Abstract: A method for configuring a mobile Point-of-Sales (mPOS) application for executing a transaction includes: installing an application frontend of the mPOS application on a terminal device connected to a communication network; installing an application backend of the mPOS application on an edge cloud server of the communication network; configuring the application frontend to act, upon launch, as an I/O interface and to communicate with the application backend via a secure connection provided by the communication network; and splitting I/O drivers comprised by computer program code of the mPOS application into a low-level driver executed on the terminal device as part of the I/O interface and a high-level driver executed in the application backend at the edge cloud server.

Abstract: A method for operating a mobile Point-of-Sales (mPOS) application includes: an application frontend, for starting a transaction, captures transaction data associated with the transaction to be started and transmits a transaction request to the application backend via the connection; an application backend transmits an authorization request and a layout for a human machine interface for entering a personal key to the application frontend; the application frontend provides the human machine interface with the received layout, captures the personal key entered via the human machine interface, and generates and transmits a transaction authorization comprising the captured personal key to the application backend; and the application backend checks the captured personal key and, depending on the check, completes the transaction.

Abstract: A method for completing a transaction includes: a backend server executes an application backend of a transaction application; a first terminal device executes a first application frontend of the transaction application; the first application frontend, for starting a transaction, transmits a transaction request indicating the transaction to be started and a second application frontend different from the first application frontend and comprising transaction data associated with the indicated transaction to the application backend; a second terminal device executes the second application frontend of the transaction application; the application backend provides a transaction link for being connected to by the second application frontend and transmits an authorization request to the second application frontend; the second application frontend authorizes the requested transaction and transmits a transaction authorization to the application backend; and the application backend completes the transaction.

Abstract: A method for completing a transaction includes: a backend server connected to a communication network executes an application backend of a transaction application; a first terminal device connected to the communication network via a first connection executes a first application frontend of the transaction application; the first application frontend transmits a transaction request indicating the transaction to be started and a second application frontend and comprising transaction data associated with the indicated transaction to the application backend via the first connection; a second terminal device connected to the communication network via a second connection executes the second application frontend of the transaction application; the application backend transmits an authorization request to the second application frontend via the second connection; the second application frontend authorizes the requested transaction and transmits a transaction authorization to the application backend via the second conn

Abstract: A method for operating a mobile Point-of-Sales (mPOS) application for executing a transaction includes: a Universal Integrated Circuit Card (UICC) card connected to a terminal device executes in interaction with the terminal device an application frontend of the mPOS application that provides, upon launch, an I/O interface with a human machine interface displayed by a touchscreen of the terminal device and a machine-to-machine interface; and the application frontend, for starting a transaction, captures transaction data associated with the transaction to be started via the human machine interface, reads further transaction data via the machine-to-machine interface from a transaction device separate from the terminal device and arranged close to the terminal device, generates a transaction authorization authorizing the requested transaction, and transmits the transaction authorization, the transaction data and the further transaction data via a connection to a remote backend server for completing the transacti

Abstract: A method for operating a mobile Point-of-Sales (mPOS) application includes: an application frontend of the mPOS application is installed and launched on a terminal device connected to a communication network via a secure connection; an application backend of the mPOS application is installed and launched on an edge cloud server of the communication network; the application frontend, for starting a transaction associated with the mPOS application, transmits a transaction request indicating the transaction to be started and comprising transaction data associated with the indicated transaction to the application backend via the connection; the application backend transmits an authorization request to the application frontend via the connection; the application frontend authorizes the requested transaction and transmits a transaction authorization to the application backend via the connection; and the application backend completes the transaction.

Abstract: A method for authenticating a user includes: an application frontend of a face recognition application, upon receipt of a face recognition request from an application backend of the face recognition application, causes a terminal device to activate a camera of the terminal device; the application frontend receives a video stream of a face of the user captured by the camera of the terminal device; the application frontend transmits the received video stream to the application backend; the application backend, upon receipt of the video stream, extracts a face characteristic of the user from the received video stream in real-time; and the application backend compares the extracted face characteristic with a stored reference face characteristic of the user and authenticates the user based on the extracted face characteristic matching the stored reference face characteristic.

