled: September 12, 2006Date of Patent: March 31, 2009Assignee: The Western Union CompanyInventors: Peter M. Karas, James Everett Cowell, Henry M. Abelman, Mark Thompson
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Patent number: 7418366Abstract: A method for requesting one or more machines to be maintained includes monitoring the machine or machines and detecting when a failure of at least one machine occurs. The method further includes executing a computer program on an electronic terminal associated with the failed machine. The method further includes entering data relating to the condition of the failed machine into the computer program via the electronic terminal and transmitting the data to a database server, thereby initiating a process to alter the condition of the failed machine. In one embodiment of the method, the database server compiles historical data relating to the condition of the one or more machines. The historical information may be used in a predictive maintenance environment to further minimize downtime.Type: GrantFiled: August 16, 2006Date of Patent: August 26, 2008Assignee: First Data CorporationInventors: Mark Tonack, Henry M. Abelman, Kenneth Algiene
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Patent number: 7133804Abstract: A method for requesting one or more machines to be maintained includes monitoring the machine or machines and detecting when a failure of at least one machine occurs. The method further includes executing a computer program on an electronic terminal associated with the failed machine. The method further includes entering data relating to the condition of the failed machine into the computer program via the electronic terminal and transmitting the data to a database server, thereby initiating a process to alter the condition of the failed machine. In one embodiment of the method, the database server compiles historical data relating to the condition of the one or more machines. The historical information may be used in a predictive maintenance environment to further minimize downtime.Type: GrantFiled: December 17, 2002Date of Patent: November 7, 2006Assignee: First Data CorporatinoInventors: Mark Tonack, Henry M. Abelman, Kenneth Algiene
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Patent number: 7130817Abstract: According to the invention, a method for creating an electronic greeting card that references a gift is disclosed. In one step, a selection of the electronic greeting card is received from a sender of that greeting card. Identification of the gift is received. A code indicative of the gift is created, whereby the code facilitates retrieving information about the gift. The code is embedded in the electronic greeting card.Type: GrantFiled: December 5, 2002Date of Patent: October 31, 2006Assignee: First Data CorporationInventors: Peter M. Karas, James Everett Cowell, Henry M. Abelman, Mark Thompson
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Patent number: 7014104Abstract: A method for electronically transferring an amount of money from an initiator to a receiver is disclosed. The amount is enhanced or matched by a matching party. In one step, transfer information is received from the initiator. The transfer information includes at least two of a third party identifier, a second party identifier and the amount. The transfer information is analyzed. An enhancing amount to transfer from the matching party to the receiver is determined. Money is transferred to the receiver that corresponds to the amount and the enhancing amount.Type: GrantFiled: November 27, 2002Date of Patent: March 21, 2006Assignee: First Data CorporationInventors: Jackie MacFarlane, Henry M. Abelman, Kenneth Algiene
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Publication number: 20040117298Abstract: A system for initiating a chargeback request by a user. A system can be provided according to one embodiment of the invention that allows a user to submit a chargeback request via a network connection. A user interface can be provided which allows a user to submit such a chargeback request via a computer network system. Furthermore, according to another embodiment of the invention, a billing statement can be provided on-line which allows a user to submit a chargeback request by highlighting a specific transaction shown in the billing statement.Type: ApplicationFiled: December 17, 2002Publication date: June 17, 2004Applicant: First Data CorporationInventors: Kenneth Algiene, Henry M. Abelman
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Publication number: 20040117299Abstract: A system for screening money transfers. According to one embodiment of the invention an operator is provided with at least one prompt to request further information about an attempted money transfer. The operator can be prompted with a series of questions to facilitate a regimented screening process of suspicious transfers.Type: ApplicationFiled: December 17, 2002Publication date: June 17, 2004Applicant: First Data CorporationInventors: Kenneth Algiene, Henry M. Abelman, Joseph Cachey
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Publication number: 20030229587Abstract: A method of processing an application relating to money transfer services includes receiving at a host computer system an electronic transmission from an application computing device. The electronic transmission includes an application having application information relating to an applicant. The method may include electronically evaluating the application at the host computer system, requesting a report relating to the applicant, and receiving the report at the host computer system. The method also may include electronically evaluating the report based on certain criteria to produce a decision as to whether to accept the applicant. The method also may include transmitting a decision relating to the applicant to the application computing device.Type: ApplicationFiled: April 15, 2003Publication date: December 11, 2003Applicant: First Data CorporationInventors: Mark G. Arthus, Kenneth Algiene, Henry M. Abelman
