Patents by Inventor Hope C. Callen

Hope C. Callen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Providing termination benefits for employees
    Patent number: 6944597
    Abstract: A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.
    Type: Grant
    Filed: October 30, 2001
    Date of Patent: September 13, 2005
    Assignee: Spincor LLC
    Inventors: Brock W. Callen, Hope C. Callen
  • Tax withholding on employee termination benefits
    Publication number: 20040111300
    Abstract: Termination benefits to employees are paid under an insurance product owned by an employer of the employees, federal or state unemployment taxes are not withheld from the paid termination benefits.
    Type: Application
    Filed: May 20, 2002
    Publication date: June 10, 2004
    Inventors: Brock W. Callen, Hope C. Callen
  • Pricing employee termination benefits
    Publication number: 20030216947
    Abstract: Prices for coverages of termination benefits are aggregated with respect to cells of employees who are selected, based on employment demographics, to reduce the impact of adverse selection by an employer of the employees. The price for each of the cells includes an enhanced component that represents an excess over the anticipated termination rate of that cell. The excess termination rate is a predetermined multiple of the anticipated termination rate for at least some cells for which the anticipated termination rates are different.
    Type: Application
    Filed: May 20, 2002
    Publication date: November 20, 2003
    Inventors: Brock W. Callen, Hope C. Callen
  • Providing termination benefits for employees
    Publication number: 20030065540
    Abstract: A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.
    Type: Application
    Filed: October 30, 2001
    Publication date: April 3, 2003
    Applicant: Spincor LLC
    Inventors: Brock W. Callen, Hope C. Callen
  • Providing termination benefits for employees
    Publication number: 20020091553
    Abstract: A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.
    Type: Application
    Filed: October 30, 2001
    Publication date: July 11, 2002
    Applicant: Spincor LLC, a Delawer Corporation
    Inventors: Brock W. Callen, Hope C. Callen
  • Providing termination benefits for employees
    Patent number: 6332125
    Abstract: A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.
    Type: Grant
    Filed: December 18, 1998
    Date of Patent: December 18, 2001
    Assignee: Spincor LLC
    Inventors: Brock W. Callen, Hope C. Callen