Patents by Inventor Hisham Ibrahim
Hisham Ibrahim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11887106Abstract: Methods and devices for provisioning a secure application on an electronic device with first issuer data for a first issuer are described. In an embodiment, the provisioning system receives and stores first issuer records. The example provisioning system receives a provisioning request to provision the secure application with the first issuer data. The provisioning request includes identifying information. The example provisioning system evaluates the provisioning request based on at least one of the first issuer evaluation criteria, the first issuer records and the identifying information in the provisioning request. When the provisioning request satisfies the first issuer evaluation criteria, the example provisioning system generates a signal using the communication module to provide the first issuer data to the electronic device to provision the secure application on the electronic device.Type: GrantFiled: November 18, 2022Date of Patent: January 30, 2024Assignee: THE TORONTO-DOMINION BANKInventors: Hisham Ibrahim Salama, Paul Mon-Wah Chan, John Jong Suk Lee
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Publication number: 20230083220Abstract: Methods and devices for provisioning a secure application on an electronic device with first issuer data for a first issuer are described. In an embodiment, the provisioning system receives and stores first issuer records. The example provisioning system receives a provisioning request to provision the secure application with the first issuer data. The provisioning request includes identifying information. The example provisioning system evaluates the provisioning request based on at least one of the first issuer evaluation criteria, the first issuer records and the identifying information in the provisioning request. When the provisioning request satisfies the first issuer evaluation criteria, the example provisioning system generates a signal using the communication module to provide the first issuer data to the electronic device to provision the secure application on the electronic device.Type: ApplicationFiled: November 18, 2022Publication date: March 16, 2023Applicant: The Toronto-Dominion BankInventors: Hisham Ibrahim SALAMA, Paul Mon-Wah CHAN, John Jong Suk LEE
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Patent number: 11544702Abstract: Methods and devices for provisioning a secure application on an electronic device with first issuer data for a first issuer are described. In an embodiment, the provisioning system receives and stores first issuer records. The example provisioning system receives a provisioning request to provision the secure application with the first issuer data. The provisioning request includes identifying information. The example provisioning system evaluates the provisioning request based on at least one of the first issuer evaluation criteria, the first issuer records and the identifying information in the provisioning request. When the provisioning request satisfies the first issuer evaluation criteria, the example provisioning system generates a signal using the communication module to provide the first issuer data to the electronic device to provision the secure application on the electronic device.Type: GrantFiled: October 4, 2016Date of Patent: January 3, 2023Assignee: The Toronto-Dominion BankInventors: Hisham Ibrahim Salama, Paul Mon-Wah Chan, John Jong Suk Lee
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Patent number: 10866727Abstract: A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, and an input device. The method includes receiving a first input from the input device representing a request from a request initiator to access funds for use in a transaction, requesting and receiving, via the communications module, financial health data associated with the request initiator, and determining a second input for accessing the funds. The second input is received from the input device and has a complexity dependent on the financial health data. The method also includes facilitating access to the funds when the second input is received.Type: GrantFiled: November 5, 2019Date of Patent: December 15, 2020Assignee: The Toronto-Dominion BankInventors: Garima Aggarwal, Hisham Ibrahim Salama, Rakesh Thomas Jethwa, Paul Mon-Wah Chan, John Jong Suk Lee, Dean C. N. Tseretopoulos, Amber Rose Cossitt
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Publication number: 20200073548Abstract: A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, and an input device. The method includes receiving a first input from the input device representing a request from a request initiator to access funds for use in a transaction, requesting and receiving, via the communications module, financial health data associated with the request initiator, and determining a second input for accessing the funds. The second input is received from the input device and has a complexity dependent on the financial health data. The method also includes facilitating access to the funds when the second input is received.Type: ApplicationFiled: November 5, 2019Publication date: March 5, 2020Inventors: Garima AGGARWAL, Hisham Ibrahim SALAMA, Rakesh Thomas JETHWA, Paul Mon-Wah CHAN, John Jong Suk LEE, Dean C. N. TSERETOPOULOS, Amber Rose COSSITT
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Patent number: 10503394Abstract: A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, and an input device. The method includes receiving a first input from the input device representing a request from a request initiator to access funds for use in a transaction, requesting and receiving, via the communications module, financial health data associated with the request initiator, and determining a second input for accessing the funds. The second input is received from the input device and has a complexity dependent on the financial health data. The method also includes facilitating access to the funds when the second input is received.Type: GrantFiled: October 5, 2016Date of Patent: December 10, 2019Assignee: The Toronto-Dominion BankInventors: Garima Aggarwal, Hisham Ibrahim Salama, Rakesh Thomas Jethwa, Paul Mon-Wah Chan, John Jong Suk Lee, Dean C. N. Tseretopoulos, Amber Rose Cossitt
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Publication number: 20190340592Abstract: Systems and methods that help ensure that assist a user with bill payment on a graphical user interface (GUI) are described. After receiving bill payment information from the user through the GUI, bill payments are aggregated over a given period of time, allowing a user to make a single payment to ensure that all appropriate bills and/or invoices are paid in a timely fashion. Through use of the GUI, a user can avoid the traditional hassle and stress of tracking and paying bills.Type: ApplicationFiled: May 13, 2019Publication date: November 7, 2019Inventors: Matthew Parker Dennison, Hisham Ibrahim, Michael Reiss, Maria Doherty, Erin Riedl, Sandeep Bhimavarapu, Hester Seth, Marisa Johnson
