Patents by Inventor Hrushikesh Kar

Hrushikesh Kar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for providing a financial account charging a flat amount
    Patent number: 7303122
    Abstract: Systems and methods are disclosed for providing a financial account. The disclosed systems and methods may include receiving financial transaction data, establishing a balance for the financial account based on the financial transaction data, and charging an amount to the financial account. The amount may comprise a fixed amount that may be the same for all values of the balance. Furthermore, the disclosed systems and methods may include charging an amount to the financial account in which the amount comprises a first fixed amount if the balance is less than or equal to a break-point value and in which the amount comprises a second fixed amount if the balance is greater than the break-point value. The first fixed amount may be the same for all values of the balance less than or equal to the break-point value. And the second fixed amount may be the same for all values of the balance greater than the break-point value.
    Type: Grant
    Filed: August 30, 2004
    Date of Patent: December 4, 2007
    Assignee: Capital One Financial Corporation
    Inventors: Nathan T. Czyzewski, Jonathan Ian Kernkraut, Srishti Kohli, Alihan Hotic, Hrushikesh Kar
  • Methods and systems for providing a financial account charging a flat amount
    Publication number: 20060047592
    Abstract: Systems and methods are disclosed for providing a financial account. The disclosed systems and methods may include receiving financial transaction data, establishing a balance for the financial account based on the financial transaction data, and charging an amount to the financial account. The amount may comprise a fixed amount that may be the same for all values of the balance. Furthermore, the disclosed systems and methods may include charging an amount to the financial account in which the amount comprises a first fixed amount if the balance is less than or equal to a break-point value and in which the amount comprises a second fixed amount if the balance is greater than the break-point value. The first fixed amount may be the same for all values of the balance less than or equal to the break-point value. And the second fixed amount may be the same for all values of the balance greater than the break-point value.
    Type: Application
    Filed: August 30, 2004
    Publication date: March 2, 2006
    Inventors: Nathan Czyzewski, Jonathan Kernkraut, Srishti Kohli, Alihan Hotic, Hrushikesh Kar