Abstract: A system and method for verifying information, such as user identity information and location, as well as authorization information, such as approval for charges for goods or services, which are usable for such functions as providing remote purchasing by and billing of users. Two elements of information are used to establish verification and authorization: 1) establishment of identity of the user; and 2) establishment of location information for the user that is linkable to that user. In one variation, both soft and hard connection to the user (e.g., Internet based and wired telephone based, connection respectively) are used to verify the user's identity and location. The approach of the present invention also meets the governmental compliance criteria.