Patents by Inventor Henry Tsuei
Henry Tsuei has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20080052244Abstract: An automated system for the confirmed efficient authentication of an anonymous subscriber's profile data. The system is comprised of software/hardware interface to facilitate centralized access and exchange to easily and inexpensively allow the confirmed authentication of subscriber profiles of customers wishing to blind their transactions, while maintaining current services. In one aspect the system allows a subscriber to anonymously accomplish credit card transactions without associating any aspect of the transaction with any information associated with the true identity of the subscriber.Type: ApplicationFiled: August 15, 2007Publication date: February 28, 2008Applicant: FIRST DATA CORPORATIONInventors: Henry TSUEI, Stephen WELLS, Lynn BLAGG, Peter BARTON, Laura Barton
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Patent number: 7264152Abstract: An automated system for the confirmed efficient authentication of an anonymous subscriber's profile data. The system is comprised of software/hardware interface to facilitate centralized access and exchange to easily and inexpensively allow the confirmed authentication of subscriber profiles of customers wishing to blind their transactions, while maintaining current services. In one aspect the system allows a subscriber to anonymously accomplish credit card transactions without associating any aspect of the transaction with any information associated with the true identity of the subscriber.Type: GrantFiled: July 30, 2004Date of Patent: September 4, 2007Assignee: First Data CorporationInventors: Henry Tsuei, Stephen Wells, Lynn Holm Blagg, Laura P. Barton, legal representative, Peter Richard Barton, deceased
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Publication number: 20070143209Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.Type: ApplicationFiled: February 12, 2007Publication date: June 21, 2007Applicant: FIRST DATA CORPORATIONInventors: Dan GERMAN, Dominic MOREA, Henry TSUEI, John DUNCAN, Matt GOLUB
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Publication number: 20070136189Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.Type: ApplicationFiled: February 12, 2007Publication date: June 14, 2007Applicant: FIRST DATA CORPORATIONInventors: Dan German, Dominic Morea, Henry Tsuei, John Duncan, Matt Golub
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Publication number: 20070136192Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.Type: ApplicationFiled: February 12, 2007Publication date: June 14, 2007Applicant: FIRST DATA CORPORATIONInventors: Dan German, Dominic Morea, Henry Tsuei, John Duncan, Matt Golub
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Patent number: 7213748Abstract: The anonymity of a consumer is protected in mailing and shipping transactions by utilizing an alias. A secure database is utilized to retrieve the true name and address for making mail delivery or shipment. The true name and address may be retrieved by the shipper during transit, by a disguised mailing center, or by a mail distributor. The anonymous mailing and shipping transactions may include anonymous payment transactions, such as payments made from an anonymous credit card account.Type: GrantFiled: July 30, 2004Date of Patent: May 8, 2007Assignee: First Data CorporationInventors: Henry Tsuei, Stephen Wells, Lynn Holm Blagg, Laura P Barton, legal representative, Peter Richard Barton, deceased
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Publication number: 20040260653Abstract: An anonymous transaction by a first party is accommodated without revealing the real identity of the first party by utilizing an alias. The alias is transmitted by a second party to the transaction to a secure database for authentication. Data is retrieved from the database based on the transmitted alias and analyzed, and an indication of authorization is returned to the second party. The alias may be a name, an alphanumeric identifier, or the like. The first party may be a child under the age of majority, and the transaction may include the use of a credit, debit, or prepaid card.Type: ApplicationFiled: July 30, 2004Publication date: December 23, 2004Applicant: FIRST DATA CORPORATIONInventors: Henry TSUEI, Stephen WELLS, Lynn Holm BLAGG, Peter Richard BARTON, Laura P. Barton
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Publication number: 20040254894Abstract: An automated system for the confirmed efficient authentication of an anonymous subscriber's profile data. The system is comprised of software/hardware interface to facilitate centralized access and exchange to easily and inexpensively allow the confirmed authentication of subscriber profiles of customers wishing to blind their transactions, while maintaining current services. In one aspect the system allows a subscriber to anonymously accomplish credit card transactions without associating any aspect of the transaction with any information associated with the true identity of the subscriber.Type: ApplicationFiled: July 30, 2004Publication date: December 16, 2004Applicant: FIRST DATA CORPORATIONInventors: Henry TSUEI, Stephen WELLS, Lynn Holm BLAGG, Peter Richard BARTON, Laura P. Barton
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Publication number: 20040254893Abstract: The anonymity of a consumer is protected in mailing and shipping transactions by utilizing an alias. A secure database is utilized to retrieve the true name and address for making mail delivery or shipment. The true name and address may be retrieved by the shipper during transit, by a disguised mailing center, or by a mail distributor. The anonymous mailing and shipping transactions may include anonymous payment transactions, such as payments made from an anonymous credit card account.Type: ApplicationFiled: July 30, 2004Publication date: December 16, 2004Applicant: FIRST DATA CORPORATIONInventors: Henry TSUEI, Stephen WELLS, Lynn Holm BLAGG, Peter Richard BARTON, Laura P. Barton
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Publication number: 20040083184Abstract: An anonymous transaction including payment with a card by a first party is accommodated without revealing the real identity of the first party by utilizing an alias. The alias is transmitted by a second party to the transaction to a secure database for authentication. Data is retrieved from the database based on the transmitted alias and analyzed, and an indication of authorization is returned to the second party. The alias may be a name, an alphanumeric identifier, or the like. For credit card transactions, an alias account for a credit cardholder is associated with a first credit card and identifies the cardholder with an alias identity; a primary account for the credit cardholder is associated with a second credit card and identifies the cardholder with the cardholder's real identity; and a secure database links the two accounts for carrying out credit card processing functions.Type: ApplicationFiled: January 10, 2003Publication date: April 29, 2004Applicant: FIRST DATA CORPORATIONInventors: Henry TSUEI, Stephen WELLS, Lynn Holm BLAGG, Peter Richard BARTON, Laura P. Barton