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Patent number: 10325249Abstract: Systems and methods that help ensure that assist a user with bill payment on a graphical user interface (GUI) are described. After receiving bill payment information from the user through the GUI, bill payments are aggregated over a given period of time, allowing a user to make a single payment to ensure that all appropriate bills and/or invoices are paid in a timely fashion. Through use of the GUI, a user can avoid the traditional hassle and stress of tracking and paying bills.Type: GrantFiled: August 19, 2016Date of Patent: June 18, 2019Assignee: PayPal, Inc.Inventors: Matthew Parker Dennison, Hisham Ibrahim, Michael Reiss, Maria Doherty, Erin Riedl, Sandeep Bhimavarapu, Hester Seth, Marisa Johnson
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Publication number: 20180096319Abstract: A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, and an input device. The method includes receiving a first input from the input device representing a request from a request initiator to access funds for use in a transaction, requesting and receiving, via the communications module, financial health data associated with the request initiator, and determining a second input for accessing the funds. The second input is received from the input device and has a complexity dependent on the financial health data. The method also includes facilitating access to the funds when the second input is received.Type: ApplicationFiled: October 5, 2016Publication date: April 5, 2018Inventors: Garima AGGARWAL, Hisham Ibrahim SALAMA, Rakesh Thomas JETHWA, Paul Mon-Wah CHAN, John Jong Suk LEE, Dean C. N. TSERETOPOULOS, Amber Rose COSSITT
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Publication number: 20180096434Abstract: A method and system are provided for displaying content on an electronic display. The method includes receiving data representing a plurality of items, each of the plurality of items being associated with a product or service. The method also includes requesting and receiving financial health data associated with a purchasing entity. The method also includes determining a subset of items from the plurality of items based on affordability relative to the financial health data, and having at least one of the plurality of items displayed on the electronic display. The subset of items may be displayed in a different manner than the other plurality of items displayed, the different manner may include either or both reducing visibility of the subset of items, and excluding the subset of items from being displayed.Type: ApplicationFiled: October 5, 2016Publication date: April 5, 2018Inventors: Garima AGGARWAL, Hisham Ibrahim SALAMA, Rakesh Thomas JETHWA, Paul Mon-Wah CHAN, John Jong Suk LEE, Dean C. N. TSERETOPOULOS, Amber Rose COSSITT
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Publication number: 20180096345Abstract: Methods and devices for provisioning a secure application on an electronic device with first issuer data for a first issuer are described. In an embodiment, the provisioning system receives and stores first issuer records. The example provisioning system receives a provisioning request to provision the secure application with the first issuer data. The provisioning request includes identifying information. The example provisioning system evaluates the provisioning request based on at least one of the first issuer evaluation criteria, the first issuer records and the identifying information in the provisioning request. When the provisioning request satisfies the first issuer evaluation criteria, the example provisioning system generates a signal using the communication module to provide the first issuer data to the electronic device to provision the secure application on the electronic device.Type: ApplicationFiled: October 4, 2016Publication date: April 5, 2018Applicant: The Toronto-Dominion BankInventors: Hisham Ibrahim SALAMA, Paul Mon-Wah CHAN, John Jong Suk LEE
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Publication number: 20170053254Abstract: Systems and methods that help ensure that assist a user with bill payment on a graphical user interface (GUI) are described. After receiving bill payment information from the user through the GUI, bill payments are aggregated over a given period of time, allowing a user to make a single payment to ensure that all appropriate bills and/or invoices are paid in a timely fashion. Through use of the GUI, a user can avoid the traditional hassle and stress of tracking and paying bills.Type: ApplicationFiled: August 19, 2016Publication date: February 23, 2017Inventors: Matthew Parker Dennison, Hisham Ibrahim, Michael Reiss, Maria Doherty, Erin Riedl, Sandeep Bhimavarapu, Hester Seth, Marisa Johnson
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Publication number: 20130325724Abstract: A payment provider offers a subscription service for remittances. Users of the payment provider service may elect to pay a set monthly fee (or other periodic fee), which allows a user to send unlimited remittances during the period without any additional fees for each remittance transaction. In other words, a user may elect to pay a flat fee to forego per transaction remittance fees. The fee may be the same for all users or may differ based on various factors, which can include the number of remittances the user expects to send during the period, the total amount of money expected to be sent, the residences of intended recipients, etc.Type: ApplicationFiled: June 4, 2013Publication date: December 5, 2013Inventors: Adolfo Babatz, Hisham Ibrahim, Dana Worth, Jose Fernandez-da Ponte
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Patent number: 8489438Abstract: A method for evaluating an entity that includes identifying an entity identifier for the entity, recording a voice review for the entity associated with the entity identifier, and submitting the voice review and the entity identifier to a review framework.Type: GrantFiled: March 31, 2006Date of Patent: July 16, 2013Assignee: Intuit Inc.Inventor: Hisham Ibrahim
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Publication number: 20120185386Abstract: An electronic funds transfer authentication system and method facilitates the verification and authentication of a user and if authenticated allows the user to perform an action in an online system, such as an electronic funds transfer. The user-entered data is validated, and then the action (e.g., electronic funds transfer) is validated using credit/debit card information. Using a unique combination of security measures and procedures, the risk associated with various types of action and fund transfers is reduced, thereby enabling a financial institution to protect its customers' accounts with a greater degree of certainty.Type: ApplicationFiled: January 18, 2011Publication date: July 19, 2012Applicant: BANK OF AMERICAInventors: Hisham Ibrahim Salama, David Shroyer, Darrell Fitzgerald Stanfield, Denise Hanna Beachley, Phillip Wayne Dunne, Murali K. Bolisetty
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Patent number: D683762Type: GrantFiled: January 18, 2011Date of Patent: June 4, 2013Assignee: Bank of America CorporationInventors: Hisham Ibrahim Salama, David Shroyer, Darrell Fitzgerald Stanfield, Denise Hanna Beachley, Phillip Wayne Dunne, Murali K. Bolisetty