Patents by Inventor Horst Henn
Horst Henn has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 7490062Abstract: A method, system and program for payment in a purchasing action performed by means of a cellular standard communication between a customer using said cellular standard communication device and a provider offering goods and/or services, wherein the communication between said customer and said provider is performed via a voice channel of said communication device and transmissions of an electronic bill from said provider to said customer, of a money transfer order from said customer to a payment provider and of a receipt of payment from said payment provider to said customer are performed via a service channel of the cellular standard network.Type: GrantFiled: January 2, 2001Date of Patent: February 10, 2009Assignee: International Business Machines CorporationInventors: Uwe Hansmann, Horst Henn, Lothar Merk, Thomas Stober
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Patent number: 6965988Abstract: A method and apparatus for the user-defining, configuring and starting of an application or software components to form an application by means of a token and in particular a chip card. Via the service identifiers stored in the chip card which represent applications or software components to form applications, the chip card user can install the desired application. The card agent accepts the request for an application, checks the register to see if the application is present and if it is not, makes a connection to communicate with the server in order to download the application to the user system.Type: GrantFiled: June 23, 2000Date of Patent: November 15, 2005Assignee: International Business Machines CorporationInventors: Uwe Hansmann, Horst Henn, Lothar Merk, Thomas Stober
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Patent number: 6859879Abstract: The present invention relates to a client-server system having a security system for controlling access to application functions. The security system separated from the clients and the application functions routes all incoming requests created by various PVC-devices to a centralized security system providing an authentication component and a security component. The authentication component provides several authentication mechanisms which may be selected by information contained in the client's request. The authentication mechanism may be changed or extended without changing conditions on the client as well on the server or application side. The security component provides a security policy describing security requirements for accessing application functions which may be invoked by the security component. If the selected authentication mechanism succeeds and fulfills the security policy associated to that application function then the application function will be invoked by the security component.Type: GrantFiled: March 16, 2001Date of Patent: February 22, 2005Assignee: International Business Machine CorporationInventors: Horst Henn, Dirk Herrendoerfer, Thomas Schaeck, Roland Weber
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Publication number: 20050015293Abstract: A collaboration enhanced workflow system includes an interface unit at least to provide an interface to a workflow system for performing a selected workflow and an interface to a collaboration system within which the actors of the current instance of the selected workflow can collaborate.Type: ApplicationFiled: July 16, 2003Publication date: January 20, 2005Applicant: International Business Machines CorporationInventors: Horst Henn, Matthias Kloppmann, Frank Leymann, Yoelle Maarek, Michael Rodeh, Juergen Schaeck, Thomas Schaeck, Dafna Sheinwald
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Patent number: 6845367Abstract: The present invention describes a device and a method for performing cashless payments between a customer and a dealer. The advantages of the present invention lie in that payments can be performed over the Internet without implementing special payments commands stored in the customer chip card. It is sufficient to use a normal chipcard with a file structure. Such a file structure can be used in different file system cards and does not depend on the chipcard's operating system. Therefore, the inventive method can be used in a variety of chipcards without implementing special payments commands. The protocol is designed such that per payment only three steps of communication are required.Type: GrantFiled: December 21, 2000Date of Patent: January 18, 2005Assignee: International Business Machines CorporationInventors: Peter Bendel, Horst Henn, Thomas Schaeck, Roland Weber
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Patent number: 6829597Abstract: A computer program product and programmed method for performing cashless payments between a customer and a dealer via a bank. The invention is embodied in an on-line computerized process between customer and dealer to define the payment method, check the availability frame, issue a voucher to describe the transaction, issue a payment instruction, signature of the issued voucher by the dealer and signature of the payment instruction by the dealer and the customer. In another embodiment, the information is gathered and the voucher and payment instructions are generated off-line. A subsequent on-line process between the dealer and bank transfer the signed payment instruction and signed voucher to the bank where computer coded checks the dealer and customer signature, checks the allocation between payment instruction and voucher, replaces the dealer and customer identity data with information for performance of the payment instruction, and performs the payment instruction and stores the voucher.Type: GrantFiled: August 14, 2000Date of Patent: December 7, 2004Assignee: International Business Machines CorporationInventors: Thomas Schaeck, Roland Weber, Horst Henn
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Publication number: 20040139349Abstract: The present invention relates to a client-server system having a security system for controlling access to application functions. The security system separated from the clients and the application functions routes all incoming requests created by various PVC-devices to a centralized security system providing an authentication component and a security component. The authentication component provides several authentication mechanisms which may be selected by information contained in the client's request. The authentication mechanism may be changed or extended without changing conditions on the client as well on the server or application side. The security component provides a security policy describing security requirements for accessing application functions which may be invoked by the security component. If the selected authentication mechanism succeeds and fulfills the security policy associated to that application function then the application function will be invoked by the security component (FIG. 3).Type: ApplicationFiled: March 16, 2001Publication date: July 15, 2004Applicant: International Business Machines CorporationInventors: Horst Henn, Dirk Herrendoerfer, Thomas Schaeck, Roland Weber
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Publication number: 20040139002Abstract: A network-based method for performing cashless payments between a customer and a vendor providing services in the network is provided, whereby an amount from a customer's account at a trusted third party is debited by the vendor for each access of the customer to the vendor's services provided on the network. The method comprises the step of assigning a limited maximum amount to the customer's account and allowing the vendor to debit the customer's account at the trusted third party for each access to the vendor's network service until the limited maximum amount is reached by performing a single authorization step for the assigned limited maximum amount before the first access to the vendor's network services.Type: ApplicationFiled: November 5, 2003Publication date: July 15, 2004Inventors: Horst Henn, Thomas Schaeck, Martin Smolny
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Publication number: 20010016835Abstract: A method, system and program for payment in a purchasing action performed by means of a cellular standard communication between a customer using said cellular standard communication device and a provider offering goods and/or services, wherein the communication between said customer and said provider is performed via a voice channel of said communication device and transmissions of an electronic bill from said provider to said customer, of a money transfer order from said customer to a payment provider and of a receipt of payment from said payment provider to said customer are performed via a service channel of the cellular standard network.Type: ApplicationFiled: January 2, 2001Publication date: August 23, 2001Inventors: Uwe Hansmann, Horst Henn, Lothar Merk, Thomas Stober
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Publication number: 20010007129Abstract: The present invention describes a device and a method for performing cashless payments between a customer and a dealer. The advantages of the present invention lie in that payments can be performed over the Internet without implementing special payments commands stored in the customer chip card. It is sufficient to use a normal chipcard with a file structure. Such a file structure can be used in different file system cards and does not depend on the chipcard's operating system. Therefore, the inventive method can be used in a variety of chipcards without implementing special payments commands. The protocol is designed such that per payment only three steps of communication are required.Type: ApplicationFiled: December 21, 2000Publication date: July 5, 2001Applicant: International Business Machines CorporationInventors: Peter Bendel, Horst Henn, Thomas Schaeck, Roland Weber
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Patent number: 5770844Abstract: A transaction audit system is disclosed comprising a chip card, for completing a transaction between the holder of the chip card and a transaction partner such as a merchant. During the transaction, a transaction identifier is generated uniquely identifying the transaction. For completing execution of the transaction by posting of the payment amount to the merchants account, the chip card transmits a transaction receiver data record comprising the transaction identifier, and further data, if required, to a third party. To allow auditing the transaction settlement posting accuracy, the transaction provider also transmits a transaction provider data record comprising the corresponding transaction identifier to the third party.Type: GrantFiled: October 25, 1996Date of Patent: June 23, 1998Assignee: International Business Machines CorporationInventor: Horst Henn