Abstract: An information providing apparatus for a server is capable of allowing terminals with no large-capacity memory to store and use a large amount of information and also of permitting users to use application programs individually. The information providing apparatus has a user's individual information memory for storing therein user's individual information in areas assigned to respective users. The user's individual information is stored into the user's individual information memory by a contents storage unit. The user's individual information can be processed by a contents customizing unit, and managing information which allows users to manage the user's individual information with ease is added to the user's individual information by a managing information manipulating unit. A pattern memory stores pattern application programs, which can be processed and stored by the contents customizing unit for use as user's individual programs.