Abstract: A method for authenticating a trusted user interface of a first user terminal which incorporates a scan function, comprising the steps a) installing an app that provides the trusted user interface which contains a private and public key pair of a first asymmetric cryptosystem and opening the app on the first user terminal, b) opening a dedicated web page on a second user terminal and inputting a self-chosen certificate of authenticity in an open web session on the web page which likewise contains a private and public key pair of the first cryptosystem, c) generating and displaying a graphic code on a display screen of the second user terminal via the web session of the dedicated web page, d) scanning the graphic code displayed on the second user terminal into the app by means of the first user terminal, e) identifying the web session of the dedicated web page with the app based on the graphic code and logging into same via the first user terminal, f) mutually authenticating and establishing of an encrypted c

Abstract: A method for transmitting transaction data using a mobile network or WLAN comprising the steps: a) providing a transaction file on a user terminal in the mobile network or WLAN, b) requesting an authorization data set, in particular a PIN, of a debit or credit card configured as a smart card and equipped with means for wireless close-range data transmission from an online banking server, c) transmitting the authorization data set from the online banking server to the user terminal, the user terminal receiving same, and d1) transmitting the authorization data set from the user terminal to the smart card wirelessly connected to same via close-range data transmission, or d2) internally transferring the authorization data set to the smart card component in the user terminal, e) checking the authorization data set by means of a processor of the smart card or smart card component based on comparison data stored thereon and, if correct, outputting a correctness confirmation message to the user terminal or internall

Abstract: A data transmission and processing arrangement for customer payment of a product or service at a retailer point of sale, wherein the arrangement comprises: a retailer device equipped for near-field data communication, NFC, which comprises a working memory for storing payment data of a payment transaction and a first data exchange software component interacting with the working memory as well as the near-field data communication equipment which provides the payment data in a standardized data exchange format in the passive readout mode as well as a data interface for actively transmitting the payment data externally over the internet, a customer device equipped for near-field data communication, NFC, which comprises a virtualized bank card with banking details stored thereon, a second data exchange software component interacting with the near-field data communication equipment which is designed to actively read out the payment data on the retailer device provided by the first data exchange software component,

Abstract: A method for authenticating a trusted user interface of a first user terminal which incorporates a scan function, comprising the steps a) installing an app that provides the trusted user interface which contains a private and public key pair of a first asymmetric cryptosystem and opening the app on the first user terminal, b) opening a dedicated web page on a second user terminal and inputting a self-chosen certificate of authenticity in an open web session on the web page which likewise contains a private and public key pair of the first cryptosystem, c) generating and displaying a graphic code on a display screen of the second user terminal via the web session of the dedicated web page, d) scanning the graphic code displayed on the second user terminal into the app by means of the first user terminal, e) identifying the web session of the dedicated web page with the app based on the graphic code and logging into same via the first user terminal, f) mutually authenticating and establishing of an encrypt

Abstract: A method for transmitting transaction data using a mobile network or WLAN comprising the steps: a) providing a transaction file on a user terminal in the mobile network or WLAN, b) requesting an authorization data set, in particular a PIN, of a debit or credit card configured as a smart card and equipped with means for wireless close-range data transmission from an online banking server, c) transmitting the authorization data set from the online banking server to the user terminal, the user terminal receiving same, and d1) transmitting the authorization data set from the user terminal to the smart card wirelessly connected to same via close-range data transmission, or d2) internally transferring the authorization data set to the smart card component in the user terminal, e) checking the authorization data set by means of a processor of the smart card or smart card component based on comparison data stored thereon and, if correct, outputting a correctness confirmation message to the user terminal or internall

