Patents by Inventor HongGyu Lee

HongGyu Lee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20020069168
    Abstract: The Personal Finance Management (PFM) system of the present invention can be connected to a bank server and a plurality of electronic bill presentation and payment (“EBPP”) servers via the Internet and obtain a user's bank account information data from the bank server and billing information data from the EBPP servers. The PFM system can present a user with a payment schedule based on the bank account information and the billing information so that the user can manage his/her finance matters efficiently. Furthermore, the PFM system can enable the user to determine when and how to pay the bill.
    Type: Application
    Filed: November 7, 2001
    Publication date: June 6, 2002
    Applicant: International Business Machines Corporation
    Inventors: KangYoon Lee, HongGyu Lee