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Publication number: 20030225689Abstract: According to the invention, a method for a method for electronically transferring an amount of money from an initiator to a receiver is disclosed. The amount is enhanced or matched by a matching party. In one step, transfer information is received from the initiator. The transfer information includes at least two of a third party identifier, a second party identifier and the amount. The transfer information is analyzed. An enhancing amount to transfer from the matching party to the receiver is determined. Money is transferred to the receiver that corresponds to the amount and the enhancing amount.Type: ApplicationFiled: November 27, 2002Publication date: December 4, 2003Applicant: First Data CorporationInventors: Jackie MacFarlane, Henry M. Abelman, Kenneth Algiene
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Publication number: 20030187759Abstract: A method of monitoring credit fraud relating to a plurality of merchants includes, on a server computer, collecting transaction information relating to the merchants and electronically evaluating the collected transaction information for potentially fraudulent activities using specific criteria. The method further includes flagging merchants having transaction information indicating potentially fraudulent activity. Systems for implementing the method are also provided. The method may include collecting transaction records relating to other electronic accounts and electronically monitoring the accounts using specified criteria for potentially fraudulent activity.Type: ApplicationFiled: December 17, 2002Publication date: October 2, 2003Applicant: First Data CorporationInventors: Mark G. Arthus, Michael L. Sgaraglio, William S. Miller, Henry M. Abelman, Kenneth Algiene
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Publication number: 20030163489Abstract: A method for requesting one or more machines to be maintained includes monitoring the machine or machines and detecting when a failure of at least one machine occurs. The method further includes executing a computer program on an electronic terminal associated with the failed machine. The method further includes entering data relating to the condition of the failed machine into the computer program via the electronic terminal and transmitting the data to a database server, thereby initiating a process to alter the condition of the failed machine. In one embodiment of the method, the database server compiles historical data relating to the condition of the one or more machines. The historical information may be used in a predictive maintenance environment to further minimize downtime.Type: ApplicationFiled: December 17, 2002Publication date: August 28, 2003Applicant: First Data CorporationInventors: Mark Tonack, Henry M. Abelman, Kenneth Algiene
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Publication number: 20030135459Abstract: According to the invention, a method for automatically processing an incoming payment for a payee with an online money transfer system. In one step, information is received at the online money transfer system. That information relates to processing of one or more received payments associated with the payee. At some point, the incoming payment associated with the payee is received. A default repository for the incoming payment is determined. It is determined whether to transfer at least some of the incoming payment away from the default repository or escrow at least a portion of the incoming payment for benefit of at least one predetermined party. Either the earmark or the escrow is applied after this determination.Type: ApplicationFiled: January 2, 2003Publication date: July 17, 2003Applicant: First Data CorporationInventors: Henry M. Abelman, Kenneth Algiene, Peter M. Karas
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Publication number: 20030130907Abstract: According to the invention, a method for creating an electronic greeting card that references a gift is disclosed. In one step, a selection of the electronic greeting card is received from a sender of that greeting card. Identification of the gift is received. A code indicative of the gift is created, whereby the code facilitates retrieving information about the gift. The code is embedded in the electronic greeting card.Type: ApplicationFiled: December 5, 2002Publication date: July 10, 2003Applicant: First Data CorporationInventors: Peter M. Karas, James Everett Cowell, Henry M. Abelman, Mark Thompson
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Publication number: 20030130948Abstract: According to the invention, a method for automatically transferring an incoming payment to a handler is disclosed. In one step, the incoming payment associated with a payee is received. A first predetermined rule that applies to the incoming payment is determined. The first predetermined rule is applied to the incoming payment. It is determined if a second predetermined rule applies to the incoming payment. The second predetermined rule is applied to the incoming payment based upon the second-listed determining step.Type: ApplicationFiled: January 2, 2003Publication date: July 10, 2003Applicant: First Data CorporationInventors: Kenneth Algiene, Henry M. Abelman, Peter M. Karas
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Publication number: 20030126036Abstract: According to the invention, a method for authorizing an online purchase between a customer and a vendor site is provided. In one step, transaction information is received from the vendor site. A new web browser window is automatically opened for the customer, where the new web browser window points away from the vendor site. Authenticating information is received from the customer. The customer's identity is authenticated. The vendor site is notified of authentication of the customers's identity. A transaction amount is presented in the new web browser window. Authorization of a transfer for the transaction amount is received in the new browser window from the customer, where the transfer corresponds to the online purchase. The vendor site is notified of authorization by the customer for the transfer of the transaction amount.Type: ApplicationFiled: November 14, 2002Publication date: July 3, 2003Applicant: First Data CorporationInventors: John J. Mascavage,, Margaret M. Weichert, Henry M. Abelman