Abstract: A method for transmitting transaction data using a public data network, comprising the steps of: transmitting primary transaction data from a provider data base via the public data network to a display device connected to the data network and, locally, visually and/or acoustically displaying the primary transaction data thereon, in particular visually on a displayed provider website as bar code or QR code, b1) recording the display and generating a primary transaction file in a user terminal of an access network, or b2) recording the display and generating a primary transaction file in a recording device and then transmitting the primary transaction file to a user terminal of an access network, via a wireless near field data transmitter of the recording device and user terminal, processing the primary transaction file on the user terminal for extracting at least a part of the transaction data, and generating an extract file, inputting an authorization data set of a debit or credit card configured as a smar

Abstract: A 2- or 3-dimensional buzzword map that arranges buzzwords on the map depending on the frequency of combined appearance with other buzzwords on the map, measured in certain contexts, is provided in which each of the buzzwords is assigned to a 2- or 3-dimensional element which is arranged at a defined location in the 2- or 3-dimensional map. Respective positions of the elements or positional relations of the elements to each other reflect a relation between the contents of the respective buzzwords. The plurality of the elements associated to the pre-defined plurality of buzzwords is displayed on a display screen as 2- or 3-dimensional images, with the elements having a pre-defined extension in each of the dimensions of the map. The elements can be shaped as an ellipse, circle, rectangle, or square in a 2-dimensional map or as a ellipsoid, sphere, brick, or cube in a 3-dimensional map.

Abstract: A system for rating online offered information that includes central control unit, at least one client unit of at least one seller, and a knowledge (web) site, and is configured to receive via the knowledge site a question stated by a buyer, and to post the question on the knowledge site and optionally on the at least one client unit of the at least one seller, the at least one client unit is configured to analyse a drafted answer of the seller by use of data mining prior to publication of the answer and to send its analysis result to the central control unit which is further configured to process the analysis result and to communicate the processed analysis result to the buyer and to publish the answer to the buyer in case that the buyer accepts the answer based on the processed analysis result.

Abstract: Digital process for authentication of a user of a database for access to protected data or a service reserved for a defined circle of users or for the use of data currently entered by the user, wherein a voice sample currently enunciated during an access attempt by the user is routed to a voice analysis unit and, herein, a current voice profile is computed and this is compared in a voice profile comparison unit against a previously stored initial voice profile and, in response to a positive comparison result, the user is authenticated and a first control signal enabling access, but in response to a negative comparison result a second control signal disabling access or triggering a substitute authentication procedure is generated.

Abstract: Voice recording used for authentication is transmitted to the voice portal of the service provider not by way of the voice channel, but rather by way of a data channel. In this connection, the voice recording is sent not synchronous to speech and subject to loss, but rather asynchronously and loss-free, in an extra data package (for example advantageously as a Multimedia Messaging Service (MMS) data package). For this purpose, the resources that are available as standard items in most mobile phone terminals, such as digital voice recording and MMS transmission, can be utilized. Preferably, the subscriber's identification module or SIM card in the mobile phone terminal can store and implement the corresponding control program.

Abstract: A communication server comprises a database for storing a plurality of sets of information provider terminal data, each set representing a respective information provider terminal and comprising score data indicative of scores alloted to information previously received from the respective information provider terminal.

Abstract: Voice recording used for authentication is transmitted to the voice portal of the service provider not by way of the voice channel, but rather by way of a data channel. In this connection, the voice recording is sent not synchronous to speech and subject to loss, but rather asynchronously and loss-free, in an extra data package (for example advantageously as a Multimedia Messaging Service (MMS) data package). For this purpose, the resources that are available as standard items in most mobile phone terminals, such as digital voice recording and MMS transmission, can be utilized. Preferably, the subscriber's identification module or SIM card in the mobile phone terminal can store and implement the corresponding control program.

Abstract: Voice recording used for authentication is transmitted to the voice portal of the service provider not by way of the voice channel, but rather by way of a data channel. In this connection, the voice recording is sent not synchronous to speech and subject to loss, but rather asynchronously and loss-free, in an extra data package (for example advantageously as a Multimedia Messaging Service (MMS) data package). For this purpose, the resources that are available as standard items in most mobile phone terminals, such as digital voice recording and MMS transmission, can be utilized. Preferably, the subscriber's identification module or SIM card in the mobile phone terminal can store and implement the corresponding control program.