Patents by Inventor HOWARD P. MILSTEIN

HOWARD P. MILSTEIN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230252537
    Abstract: Methods and systems of facilitating at least one purchase over at least one network between at least one buyer and at least one seller are disclosed. Personal information from the at least one buyer can be stored. The personal information can be utilized to assign at least one account identifier to the at least one buyer. The at least one buyer can use the at least one account identifier to process payment over the at least one network for the at least one purchase from the at least one seller, such that the at least one seller does not obtain the personal information of the at least one buyer.
    Type: Application
    Filed: February 13, 2023
    Publication date: August 10, 2023
    Applicant: Emmigrant Bank
    Inventors: Howard P. MILSTEIN, David M. Seldin, Daniel P. Gregerson
  • Patent number: 11615448
    Abstract: Methods and systems of facilitating at least one purchase over at least one network between at least one buyer and at least one seller are disclosed. Personal information from the at least one buyer can be stored. The personal information can be utilized to assign at least one account identifier to the at least one buyer. The at least one buyer can use the at least one account identifier to process payment over the at least one network for the at least one purchase from the at least one seller, such that the at least one seller does not obtain the personal information of the at least one buyer.
    Type: Grant
    Filed: August 15, 2017
    Date of Patent: March 28, 2023
    Assignee: EMIGRANT BANK
    Inventors: Howard P. Milstein, David M. Seldin, Daniel P. Gregerson
  • Publication number: 20170352076
    Abstract: Systems and methods for facilitating a purchase over a network. A computer of a banking institution stores personal information from a buyer. The computer uses the personal information to assign and store an account identifier and alias information for the buyer. The computer uses the buyer's alias information and a seller's existing payment process to complete a purchases such that the true identity of the buyer is not revealed to the seller.
    Type: Application
    Filed: August 15, 2017
    Publication date: December 7, 2017
    Applicant: EMIGRANT BANK
    Inventors: HOWARD P. MILSTEIN, David M. Seldin, Daniel P. Gregerson
  • Patent number: 9785984
    Abstract: Systems and methods for facilitating a purchase over a network. A computer of a banking institution stores personal information from a buyer. The computer uses the personal information to assign and store an account identifier and alias information for the buyer. The computer uses the buyer's alias information and a seller's existing payment process to complete a purchases such that the true identity of the buyer is not revealed to the seller.
    Type: Grant
    Filed: February 27, 2008
    Date of Patent: October 10, 2017
    Assignee: EMIGRANT BANK
    Inventors: Howard P. Milstein, David M. Seldin, Daniel P. Gregerson
  • Publication number: 20080208693
    Abstract: A computerized system and/or method of facilitating a purchase between a buyer and a seller, comprising: a computer storing personal information from a buyer; the computer utilizing the information to assign an account identifier to the buyer, the account identifier not including the personal information of the buyer; the computer allowing the buyer to use the account identifier to process payment for a purchase from a seller, such that the seller does not obtain the personal information of the buyer; and the computer crediting the at least one buyer with at least one reward for using the at least one account identifier if the at least one buyer utilizes the at least one account identifier to make the at least one purchase.
    Type: Application
    Filed: February 27, 2008
    Publication date: August 28, 2008
    Applicant: EMIGRANT BANK
    Inventors: HOWARD P. MILSTEIN, David M. Seldin, Daniel P. Gregerson