Abstract: Systems, apparatuses, and methods of an event-based automatic transaction on behalf of a user include and not limited to, determining, based on a plurality of information sources including a plurality of news information sources independent of a particular physical location, a probability of an event occurring, the probability being based on a predetermined percentage of news information sources indicating that the event is going to occur or is occurring, in response to the probability of the event occurring satisfying a predetermined threshold corresponding to the predetermined percentage, determining a location impacted by the event, in response to determining that the location of the user is proximate to the location impacted by the event, initiating a transaction with a mobile banking client application linked to an authorized financial account on behalf of the user, the authorized financial account being associated with the user and provided by the financial institution computing system.

Abstract: A method may include accessing a financial account of a user to detect an expenditure. The method may include determining a category of the expenditure. The method may include determining whether the user has a financial goal pertaining to the category. The method may include generating a user interface, the user interface including a non-textual visualization pertaining to the financial goal. The method may include presenting the user interface on a computing device of the user.

Abstract: Systems, apparatuses, methods, and computer program products are disclosed for adaptive controlling of computing models. An example method includes: obtaining, via communications hardware, a comment associated with a base model of a base model engine; generating, by an adaptive control model of an adaptive control model engine, an adaptive control instruction for the base model based on the comment; and causing, by the adaptive control model engine, the base model to adapt to the comment using the adaptive control instruction such that a base model output of the base model is affected by the adaptive control instruction.

Abstract: Systems, apparatuses, methods, and computer program products are disclosed for two-stage application testing using generative artificial intelligence. An example method includes receiving, by communications hardware, an application and a first context setting and testing, by preliminary testing circuitry, the application using a preliminary testing model. The example method further includes generating, by advanced testing circuitry and using a scenario generation model, one or more first context-based testing scenarios based on the first context setting and testing, by the advanced testing circuitry, the application using an advanced testing model, where the advanced testing model uses the one or more first context-based testing scenarios.

Abstract: Systems, apparatuses, methods, and computer program products are disclosed for providing a set of recommended user updates. An example method includes identifying an update event pertaining to a first user based on real-time event data and generating, using a recommendation generation model, and based on the real-time event data, a set of recommended update categories for the first user. The example method further includes generating, using a user analysis model, and based on user information associated with the first user, a set of bespoke update parameters and generating the set of recommended user updates for the first user based on the set of bespoke update parameters, where each recommended user update from the set of recommended user updates corresponds to a recommended update category in the set of recommended update categories. The example method further includes providing a recommended user update notification comprising the set of recommended user updates.

Abstract: Systems, apparatuses, methods, and computer program products are disclosed for incentivizing behavior using data projection. An example method includes deriving, by an investment profile analysis engine, a target investment interest for an individual and identifying, by an investment profile identification engine, one or more actions for the individual that are associated with the target investment interest. The example method further includes generating, by a data projection engine and based on the target investment interest, a future state projection, wherein the future state projection relates to the target investment interest presuming completion of the one or more actions and causing, by a communications hardware, presentation of the future-state projection to the individual.

Abstract: Systems, apparatuses, methods, and computer program products are disclosed for generating summaries using a voice intelligence system. An example method includes: obtaining a piece of data; identifying an actual feature in the piece of data using a generative adversarial network (GAN); generating, based on the actual feature, a summary of the piece of data; causing display of the summary.

Abstract: Systems, apparatuses, methods, and computer program products are disclosed for performing signature authentication. An example method includes: obtaining a sample signature of an individual; generating a predetermined number of variant signatures using the sample signature; causing the predetermined number of variant signatures to be presented to the individual; receiving a selection from the individual where the selection includes one or more of the predetermined number of variant signatures presented to the individual; receiving a request from the individual where the request includes a request-authentication-use signature; authenticating the individual by comparing the request-authentication-use signature to the selection; and permitting or rejecting the request based on a result of the authenticating.

Abstract: Systems, apparatus, and computer program products are disclosed for generating a verification non-fungible token. An example method includes receiving an event generation request and in response to receiving the event generation request, capturing an asset position and a timestamp. The method further includes performing one or more authentication operations on the event generation request based on the asset identifier and the one or more authentication credentials. The method further includes, in an instance in which the one or more authentication operations authenticates the event generation request, generating the verification non-fungible token for the asset identifier and storing the verification non-fungible token in an associated distributed ledger.

Abstract: Systems, apparatuses, and methods of an event-based automatic transaction on behalf of a user include and not limited to, determining, based on a plurality of information sources including a plurality of news information sources independent of a particular physical location, a probability of an event occurring, the probability being based on a predetermined percentage of news information sources indicating that the event is going to occur or is occurring, in response to the probability of the event occurring satisfying a predetermined threshold corresponding to the predetermined percentage, determining a location impacted by the event, in response to determining that the location of the user is proximate to the location impacted by the event, initiating a transaction with a mobile banking client application linked to an authorized financial account on behalf of the user, the authorized financial account being associated with the user and provided by the financial institution computing system.

Abstract: Systems, apparatuses, and methods of an event-based automatic transaction on behalf of a user include and not limited to, determining, based on a plurality of information sources including a plurality of news information sources independent of a particular physical location, a probability of an event occurring, the probability being based on a predetermined percentage of news information sources indicating that the event is going to occur or is occurring, in response to the probability of the event occurring satisfying a predetermined threshold corresponding to the predetermined percentage, determining a location impacted by the event, in response to determining that the location of the user is proximate to the location impacted by the event, initiating a transaction with a mobile banking client application linked to an authorized financial account on behalf of the user, the authorized financial account being associated with the user and provided by the financial institution computing system.

Abstract: Multilayer electronic content management is provided. A method includes determining a first section and a second section of a document for dynamic content management. The method also includes determining a first trigger event that prompts the dynamic content management on the first section and a second trigger event the prompts the dynamic content management on the second section. The method also includes implementing a first action to the first section based on an occurrence of the first trigger and a first rule, and a second action to the second section based on another occurrence of the second trigger and a second rule. The implementation may include executing a first micro-service within a metadata layer of the electronic document for implementation of the first action and executing a second micro-service within the metadata layer for implementation of the second action.

Abstract: Multilayer electronic content management is provided. A method includes determining a first section and a second section of a document for dynamic content management. The method also includes determining a first trigger event that prompts the dynamic content management on the first section and a second trigger event the prompts the dynamic content management on the second section. The method also includes implementing a first action to the first section based on an occurrence of the first trigger and a first rule, and a second action to the second section based on another occurrence of the second trigger and a second rule. The implementation may include executing a first micro-service within a metadata layer of the electronic document for implementation of the first action and executing a second micro-service within the metadata layer for implementation of the second action.

Abstract: Systems, apparatuses, and methods of making (initiating and processing) an event-based automatic transaction on behalf of a user including and not limited to, determining an event geolocation impacted by an event and determining that the user is at the event geolocation based on a user device geolocation received from a user device of the user. In response to determining that the user is at the event geolocation, the event-based automatic transaction is automatically initiated and processed to digitally purchase goods or services on behalf of the user.

Abstract: Multilayer electronic content management is provided. A method includes determining a first section and a second section of a document for dynamic content management. The method also includes determining a first trigger event that prompts the dynamic content management on the first section and a second trigger event the prompts the dynamic content management on the second section. The method also includes implementing a first action to the first section based on an occurrence of the first trigger and a first rule, and a second action to the second section based on another occurrence of the second trigger and a second rule. The implementation may include executing a first micro-service within a metadata layer of the electronic document for implementation of the first action and executing a second micro-service within the metadata layer for implementation of the second action.