Abstract: The present invention is a system to purchase one or more goods and services that includes one or more payment receiving apparatuses that include a distinctive product code, a mobile device with an input system to input purchasing data and a payment distribution application utilized to input purchasing data and a communications network that allows the mobile device to be in communication with the one or more payment receiving apparatuses. A payment is performed by the mobile device to purchase the goods and services provided by the one or more payment receiving apparatuses which are in communication with a user's monetary funds to transfer the user's monetary funds over the communications network to the payment receiving apparatus to purchase the goods and services.

Abstract: A coating composition for the attenuation of the reflection electromagnetic radiation and particularly electromagnetic radiation have a wavelength of greater than 800 nm including the near infrared is described. The composition comprises a chromophore capable of absorbing up to about 95% of the electromagnetic radiation having a wavelength greater than 800 nm. Optionally, the composition may comprise microbeads that serve the purpose of also scattering the electromagnetic radiation.