Abstract: A point management system manages points on the basis of an index related to a financial product, the points being held by a user in a loyalty points program with which accumulated points can be exchanged for a product or the like. The point management system includes a point management unit that, on the basis of a target value and/or a withdrawal value of a point balance in management set on the basis of a tiered unit of exchange in exchanging points for a product or the like, calculates information related to prediction of whether or not the point balance reaches each of the target value and/or the withdrawal value by a term, or selects a financial product with which the point balance is highly likely to reach the target value.

Abstract: An electronic timepiece having a pulse generator producing a high frequency time standard signal, a divider circuit formed from a plurality of series-connected divider stages for producing low frequency timing signals in response to said time standard signal and a device for displaying time in response to said timing signals, is provided with a correction circuit disposed in said divider circuit. The correction circuit enables the use of a new method and apparatus for providing a correction signal to the divider stages counting seconds to reset the divider stages to zero seconds during use of the watch, to thereby correct the accuracy of the second display.