Patents by Inventor Howard Fish

Howard Fish has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20180053189
    Abstract: According to embodiments of the invention, data not ordinarily sent through a transaction network can be transmitted to a resource provider (e.g., a merchant) in an authorization response message. For example, a location of an authorized user of a credential can be transmitted to a merchant to be compared to the merchant's location. This allows the merchant to determine whether to deliver goods or services to a consumer presenting the credential. In an additional or alternative example, transaction statistics can be transmitted to a merchant to allow the merchant to perform analytics. In both cases, the authorization response message serves the function of not only providing authorization services, but also authentication services (via user location) and/or data services (via statistics).
    Type: Application
    Filed: August 18, 2016
    Publication date: February 22, 2018
    Inventors: Justin T. Monk, Howard Fish, Shoon Ping Wong
  • Patent number: 7783571
    Abstract: A systems and methods for depositing foreign funds into a native account using a foreign transaction machine are disclosed according to one embodiment of the invention. A foreign transaction machine, such as an ATM, receives and financial account number associated with a financial account and determines the native currency associated with the financial account. The foreign ATM may then receive cash in a foreign currency. AN exchange rate is received from within the ATM or through a network connected to the ATM. The foreign funds are then converted according to the exchange rate into native funds. The native funds are then deposited into the financial account. In other embodiments, the transaction machine provides transaction cards with native funds in response to receiving foreign currency.
    Type: Grant
    Filed: May 31, 2007
    Date of Patent: August 24, 2010
    Assignee: First Data Corporation
    Inventors: Howard Fish, Jake Sterling
  • Publication number: 20080301047
    Abstract: A systems and methods for depositing foreign funds into a native account using a foreign transaction machine are disclosed according to one embodiment of the invention. A foreign transaction machine, such as an ATM, receives and financial account number associated with a financial account and determines the native currency associated with the financial account. The foreign ATM may then receive cash in a foreign currency. AN exchange rate is received from within the ATM or through a network connected to the ATM. The foreign funds are then converted according to the exchange rate into native funds. The native funds are then deposited into the financial account. In other embodiments, the transaction machine provides transaction cards with native funds in response to receiving foreign currency.
    Type: Application
    Filed: May 31, 2007
    Publication date: December 4, 2008
    Applicant: First Data Corporation
    Inventors: Howard Fish, Jake Sterling
  • Publication number: 20030080463
    Abstract: An apparatus and a continuous process for manufacturing a ring-dyed polymeric filament. A filament, formed by melt extrusion is directly fed into a tank containing a dye solution for a predetermined period of time. The resulting ring-dyed filament includes an outer cross-sectional region colored with the dye and an inner cross-sectional region not colored with the dye. The outer cross-sectional region may be of uniform thickness over the length of the filament. A quenching step can be performed either before or during the ring-dyeing step.
    Type: Application
    Filed: October 26, 2001
    Publication date: May 1, 2003
    Applicant: SPECIALTY FILAMENTS, INC.
    Inventors: Jennifer Harris, Monroe Moore, Raymond G. Mainer, Mark Antell, Howard Fish, Ronald Pratt