Abstract: The present disclosure describes systems and methods for providing enhanced location analysis and consumer insights using mobile sightings data. An approximate geographic location is useful to mobile service providers and advertisers who wish to provide targeted content to consumers based on their location. The location analysis described herein provides more depth and detail about the detected geographic location of the consumer and also insights into business locations visited by the user of the device, consumer/market segments and patterns of behavior (for an individual consumer and/or for aggregated group of consumers), retail trends and patterns, and other profile information. For example, a location profile analytics system as described herein can determine a probability that an approximate geographic location actually corresponds to a specific geographic location, such as a business location.

Abstract: The present disclosure describes systems and methods for providing enhanced location analysis and consumer insights using mobile sightings data. An approximate geographic location is useful to mobile service providers and advertisers who wish to provide targeted content to consumers based on their location. The location analysis described herein provides more depth and detail about the detected geographic location of the consumer and also insights into business locations visited by the user of the device, consumer/market segments and patterns of behavior (for an individual consumer and/or for aggregated group of consumers), retail trends and patterns, and other profile information. For example, a location profile analytics system as described herein can determine a probability that an approximate geographic location actually corresponds to a specific geographic location, such as a business location.

Abstract: The features relate to artificial intelligence directed detection of user behavior based on complex analysis of user event data including language modeling to generate distributed representations of user behavior. Further features are described for reducing the amount of data needed to represent relationships between events such as transaction events received from card readers or point of sale systems. Machine learning features for dynamically determining an optimal set of attributes to use as the language model as well as for comparing current event data to historical event data are also included.

Abstract: Systems and methods are provided for implementing machine learning techniques to distinguish a real identity, such as a set of identity information representing a real person, from a synthetic identity that may include portions of real identity information. Attributes regarding a target identity derived from a variety of retrieved data records may be provided as input to multiple machine learning models that generate scores associated with the potential of the target identity being synthetic. The scores may be combined and compared to a threshold to generate a determination of whether the target identity is a synthetic identity.

Abstract: The features relate to artificial intelligence directed compression of user event data based on complex analysis of user event data including latent feature detection and clustering. Further features are described for reducing the size of data transmitted during event processing data flows and devices such as card readers or point of sale systems. Machine learning features for dynamically determining an optimal compression as well as identifying targeted users and providing content to the targeted users based on the compressed data are also included.

Abstract: The features relate to artificial intelligence directed compression of user event data based on complex analysis of user event data including latent feature detection and clustering. Further features are described for reducing the size of data transmitted during event processing data flows and devices such as card readers or point of sale systems. Machine learning features for dynamically determining an optimal compression as well as identifying targeted users and providing content to the targeted users based on the compressed data are also included.

Abstract: In one embodiment, an estimated score stability system provides an approximation of a customer's historical credit scores based on trended data. These estimated credit scores can then be used to track information about a consumer over time.